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  <title><![CDATA[St. Croix Real Estate Blog]]></title>
  <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_showall]]></link>
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  <description><![CDATA[News about the St. Croix real estate market.]]></description>
  <category><![CDATA[Caribbean real estate St. Croix Virgin Islands]]></category>
  <generator>Open-Realty Blog AddOn</generator>
  <webMaster><![CDATA[islandsit@gmail.com (Larry Burke)]]></webMaster>
  <item>
   <title><![CDATA[How Coldwell Banker's Social Media Strategy will Help You  with St Croix Real Estate]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=279]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=279]]></guid>
   <description><![CDATA[With a presence on YouTube, Facebook and Twitter, and now an active participant in the blogging world, Coldwell Banker is staying at the front of the social media wave.  Chief Marketing Officer Michael Fischer discusses how the company is anticipating consumers' needs and always staying one step ahead, in an interview with <a href='http://rismedia.com/2010-08-29/company-spotlight-thinking-outside-the-site-coldwell-bankers-social-media-strategy-keeps-consumers-coming-back-for-more/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+Rismedia+%28RISMedia+Real+Estate+News%29' target='_blank'>RISMedia.com</a>.

1.  What is the company's overall social media strategy?
"The idea behind our getting involved with social media was to establish a better relationship between the Coldwell Banker brand and consumers as well as with our agents. Certain networks and platforms work better for different audiences. We have a strong Facebook and Twitter platform for our agents while our YouTube channel (On Location) and Blog (Blue Matter) focus on creating a conversation and establishing dialogue with our consumers. Social media has been a wonderful opportunity for the Coldwell Banker brand to continue the conversation beyond our internal newsletter to agents or website to consumers.

"On Location meets an unmet need for home buyers and sellers. Our entire rationale in video is to combine an agent's personality, which clearly comes across in video, with the unique aspects of a property. It's a marketing opportunity our industry hasn't had before. We have had thousands and thousands of videos uploaded in a little more than a year...and consumers have responded as well."

2.  Why is social media important?
"We are committed to social media as it gives us the chance to create a two-way conversation within the brand as well as with our consumers. By being present in social media, we can put a face to the Coldwell Banker name so that our clients can connect with us on an even deeper level.

"For example, On Location provides not only Jim Gillespie (CEO) with a forum to address real estate matters, but our agents are using the site to showcase their expertise on local market conditions and expose their listings."

3.  How will the newly revamped <a href='http://www.coldwellbanker.com' target='_blank'>coldwellbanker.com</a> be valuable to today's consumers?
"We have put a lot of thought and energy into our new Coldwell Banker website and have worked to create a site that is different from all the others on the Web. Revamping our website was all about helping consumers find the information they are looking for in a more straightforward way. One new feature is a rating system, which is used internally to drive algorithms on the backend that will recommend properties to consumers, much like iTunes recommends music according to songs you have purchased in the past.

"In addition, our new BlueScape Search feature is a Pandora-inspired search that takes the rational thinking out of the home-search process and creates a truly emotional search. After rating at least five photos, BlueScape compiles a group of properties that are unique to an individual consumer's taste. It's more visual and completely new to our industry."

4.  what was the motivation behind creating your Blue Matter blog?
"We felt the real estate industry, when it comes to blogging, was not focused on the consumer. The Web is full of real estate blogs, but they are all just industry people talking to each other. With Blue Matter, we have an opportunity to share unique insights and thought-provoking commentary.

"Coldwell Banker has a strong point of view on how to guide consumers through today's difficult market. Our blog gives us a chance to be honest with consumers and provide them with a reasonable path through today's real estate market."

5.  Why is it important for today's real estate companies to not be content with just having a great-looking website?
"Today's consumers want information where they are. The old philosophy of creating virtual brick and mortars and driving people to online sites is no longer going to cut it. Consumers want information coming directly to them or served in areas where they spend time, such as social media sites. Consumers are more mobile than ever, so we need to make sure we are reaching them-whether it be through an app, a mobile-enabled site, TV commercials or video."

6.  What is the company's goal with social media?
"Our goal in being involved with social media is to understand what our customers, brokers and agents want and need, and there is no better way of keeping a pulse on what is going on than by being involved in social media. While Coldwell Banker has been around for 104 years, we never want to rest on our laurels. We have always been interested in understanding what's out there as well as what we need to do as a company to adapt to consumers' needs and ensure we respond more quickly to these needs than other real estate companies. Our use of social media has differentiated us as a company, and at the end of the day, we want people to be proud of their association with us."

7.  What do you see in the future for Coldwell Banker and social media?
"As we move into the future, the social media platforms that are popular today will change as there are always going to be new ways of connecting. We are constantly working to stay on top of what is available and what is coming down the road so that when there is an opportunity to connect and engage with customers, we will have tried and understood the new medium and be ready to move forward."

We at Coldwell Banker are pleased to offer you these new tools for your real estate needs.  Stop by our office at any time and talk to one of our agents about our personal commitment to providing information and service.]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 08 Sep 2010 11:59:07 -0400]]></pubDate>
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   <title><![CDATA[St Croix Economy Coming Back]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=278]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=278]]></guid>
   <description><![CDATA[An extensive report by Global Property Guide on the Virgin Islands, concludes "The housing market in the US Virgin Islands has still not quite recovered from its crash in 2008, but reports of new property developments suggest optimism."

While all 3 of the Virgin Islands are discussed, here are some highlights on ST Croix.  Read the complete discussion at <a href=http://www.globalpropertyguide.com/Caribbean/US-Virgin-Is/Price-History/' target='_blank'>GlobalPropertyGuide.com</a>.

"The property market in the U.S. Virgin Islands is experiencing a slow but gradual recovery from the worldwide market slump as several new development projects are scheduled to be underway next year.

"In St Croix, average home sales price fell 7.4% to US$356,954 in 2009, according to the USVI Bureau of Economic Research. Condo prices, however, rose by the same percentage to an average of US$234,619 in 2009, even though the number of actual units sold dropped from 108 to 60 over the same year. 

"In 2009, the number of homes sold [on St Croix] fell from 187 to 172, even with an average price drop of 7.5% to US$356,954. Though condominium prices in St. Croix rose, condominium sales throughout the Territory were in even worse shape as only 152 units were sold that year-114 less than in 2008, even with an average price drop of around US$22,000 to US$251,832. 

"Residential property sales peaked in 2004, when 587 homes and 551 condominium units were sold in the islands. Since then, property sales have been falling sharply-in 2009, only 298 homes and 152 condominium units were sold.

"The re-issuance of property tax bills in USVI after several years in abeyance has begun, with property owners receiving multiple bills and having to pay arrears from as far back as 2006. The USVI government, having to operate at an $800,000 a day deficit thanks to a federal injunction over property reassessment on the islands earlier in the decade, is expected to recoup at least some of the millions of dollars it had been losing in property taxes.

"Upcoming developments include construction of three new resort-casinos in St. Croix:
1. The USVI Legislature approved the issuance of a Coastal Zone Management (CZM) permit for the construction of the <b>Robin Bay Seven Hills Beach Resort and Casino</b> on the south shore of St. Croix. The first phase of the four-phase project is scheduled to break ground in early 2011 with the construction of a two-building luxury hotel, a casino, golf course, and 52 time-share units. However, financing is still a problem. 
2. <b>The Mills of St Croix</b> - The proposed William and Punch resort development (in partnership with the Mashantucket Pequot Tribal Nation) has dealt with its CZM permit renegotiations in July 2009 and had met with various US agencies such as the EPA, the Army Corps of Engineers, and the Fish and Wildlife Commission in June 2010. Pending approval of federal permits, signs are pointing to a possible groundbreaking by early 2011. 
3. The proposed development by <b>Golden Resorts at Great Pond Bay </b>has stalled while Paul Golden is fighting the Virgin Islands Conservation Society over the validity of the CZM permit issued in 2004."

Call any of our Coldwell Banker agents about these reports and to discuss in depth our St Croix real estate market.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 03 Sep 2010 20:24:55 -0400]]></pubDate>
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   <title><![CDATA[Plan and Prepare for Hurricane Season on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=277]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=277]]></guid>
   <description><![CDATA[With the hurricane season well underway here in the Caribbean, a few thoughts at preventative care and 1st-line reaction seem timely.

Homeowners should begin their disaster preparations by developing a plan. A good plan includes not only an emergency preparedness kit, with important papers, food and water, and extra blankets and flashlights, but also a well-thought out plan for how family members will evacuate and communicate-making sure that everyone in the family is familiar with the plan and knows what to do and where to go in case of an emergency.

Homeowners who live in high-risk areas should have a "go-bag" ready in case they need to leave quickly; including a change of clothing, insurance policy and agent contact information, and toiletries as well as money, an evacuation route and a place to stay.  If you rent your property, it is only common sense and considerate to leave a hurricane preparedness information packet for your guests.

It's smart to catalog all of your possessions using a digital camcorder or camera and move expensive items to a higher location such as a second floor or attic.  This is also true if you are an absentee owner and leave your own possessions in an empty or rental property.

Make sure your home is properly insured against natural disasters, since many plans don't cover earthquakes, hurricanes and floods-especially in high risk areas-and consider supplemental disaster insurance policies that cover losses from specific catastrophes that traditional policies don't cover. Homeowners should first review their existing policy to determine what's covered since supplemental plans can cost a few hundred dollars to several thousand each year depending on the type of disaster and the home's location, size and type, and then determine their area's disaster risk.  If you are a condo owner, then be sure you know what the association policy covers and what is left to you.

In the event of a hurricane, reinforce doors and windows against strong winds. Hurricane film is an inexpensive, clear plastic film that keeps glass shards from becoming dangerous missiles and can be left in place year-round, however it can't prevent heavy winds from blowing in the entire window frame. Another less expensive alternative is plywood; its downside is that it's temporary and is often put up at the last minute when a hurricane is approaching. An easier but more expensive alternative is roll-up or accordion-style storm shutters that are permanently attached to a house. The most expensive option may be high-impact windows, made of two panes of tempered glass separated by a plastic film. They are always in place and since they look like standard windows, they don't affect a home's appearance.  Many homes in the Caribbean do have hurricane shutters.  Know what you have available.

Preventative maintenance can also lessen property damage.  Leaky roofs and foundation cracks can let water into a home more readily and weaken the structure, so it's important to make repairs quickly. It's also good to clear gutters and drains, invest in a battery-powered sump pump, and prevent sewage backup by installing a check valve, which allows waste to only flow one way. It's also smart to catalog all of your possessions using a digital camcorder or camera and move expensive items to a higher location such as a second floor or attic.

If flood waters do make their way into a home, be proactive within the first 24 hours. Before entering the home, check for any visible structural damage. Turn off all water and electrical sources, even if the power isn't currently operational. Before making repairs or removing any water, fully document the damage by taking photos or video and notify your insurer as soon as possible. Wear waders or waterproof boots and rubber gloves because water could be contaminated by sewage or household chemicals. After the insurer has approved removing the water, use a sump pump or wet vac, open doors and windows, and remove wet contents, including carpeting and bedding, to mitigate mold damage.

For more information, visit www.houselogic.com.

(resource:  RISMedia.com)]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 01 Sep 2010 13:03:28 -0400]]></pubDate>
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   <title><![CDATA[View Home for Sale - Clairmont NB - St Croix - North Shore]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=276]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=276]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100820163934425808000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Terrific home in a very private and secure location with unbelievable views of both shores day and night. This lovely 3-bedroom 3-bath home has solar hot water, new appliances, and a beautiful tiled pool. The house in great condition, convenient to everything, has great east breezes, a generator, and good storage space.  1659 SF.  The 3/4 lot is easy to care for.  Owner financing is offered.  Asking price $619,000.

Visit our <a href='http://www.coldwellbankervi.com/listing-66dc--clairmont-nb-833.html' target='_blank'>Coldwell Banker Listing</a> page for more photos.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 30 Aug 2010 20:39:20 -0400]]></pubDate>
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   <title><![CDATA[St Croix Receives 2 Federal Grants]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=275]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=275]]></guid>
   <description><![CDATA[The Virgin Islands Public Finance Authority has received $58.0M in ARRA (American Recovery & Reinvestment Act) funds to improve broadband infrastructure in the islands.  Congresswoman Donna M. Christensen said the award, with nearly $29.4 million in matching contributions, will allow the PFA to offer affordable middle-mile broadband service on St. Thomas, St. Croix and St. John.

The project, which is titled the viNGN Comprehensive Community Infrastructure Program, calls for deploying a high-speed fiber network to all three islands, creating a territory-wide middle mile network and connecting community anchor institutions with reliable high-speed Internet services. The project also intends to strengthen the territory's external broadband connections through acquisition of 3,720 miles of undersea cable to Florida and Puerto Rico.  The viNGN will construct a 244-mile fiber network and utilize over 3,000 miles of existing fiber to offer speeds between 10 Mbps and 10 Gbps to anchor institutions and local Internet service providers.

The Virgin Islands has also received a federal grant to help acquire 2 new 300-passenger ferries to place in service between St Thomas and St John.  The current funds, $200,000, from the Federal Highway Administration, will go toward acquiring two new or refurbished ferry boats for the Red Hook-Cruz Bay route.  This amount will be added to $5,186,686 collected in previous awards for the purchase.  The proposed new passenger ferries would be the property of the local government, which plans to lease them to ferry franchise operators on the route.

The St. Thomas-St. Croix route is also part of the federal highway system, V.I. Public Works Commissioner Darryl Smalls said.  He explained Public Works continues to apply for federal funding to purchase a boat for that route but has not yet been successful. The nature of the St. Thomas-St. Croix route requires a different type and size of boat.

Government House announced an additional grant of $500,000, a National Highway Traffic Safety Administration award to St. Croix to support improvements to traffic safety information systems. 

Our economy continues to expand, and our government to lay the infrastructure to support future growth.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 27 Aug 2010 17:24:23 -0400]]></pubDate>
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   <title><![CDATA[Report Shows Strong Demand for 2nd Homes - Consider St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=274]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=274]]></guid>
   <description><![CDATA[e360's latest 2nd Home Trend Report, conducted this past June/July, shows positive signs for the Coldwell Banker Island Affiliates, throughout the Caribbean.  The report surveyed existing second home buyers on preferences for timing, attributes, location, and pricing of an additional second home purchase. 

Of those 45% indicating that they are in the market for a second home, Mexico was the top international destination with more than half of the total interest. More impressively, of the remaining 54% who indicated that now would not be a good time to buy, 79% indicated that they would be likely or very likely to purchase in the next 2 years. 

As consistent with current market trends, lifestyle and vacation attributes are the leading motivator at 46%.  Investment purposes showed 41%. Second home purchases for the purpose of retirement ranked 3rd at just over 11%.

The desire for a second home geared for vacation purposes is not a surprising finding. E360's Global Research Analyst, Chad Martin, said "This is a consistent trend with the <i>preferred attributes of the buyer being water views and proximity to water </i>or mountain activities." Lake and ocean views combined for an overwhelming majority of the preferred attributes surveyed with mountain views coming second. 

Martin added that while spa and medical facilities have exhibited recent high growth rate forecasts in recent studies, respondents did not translate that growth into the highest motivation for second home purchases. Green-based second homes also did not show the highest appeal, nor has golf amenities translated into sales.

The appeal of being close to the water with an ocean view should help keep our beautiful Caribbean Islands as an attractive 2nd home location in the next few years.  Contact a Coldwell Banker agent with any questions you have on investing in our real estate.]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 25 Aug 2010 20:18:34 -0400]]></pubDate>
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   <title><![CDATA[St Croix and the Dreaded Lionfish]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=273]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=273]]></guid>
   <description><![CDATA[More than 100 invasive Pacific lionfish have been captured and killed in the Virgin Islands since the first one was spotted November 2008.
 
The zebra-striped predators with poisonous spines are voracious eaters and can destroy coral reefs by gobbling up reef fish at an alarming rate. They have no natural predators in the Caribbean and the population is growing rapidly.
 
To date, 102 lionfish have been removed from V.I. waters. While the number is staggering and growing every week, quick local action and public education has curbed the explosion from what it could have been.  So far, St. Croix has seen the largest number of lionfish with 89 of the 102 caught. St. Thomas has had 10 and St. John has had four. 

But despite a massive VI public outreach campaign and a group of dedicated snorkelers, scuba divers and fisherman maintaining a vigilant watch over the territory's reefs, the problem continues to grow. 

Because the fish are found in a wide range of water depths, it is very difficult to know where to look. Local wildlife officials are asking the public to mark the area when a lionfish is spotted and report it. William Coles, chief of environmental education at the V.I. Division of Fish and Wildlife, has developed a unique tool for marking a lionfish area. A wine cork tied to a metal washer by a three foot length of brightly colored surveying tape is easy to make, carry with you and gives lionfish hunters a clear indication of where to look for the fish. 

The Department of Planning and Natural Resources is looking for donations of materials to make the markers and plan to distribute them throughout the territory. 
 
To report a lionfish sighting, contact 693-1393 on St. Thomas.<b> On St. Croix, call 773-1082 or 643-0800. </b>On St. John, contact the National Park at 693-8950 ext. 225 or 224.

(resource:  <a href='http://virginislandsdailynews.com/news/quick-v-i-response-helping-stem-growth-of-local-lionfish-population-1.936258' target='_blank'>VirginIslandsDailyNews.com</a>)]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 23 Aug 2010 21:47:00 -0400]]></pubDate>
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   <title><![CDATA[St Croix Receives NOAA Award for Reef Protection]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=272]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=272]]></guid>
   <description><![CDATA[The National Oceanic and Atmospheric Administration has awarded the V.I. Department of Planning and Natural Resources a $472,750 formula grant to continue work on coral reef management.
 
Starting Oct. 1, the 18th-month grant will provide funding to support both the St. Croix East End Marine Park and a growing territorial coral reef initiative, according to the grant proposal.
 
Projects under the initiative include developing and implementing interagency response plans to emerging coral reef threats. Those threats include the invasive Pacific lionfish - which biologists fear could wreak havoc on the delicate balance of coral reef ecosystems - vessel groundings on coral reefs, and sediment runoff.  Also included in the grant are educational programs aimed at achieving improved coral reef health in the territory through better understanding and stewardship.

DPNR also hopes to expand the number of St. Croix East End Marine Park staff positions, increase the visibility of St. Croix East End Marine Park programs, expand outreach and education efforts, and develop sustainable tourism markets to support a growing system of territorial marine parks.

(resource:  <a href='http://virginislandsdailynews.com/news/noaa-awards-472-750-for-study-of-v-i-reefs-1.947367' target='_blank'>VirginIslandsDailyNews.com</a>)]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 20 Aug 2010 20:00:12 -0400]]></pubDate>
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   <title><![CDATA[Considerations for Purchase of a Condo on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=271]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=271]]></guid>
   <description><![CDATA[Pros and Cons of Going Condo

Condominiums and townhouses offer an affordable option to single-family homes in many markets, and they're ideal for those who appreciate a maintenance-free lifestyle. But before you buy, make sure you do your legwork. These are some of the important elements to consider: 

^ Storage. Some condos have storage lockers, but usually there are no attics or basements to hold extra belongings.

^ Outdoor space. Yards and outdoor areas are usually smaller in condos, so if you like to garden or entertain outdoors, this may not be a good fit. However, if you dread yard work, this may be the perfect option for you.

^ Amenities. Many condo properties have swimming pools, fitness centers, and other facilities that would be very expensive in a single-family home.

^ Maintenance. Many condos have onsite maintenance personnel to care for common areas, do repairs in your unit, and let in workers when you're not home - good news if you like to travel.

^ Security. Keyed entries and even security personnel are common in many condos. You're also closer to other people in case of an emergency. 

^ Reserve funds and association fees. Although fees generally help pay for amenities and provide savings for future repairs, you will have to pay the fees decided by the condo board, whether or not you're interested in the amenity. 

^ Resale. The ease of selling your unit may be dependent on what else is for sale in your building, since units are usually fairly similar.  

^ Condo rules. Although you have a vote, the rules of the condo association can affect your ability to use your property. For example, some condos prohibit home-based businesses. Others prohibit pets, or don't allow owners to rent out their units. Read the covenants, restrictions, and bylaws of the condo carefully before you make an offer. 

^ Neighbors. You're much closer to your neighbors in a condo or town home. If possible, try to meet your closest prospective neighbors.

Check with our Coldwell Banker Agents with your specific questions on any condo purchase.]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 18 Aug 2010 15:19:48 -0400]]></pubDate>
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   <title><![CDATA[View land for sale - St Croix - East End]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=270]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=270]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100810153412371941000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Magnificent views of Buck Island, the ocean and East End from this 1.15 acre lot.  Priced at $239,000.

Visit our <a href='http://www.coldwellbankervi.com/listing-29k--north-slob-eb-830.html' target='_blank'>Coldwell Banker Listing</a> page for contact information.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 16 Aug 2010 21:15:55 -0400]]></pubDate>
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   <title><![CDATA[St Croix Native Signed by LA Angels]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=269]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=269]]></guid>
   <description><![CDATA[James Sneed, a Frederiksted native and recent Educational Complex graduate, signed a professional baseball contract with the Los Angeles Angels of Anaheim, after being drafted by the organization in the 14th round (444th overall) of the 2010 MLB Draft in June.

The 5-foot-10, 170-pound center fielder injured tendons in his right non-throwing hand during a car accident on St. Croix two days after he was drafted. But he spent the last two months rehabilitating his hand and has fully recovered from the injury.

Sneed's signing bonus is close to $90,000, Canton said, and the Angels have included college scholarship incentives so he can attend classes during the offseason.
 
Sneed became the fourth V.I. baseball player - and second right out of high school - to sign a professional contract in the last three months.
 
Jabari Blash, a Miami Dade Community College sophomore, signed with the Seattle Mariners July 23. Akeel Morris, a recent Charlotte Amalie High School graduate, signed with the New York Mets June 14.  Western Oklahoma State College product Jamaine Cotton, an Ivanna Eudora Kean High School graduate, signed with the Houston Astros June 11. 

Sneed's signing bonus is close to $90,000, V.I. Future Stars founder Darren Canton, who played a role in the scouting process, said.  The Angels also have included college scholarship incentives so he can attend classes during the offseason.

(resource:  <a href='http://virginislandsdailynews.com/sports/l-a-angels-sign-st-croix-s-james-sneed-1.936168' target='_blank'>VirginIslandsDailyNews</a>)]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 13 Aug 2010 20:38:31 -0400]]></pubDate>
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   <title><![CDATA[Simple Tips for Better Showings to Sell Your St Croix Home]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=268]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=268]]></guid>
   <description><![CDATA[1. Remove clutter and clear off counters. Throw out stacks of newspapers and magazines and stow away most of your small decorative items. Put excess furniture in storage, and remove out-of-season clothing items that are cramping closet space. Don't forget to clean out the garage, too.

2. Wash your windows and screens. This will help get more light into the interior of the home.

3. Keep everything extra clean. A clean house will make a strong first impression and send a message to buyers that the home has been well-cared for. Wash fingerprints from light switch plates, mop and wax floors, and clean the stove and refrigerator. Polish your doorknobs and address numbers. It's worth hiring a cleaning service if you can afford it.

4. Get rid of smells. Clean carpeting and drapes to eliminate cooking odors, smoke, and pet smells. Open the windows to air out the house. Potpourri or scented candles will help.

5. Brighten your rooms. Put higher wattage bulbs in light fixtures to brighten up rooms and basements. Replace any burned-out bulbs in closets. Clean the walls, or better yet, brush on a fresh coat of neutral color paint.

6. Don't disregard minor repairs. Small problems such as sticky doors, torn screens, cracked caulking, or a dripping faucet may seem trivial, but they'll give buyers the impression that the house isn't well-maintained. 

7. Tidy your yard. Cut the grass, rake the leaves, add new mulch, trim the bushes, edge the walkways, and clean the gutters. For added curb appeal, place a pot of bright flowers near the entryway.

8. Patch holes. Repair any holes in your driveway and reapply sealant, if applicable. 

9. Add a touch of color in the living room.  A colored afghan or throw on the couch will jazz up a dull room. Buy new accent pillows for the sofa. 

10. Buy a flowering plant and put it near a window you pass by frequently.

11. Make centerpieces for your tables. Use brightly colored fruit or flowers. 

12. Set the scene. Set the table with fancy dishes and candles, and create other vignettes throughout the home to help buyers picture living there. For example, in the basement you might display a chess game in progress. 

13. Replace heavy curtains with sheer ones that let in more light. Show off the view if you have one.

14. Make the bathrooms feel luxurious. Put away those old towels and toothbrushes. When buyers enter your bathroom, they should feel pampered. Add a new shower curtain, new towels, and fancy guest soaps. Make sure your personal toiletry items are out of sight. 

15. Send your pets to a neighbor or take them outside. If that's not possible, crate them or confine them to one room and let your Coldwell Banker agent know where they'll be. 

16. Lock up valuables, jewelry, and money. While a real estate salesperson will be on site during the showing or open house, it's impossible to watch everyone all the time.

17. Leave the home. It's usually best if the sellers are not at home. It's awkward for prospective buyers to look in your closets and express their opinions of your home with you there. 

Ask any of our Coldwell Banker real estate agents if you have any questions on the best way to show your home to prospective buyers.]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 11 Aug 2010 23:52:55 -0400]]></pubDate>
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   <title><![CDATA[Judith's Fancy home for sale - St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=267]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=267]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100809191808293305000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Serenity are beauty are what you'll find in this 4260 SF home privately located on a cul-de-sac in the sought-after centrally-located, gated neighborhood of Judith's Fancy.  Offers 3 bedroom suites, a large pool with entertaining area, and many upscale features. Also a huge 55K cistern, garage, and a large guest apartment.  Built 2008.  All on an acre of land with gorgeous Caribbean Sea and Salt River views.  Asking $1,450,000.

Visit our <a href='http://www.coldwellbankervi.com/listing-2u--judith%27s-fancy-qu-827.html' target='_blank'>Coldwell Banker Listing</a> page for details.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 09 Aug 2010 11:17:18 -0400]]></pubDate>
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   <title><![CDATA[Turner's Hole, East End B, St Croix, Beachfront Home for Sale]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=266]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=266]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100729180016660745000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Spectacular beachfront home, on 1.5 acre lot with beautiful views eastward over Turner Hole, Grapetree Bay & Jack's Bay. Exquisitely furnished, air-conditioned 4/4 bath home with spacious entertaining kitchen, 20KW Generator, full surveillance system, electric entrance gates, charming 1 bedroom guesthouse, Bose surround sound system, hurricane shutters, fresh water pool, just a few feet to private sandy beach.  Home is 3800 SF.  Built 2000.  Concrete block construction, professional landscaping, metal roof, fenced.  Asking $6,000,000.

Visit our <a href='http://www.coldwellbankervi.com/listing-rem.-5--turner%27s-hole-eb-825.html' target='_blank'>Coldwell Banker Listing</a> page for more photos and details.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 06 Aug 2010 14:44:10 -0400]]></pubDate>
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   <title><![CDATA[Caribbean Research Project Needs Contributors]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=265]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=265]]></guid>
   <description><![CDATA[Sweet Patootee is an independent media production company, which specializes in producing history documentaries for television. 

Their reputation for research and writing reveals how diversity and citizenship issues have played a defining role in shaping British history and culture. Their projects build national and international networks to bring neglected historical sources into the public domain, and the cornerstones of their approach are oral testimony and archive retrieval.

Sweet Patootee is currently working on a 1937-1948 Caribbean reminiscences project. As part of their approach they are searching for American contributors. They would like to make contact with American women and men/and or their relatives, who would contribute reminiscences of the Caribbean from 1937-1948 (whether as civilians or as members of the armed forces).

Contact information is as follows: 
Rebecca Goldstone
Sweet Patootee
Tel/Fax; 01144 207 686 5101
Web: <a href='http://www.sweetpatootee.co.uk/' target='_blank'>www.sweetpatootee.co.uk</a>]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 04 Aug 2010 18:40:51 -0400]]></pubDate>
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   <title><![CDATA[St Croix has One of Best Tennis Resorts in Caribbean]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=264]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=264]]></guid>
   <description><![CDATA[Reported in Grouped.biz, The Buccaneer on St Croix is one of the best tennis resorts in the Caribbean.

Founded in the 17th century and family-run for generations, <b>St. Croix's Buccaneer</b> is the Caribbean's and Virgin Islands' longest running tennis resort. Both historic and modern, the resort blends old world charm with warm hospitality and the amenities expected by today's traveler. More than a hotel, The Buccaneer is a premier destination resort for golf, tennis, water sports, weddings, honeymoons and family vacations.

The Buccaneer features eight Laykold courts, two lit for night play. Tennis magazine has called The Buccaneer "the best tennis resort in the Virgin Islands". A fully-stocked pro shop provides top-of-the-line equipment and stringing services. The site of several annual tournaments appropriate for guests' participation, The Buccaneer specializes in pairing up players for enjoyable matches year 'round. Weekly round robins, and doubles drills for ladies, cardio clinics and other seasonal clinics are scheduled for guests.

Also rated in the <a href='http://grouped.biz/2010/07/best-tennis-resorts-in-the-carribean/' target='_blank'>article</a> are the Caneel Bay Tennis Resort on St John, Carlisle Bay Antigua, Casa de Campo on DR, and Club Med, Turks and Caicos.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 02 Aug 2010 17:07:16 -0400]]></pubDate>
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   <title><![CDATA[National Farmer's Week in St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=263]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=263]]></guid>
   <description><![CDATA[The V.I. Agriculture Department is planning a series of activities with crop and livestock producers to celebrate National Farmer's Market Week, Aug 1 through Aug. 7.

As part of this year's celebration, farmer's markets in the territory will be selling fresh produce, meats, poultry products, honey, local drinks and other homegrown products.

The department has three farmer's markets planned:

^Aug. 6, from 9 a.m. to 3 p.m., in Cruz Bay Park on St. John

^Aug. 6, from 9 a.m. to 3 p.m., at Ann E. Heyliger Vegetable Market on <b>St. Croix</b>

^Aug. 7, from 8 a.m. to 3 p.m., at the abattoir in Estate Nadir on St. Thomas

Any farmers interested in participating in this year's farmer's markets should contact the Agriculture Department at 778-0998 on St. Croix; 774-5182 on St. Thomas; and 
776-6274 on St. John.

Try to visit our St Croix market on Aug 6 and support our local growers.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 30 Jul 2010 20:53:50 -0400]]></pubDate>
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   <title><![CDATA[Protect Your Home While You're Away from St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=262]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=262]]></guid>
   <description><![CDATA[Many of our readers own vacation properties, which they leave empty and unsupervised for weeks or months at a time.  Here are some hints on protecting your property, both for short- and long-term absences.

1.  A residence which presents a "lived-in" appearance is a deterrent to burglars. Never leave notes that can inform a burglar that your house is unoccupied. Make certain all windows and doors are secured before departing. An empty garage advertises your absence, so close the doors.

2.  When going out at night, leave one or more interior lights on and perhaps have a radio playing (TV sets should not be left unattended). Timers may be purchased that will turn lights on and off during your absence.  This is a good idea not just for a night out, but for extended stays away.

3.  Do not leave door keys under flower pots or doormats, inside an unlocked mailbox, over the doorway, or in other obvious places.

4.  Discontinue milk, newspaper, and other deliveries by phone or in person before you leave. Arrange for lawn or landscaping care to be continued, and have someone remove advertising circulars and other debris regularly. Toys or yard tools scattered about will create an impression of occupancy.

5.  Notify the post office to hold or forward your mail, or have a trustworthy person pick it up regularly. Stuffed mail boxes are a give away that no one is home, in either condo buildings or detached homes.

6.  Inform neighbors of your absence so they can be extra alert for suspicious persons. If you feel comfortable asking, leave a key with them so they can periodically inspect your home. If not your neighbors, ask a friend to stop by every now and then.  Ask them to vary the positions of your shades and blinds, and turn on different lights inside.

7.  When you leave, do not publicize your plans. Some burglars specialize in reading newspaper accounts of other people's vacation activities.  This include blogging or posting on your social networks that you are leaving.

8.  If you find a door or window has been forced or broken while you were away, do not enter. The criminal may still be inside. Use a neighbour's phone immediately to summon police.

9.  Do not touch anything or clean up if a crime has occurred. Preserve the scene until police inspect for evidence.

10.  Always Remember to: 
*Lock before you leave  
*Trust a neighbour or friend with a key  
*Be a concerned neighbour and watch out for others. 

None of us wants to invite crime, so just take a few precautions and you may prevent a break-in.]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 28 Jul 2010 19:09:53 -0400]]></pubDate>
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   <title><![CDATA[Caribbean Tourism Report Positive for St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=261]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=261]]></guid>
   <description><![CDATA[After a slow Start, the Caribbean experienced sharp differences between countries in terms of tourist arrivals, as shown in the <a href="http://www.companiesandmarkets.com/r.ashx?id=WFRRZ7862323228&prk=bc73302ae76d201dd79f3aff2d3122ed"  target='_blank'>Q3 Caribbean Tourism Report</a>. In general, the picture was positive, with several countries posting increases in tourist arrivals, following a year of overall decline in 2009. 

St Lucia and the <b>US Virgin Islands</b> registered high levels of arrivals growth in Q110, with arrival numbers growing by 12.5% and 15.0% year-on-year (y-oy) respectively, reminiscent of the regional growth levels experienced prior to the 2008-2009 global economic slowdown. 

Other countries experienced smaller levels of arrivals growth, with the number of visitors to Aruba and Barbados increasing by 3.1% and 1.7% respectively. Regional bellwether the Dominican Republic, a major tourist destination, experienced growth of 3.9%.

The picture was less positive for Bermuda and Curacao, which experienced arrival declines of 17.9% and 13.5% respectively. These countries have only reported figures for January, so full first quarter figures are likely to show a more moderate decline. 

With the 2010 hurricane season forecast to be heavier than in 2009, arrivals are likely to slow again before picking up in the pre-Christmas high season.
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 26 Jul 2010 21:06:40 -0400]]></pubDate>
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   <title><![CDATA[Coakley Bay - Condo for Sale - Ocean view - St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=260]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=260]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100721163822603637000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Very pretty unit with long tiled gallery affording gorgeous views of the Caribbean and the north coast of St. Croix. Big, bright home with updated bathrooms, nice kitchen, large white tile floors, track lighting and nice furniture. 3rd bedroom is dining room, but can be put to other uses. Wifi is in process for complex. Auto generator for complex.  Furnished, pool.  Asking $322,500.

Visit our <a href='http://www.coldwellbankervi.com/listing-4--coakley-bay-eb-824.html' target='_blank'>Coldwell Banker Listing</a> page for more photos.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 23 Jul 2010 20:32:06 -0400]]></pubDate>
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   <title><![CDATA[100 Home Tips to Get You Through Hurricane Season on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=259]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=259]]></guid>
   <description><![CDATA[Online Degrees.net offered to share their blog on hurricane preparedness with us.  We wrote some tips in June, but one can never be too prepared.  Visit <a href='http://www.onlinedegrees.net/blog/2010/100-home-hacks-to-get-you-through-hurricane-season/' target='_blank'>their blog </a>for all of the 100 tips.  Here are the 1st 12, for General Supplies:

1. Pack a to-go bag: This overnight bag should be easy to take with you if you have to evacuate in a hurry and should include a change of clothes, bottled water, flashlight and important documents. 
2. Cash: ATMs and credit card machines may not work for a while after the storm. 
3. Battery-operated radio: Make sure you have extra batteries too, so that you can keep up with news reports and alerts. Hand-crank radios work well, too. 
4. Secure a two-week supply of prescription medicine: Anyone on prescription medications, as well as pregnant women, should pack a two-week supply of their meds in a sealable plastic bag, clearly labeled. Include instructions for taking the medications, too. 
5. Flashlight and lanterns: Make sure you have a couple of flashlights, candles, matches, lanterns and other alternate sources of light. 
6. Personal hygiene items: It might be hard to get to the store to buy toilet paper, tissues, soap and other sanitary items after the storm. 
7. Extra keys: Having an extra set of keys in your kit is a good idea in case people get separated or if they're lost in a flood or the confusion. 
8. Pet items: Remember food, medicine and water for your pet, too. 
9. Disinfectant: You never know what mess you'll have after a storm. 
10. Checklist: This printable checklist can serve as a guide for your own personal checklist. Give one to each family member to personalize. 
11. Extra batteries: You'll need extra batteries for your radio, flashlights, and other items. Get these early before they all sell out. 
12. Prepare early: Emergency items sell out quickly at the stores, so stock up your kit before hurricane season even starts, and replenish food supplies every six months. 

Other categories in this extensive review are
*First Aid
*Repair & Maintenance
*Food & Water
*Power Outages
*Entertainment
*Special Needs
*Evacuating
*Paperwork
*Staying Informed
*Safety

Be sure and read the <a href='http://www.onlinedegrees.net/blog/2010/100-home-hacks-to-get-you-through-hurricane-season/' target='_blank'>full blog</a>, as you will probably find some ideas to help you and your loved ones be ready for our next major storm.]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 21 Jul 2010 12:27:56 -0400]]></pubDate>
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   <title><![CDATA[Oceanfront condo for sale, St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=258]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=258]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100706151028170407000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Walk right out on the sandy beach from your back door. This condo is literally right on the beach! Great convenience vacationing, because the fun is at your door steps. One bedroom plus a pull-out sofa, full kitchen, covered gallery. Freshly painted, move right in, just bring your toothbrush and swim suit.  SF interior 640.  Pool, furnished.  Asking $225,000.  

Visit our <a href='http://www.coldwellbankervi.com/listing--822.html' target='_blank'>Coldwell Banker Listing</a> page for more photos.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Tue, 20 Jul 2010 18:12:40 -0400]]></pubDate>
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   <title><![CDATA[Ocean View Lot - St Croix - La Vallee]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=257]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=257]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100618161256870698000000-o.jpg" width=160 align="left" vspace=4 hspace=4>This plot has an outstanding view of Hamm's Bluff and North to St Thomas, St. John and on a clear day to PR. It's right across the street from the home at 159 and directly below the 'round' house on plot #187. Plot has been marked (pink flags) and will be hand cut.  Lot size 0.4 acres.  Asking $74,900.

Visit our <a href='http://www.coldwellbankervi.com/listing-188--la-vallee-nb-807.html' target='_blank'>Coldwell Banker Listin</a>g page for more photos.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Sat, 17 Jul 2010 13:42:28 -0400]]></pubDate>
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   <title><![CDATA[Frederiksted, Home for Sale, St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=256]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=256]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100706145459851515000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Very sweet 3 bedroom/3 bath home for first time home buyers or empty nesters. Solid concrete home, completely fenced spacious yard, carport, separate laundry room. Exterior to be freshly painted. Many new bath fixtures. Living area 1100 SF.  Lot size 9.25 ac.  Only minutes from Good Hope School and the historic village of Frederiksted.  In Whim (Two Williams) WE.  Asking $229,000.

Visit our <a href='http://www.coldwellbankervi.com/listing-41-q--whim-(two-williams)-we-820.html' target='_blank'>Coldwell Banker Listing</a> page for more photos.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 16 Jul 2010 17:26:34 -0400]]></pubDate>
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   <title><![CDATA[7 Reasons to Own a Home on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=255]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=255]]></guid>
   <description><![CDATA[7 Reasons to Own Your Home

1. Tax breaks.  Usually these favor homeowners.  Check with a local Coldwell Banker to discuss tax advantages of home ownership.

2. Appreciation. Real estate has long-term, stable growth in value, not withstanding the recent market fluctuations.

3. Equity. Money paid for rent is money that you'll never see again, but mortgage payments let you build equity ownership interest in your home. 

4. Savings. Building equity in your home is a ready-made savings plan. 

5. Predictability. Unlike rent, your fixed-mortgage payments don't rise over the years.  However, keep in mind that property taxes and insurance costs will probably increase. 

6. Freedom. The home is yours. You can decorate any way you want and benefit from your investment for as long as you own the home. 

7. Stability. Remaining in one neighborhood for several years gives you a chance to develop and enjoy a sense of community.

Come visit our Coldwell Banker office and discuss your home buying opportunities with one of our experienced agents.]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 14 Jul 2010 13:29:26 -0400]]></pubDate>
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   <title><![CDATA[Judith's Fancy Home for Sale, St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=254]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=254]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100624010156977661000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Very cozy and comfortable 3/3 family home with brand new kitchen;granite counters and new cabinets in gated community of Judith's Fancy. Fresh paint, very well maintained desirable home of 2,000 SF. Pool, well, hot tub,solar hot water, generator,hurricane shutters t/o, lovely landscaping. Asking $485,000.

Visit our <a href='http://www.coldwellbankervi.com/listing-96--judith%27s-fancy-qu-814.html' target='_blank'>Coldwell Banker Listing</a> page for more information.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Sat, 10 Jul 2010 13:20:26 -0400]]></pubDate>
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   <title><![CDATA[Coldwell Banker On Location Wins Award for Excellence]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=253]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=253]]></guid>
   <description><![CDATA[The International Academy of the Visual Arts has named Coldwell Banker On Location, the brand's YouTube channel, a recipient of this year's Communicator Awards for Creative Excellence in the real estate website category. The category honors the best site for the sale or rental of residential or commercial property.

"We were the first national real estate brand to add streaming video to our website. Today, our agents across the globe have posted more than 15,000 videos to our On Location channel," said Mike Fischer, chief marketing officer for Coldwell Banker Real Estate LLC. "The most exciting part of On Location is that we have only just begun-there's a lot more to come."

On Location has been rated among the top 10 most-viewed brand channels on YouTube. This April, just 11 months after launching On Location, Coldwell Banker announced it had received over 1 million views. The site was launched in May 2009 and was produced in collaboration with FD Kinesis.

"Home buyers would much rather see a home than only read about it," Fischer said. "Our On Location videos empower them to get a feel for a home, a community or a real estate professional that they could not get from photos or a text description alone. Equally important are the home sellers who are now expecting video to be a part of marketing their property."

With thousands of entries received from across the United States and around the world, the Communicator Awards is one of the largest and most competitive awards program honoring the creative excellence for communications professionals. The Communicator Awards are judged and overseen by the International Academy of the Visual Arts, an invitation-only body consisting of top-tier professionals from acclaimed media, advertising and marketing firms.

(source:  <a href='http://rismedia.com/2010-07-07/coldwell-banker-real-estate-wins-communicator-creative-excellence-award/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+Rismedia+%28RISMedia+Real+Estate+News%29' target='_blank'>RisMedia.com</a>)]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 07 Jul 2010 20:06:51 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Virgin Islands Receives $1.35 Million for Seniors Work Programs]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=252]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=252]]></guid>
   <description><![CDATA[The U.S. Department of Labor announced $1.35 million will go to the Human Service's Senior Community Service Employment Program, which provides training and job support for low-income seniors age 55 and older who are unemployed.  The funding is the annual renewal of a continuing program administered by Human Services but is slightly higher this year.
 
If the senior is matched to a job in the private sector, the program pays the senior's wages for eight weeks, with the understanding that, at the end of that time, the participant will be hired.  Seniors placed with nonprofits and government agencies can participate for up to 24 months, with the understanding that if a position opens while they are in the program, the employer will consider hiring them.

The program has had active participants in the territory ranging in age from 55 to people in their 90s.  Currently, the oldest participants are in their 80s.  The local grant was part of nearly $597 million in funding for the program that the Labor Department announced Wednesday. The money went to all the states and territories, as well as to 18 national nonprofits.
 
For more information on the Senior Community Service Employment Program, contact Human Services at 340-773-2323 on St. Croix.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 05 Jul 2010 17:09:03 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Coldwell Banker Changes Web Site to Maximize Buyer Experience ]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=251]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=251]]></guid>
   <description><![CDATA[Coldwell Banker Real Estate LLC officially launched the new version of its website, <a href='http://www.coldwellbanker.com' target='_blank'>www.coldwellbanker.com</a>, which has been in beta form since December 2009. Wholly re-thought and re-designed, the site features optimizations that completely alter and enhance the experience of searching for a home online, the company stated.

The site includes a variety of new features, such as:
-BlueScape Search - Taking cues from popular music recommendation websites, Coldwell Banker developed BlueScape, a visually-driven real estate search platform to help "dreamers" find just that^the home of their dreams. Instead of limiting search options to zip code or the number of bedrooms, users begin the search by rating abstract images with a "thumbs up" or "thumbs down" from landscape scenery to images of snow mobiles and taxi cabs. At any time, users can submit a query and the BlueScape technology will identify homes that are a good fit using all properties available through ColdwellBanker.com nationwide.

-Keyword Search - For those who prefer a more traditional approach to searching for a home, Coldwell Banker has added keyword capabilities to its general real estate search function so that consumers can more easily narrow down the properties they are interested in viewing.

-Similar Properties ^ Coldwell Banker also added a "You May Also Like" feature that offers additional homes of interest, based on a range of characteristics from properties consumers select as "preferred."

-Expansive Use of Video - Taking advantage of the popularity of Coldwell Banker On Location, the brand's YouTube channel which has had more than 13,000 videos posted by agents and 1.3 million video views in a bit more than one year, the new site integrates video into real estate search.

Additional capabilities of the ColdwellBanker.com site include:
Technology that immediately identifies the current location of visitors via their IP address, offering up homes for sale in that area; Join Us: a recruiting resource enabling brokers to promote job opportunities and create local career pages; Learn: helpful real estate news and tips for consumers, such as real-time industry articles from the Associated Press and Home File: Place for consumers to store, share and organize a limitless amount of property searches, sales associate and real estate office information and industry articles.

Coldwell Banker also included integrated video and social networking capabilities to the new site. Visitors will have access to an array of videos powered by Coldwell Banker On Location, the company's branded YouTube channel, offering behind-the-scenes looks at towns and neighborhoods, tips and timely news on real estate topics and video listings of homes for sale.

(resource: RISMedia.com)]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 02 Jul 2010 13:21:05 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Change Coming to St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=250]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=250]]></guid>
   <description><![CDATA[<a href='http://www.VirginIslandsDailyNews.com' target='_blank'>VirginIslandsDailyNews.com</a> published an article describing the changes coming if the 3 major hotel-casino developments working through the planning process are built.  Here are some excerpts.

"With a Senate committee's passage of the Robin Bay project's Coastal Zone Management permit Friday - and its likely approval once when it comes before the full body of the Senate - three major hotel-casino developments on St. Croix appear to have their permits in order. 

"If all of the projects - Robin Bay, William and Punch, and Golden Resorts - move forward and receive the necessary federal permits and backing of financiers, St. Croix island is destined to change dramatically. 

"At the moment, Divi Carina Bay Resort - with 180 rooms in its beachside hotel - is the largest hotel on St. Croix. Each of the proposed developments would have hotels that would match, if not dwarf Divi's. Robin Bay's Seven Hills Beach Resort would add 870 rooms on its own. 

"As a result, the new developments would double the number of rooms on the island - as well as add a number of other amenities, such as three additional casinos and golf courses, a marina, a water park and myriad restaurants, shops and condos. 

"With the presence of flagship hotels and a plethora of rooms, air traffic could increase and flights might be cheaper, with more airlines competing for passengers. 

"Based on developers' estimates, construction could exceed $2 billion, and senators have made it widely known that they expect as many of those construction jobs as possible to go to local residents. 

"While St. Croix's resort makeover still has issues with financing and permitting, for the first time it looks as if the push to develop the island is moving forward.  William and Punch will most likely be the first to break ground, with Robin Bay riding their coattails six months behind. Both have two-year construction periods, meaning they would not open until early or mid-2013.  The status of Great Pond Bay remains up in the air until it can work its way out of court and into some financing."

The prices now of real estate in St Croix are the lowest in the Virgin Islands.  This is a great opportunity to invest before the changes force real estate appreciation, which they undoubtedly will.  Stop by one of our Coldwell Banker St Croix offices to discuss how you can take advantage of this growth opportunity.

Read more at <a href='http://virginislandsdailynews.com/news/st-croix-s-next-chapter-1.860853' target='_blank'>VirginIslandsDailyNews.com</a>. ]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 25 Jun 2010 18:20:34 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Homeowner's Insurance for St Croix Real Estate]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=249]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=249]]></guid>
   <description><![CDATA[5 Things to Know About Homeowner's Insurance

1. Know about exclusions to coverage. For example, most insurance policies do not cover flood, earthquake, or wind damage as standard items. These types of coverage must be bought separately.

2. Know about dollar limitations on claims. Even if you are covered for a risk, there may be a limit on how much the insurer will pay. For example, many policies limit the amount paid for stolen jewelry unless items are insured separately.

3. Know the replacement cost. If your home is destroyed you'll receive money to replace it only to the maximum of your coverage, so be sure your insurance is sufficient. This means that if your home is insured for $150,000 and it costs $180,000 to replace it, you'll only receive $150,000.

4. Know the actual cash value. If you chose not to replace your home when it's destroyed, you'll receive replacement cost, less depreciation. This is called actual cash value.

5. Know the liability. Generally your homeowner's insurance covers you for accidents that happen to other people on your property, including medical care, court costs, and awards by the court. However, there is usually an upper limit to the amount of coverage provided. Be sure that it's sufficient if you have significant assets.

Check with our Coldwell Banker office for answers to your specific questions on buying real estate.
]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Thu, 24 Jun 2010 00:59:28 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Stand-up Paddle Team tries to circle St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=248]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=248]]></guid>
   <description><![CDATA[The Virgin Islands Stand-Up Paddle Team, a group with the goal of raising awareness and funding for a plastic-free ocean, recently tried a 2-day round-St Croix trip of 53 miles.

They started at Cramer Park and worked clockwise around the island. They headed east toward Point Udall, made it down to the south shore, past Sandy Point and then overnighted in Frederiksted.  The next day, the 5-person team split up. The trip ended at Cane Bay, and the last mile took 1 hour, 15 minutes.  They ran into headwinds of 15-20 knots, three-foot waves, and 250-pound sea turtles.  "We just ran out of time and the conditions were crazy," said Colin Butler, captain, and a 39-year-old St. Thomas resident.

It doesn't matter whether the group paddles in competitive 6Â-mile races around the Caribbean or embarks on a leisurely paddle trip while picking up trash and cleaning up the environment - having a good time is always the goal.  On this trip, the group cleaned up Ha'Penny Beach, which is off South Shore Road near Machineel Bay. "It was one of the most filthy beaches I've seen," Butler said. "It's such a beautiful place, but within 100 feet we filled up two trash bags."

The team will be back in action again in July when the team sets out for a straight paddle trip from St. Thomas to Puerto Rico. But in the meantime, their mission to rid local beaches of plastic bottles continues. 

For more information, e-mail Butler at <a href='mailto:whasupvi@gmail.com' target='_blank'>whasupvi@gmail.com</a>.

]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Tue, 22 Jun 2010 13:11:45 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Puerto Rico Joins the Coldwell Banker Island Affiliate Family]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=247]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=247]]></guid>
   <description><![CDATA[It is with great pleasure that we announce the addition of Puerto Rico to the growing family of Coldwell Banker Island Affiliates.
 
Puerto Rico has long been the gateway and hub for many of the Islands in our region.  As some of you may know, <b>Coldwell Banker Isla del Coqui</b> is one of the largest and most successful real estate companies in the Commonwealth of Puerto Rico.   Coldwell Banker Isla de Coqui has had a terrific track record for over 20 years and has been the top producing brokerage in their marketplace, with 7 offices and approximately 226 sales associates.
 
Coldwell Banker Island Affiliates Managing Director Jim Reed said, "With the addition of Puerto Rico to our region, <b>Coldwell Banker Island Affiliates</b> now boasts 51 offices and over 500 sales associates throughout the Island countries of the Atlantic & Caribbean. We are excited about the growth and the potential synergies that Coldwell Banker Isla de Coqui brings to our group.  We are proud to welcome Puerto Rico to Coldwell Banker Island Affiliates."

Coldwell Banker Island Affiliates is the Coldwell Banker Master Franchisor for the Caribbean and Atlantic Island region. For further information on Coldwell Banker Island Affiliates, please contact the Managing Director, Mr. Jim Reed, at (561) 691-8130 or email <a href='mailto:jireed@mindspring.com' target='_blank'>jireed@mindspring.com</a>.

About Coldwell Banker®
Since 1906, the Coldwell Banker® organization has been a premier full-service real estate provider. In 2009, Franchise Times magazine's prestigious Top 200 issue ranked the Coldwell Banker system number one in real estate for the ninth straight year and number eight among all franchisors.  The Coldwell Banker System has approximately 3,200 residential real estate offices and more than 110,000 sales associates in 41 countries and territories around the world.  The Coldwell Banker System is a leader in the industry in residential and commercial real estate, and in niche markets such as resort, new home and luxury properties through its Coldwell Banker Previews International® division. It is a pioneer in consumer services with its Coldwell Banker Concierge® Service Program and award-winning Web site, www.coldwellbanker.com. Coldwell Banker Real Estate Corporation is a subsidiary of Realogy Corporation, the world's largest real estate franchisor. Coldwell Banker® is a registered trademark licensed to Coldwell Banker Real Estate Corporation.  Each office is independently owned and operated.]]></description>
   <author><![CDATA[islandsit@gmail.com (Heather Goodman)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Sat, 19 Jun 2010 13:05:15 -0400]]></pubDate>
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   <title><![CDATA[View Homesite for Sale in Mt Pleasant on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=246]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=246]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100615152249597923000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Prettiest lot in this quiet subdivision just east of the Buccaneer and Shoys. Good elevation for breeze with a delightful view of the golf course and harbor. All paved roads.  Lot size 0.45 ac.  Asking $54,000.

Visit our <a href='http://www.coldwellbankervi.com/listing-34--mt.-pleasant-ea-803.html' target='_blank'>Coldwell Banker Listing</a> page for photos.
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 18 Jun 2010 22:20:15 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Lionfish in US Virgin Islands Waters]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=245]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=245]]></guid>
   <description><![CDATA[<img src="http://cdn.physorg.com/newman/gfx/news/lionfish.jpg" width=160 align="left" vspace=4 hspace=4>While there have been 65 confirmed captures of Pacific lionfish in the U.S. Virgin Islands, and increased lionfish sightings, Department of Planning and Natural Resources Chief of Environmental Education William Coles says containment efforts have - so far - been successful.

Experts agree that it is unrealistic to try to eradicate the fish by spearing and capturing alone. The key is to keep the population in check until a permanent solution to the problem can be found.  Biologists fear a full-on invasion of the non-native fish, which has a voracious appetites and no natural predators in the Caribbean, will wreak havoc on local fisheries and reefs.

Oregon State University marine biologist Mark Hixon, a pioneer in lionfish research, called the species "ravenous predators of small reef fisheries" that eat the juvenile food fish, such as grouper and snapper, as well as "ecologically important" fish that help maintain the reef.

Four lionfish - including a 14-inch male that was the largest lionfish found in the territory's waters to date - were trapped by a fisherman off St. Croix's Sandy Point between 120 and 150 feet of water. Three of the fish were female and appear to have bred at least once, if not several times., Coles said. The fish were found in deeper water than recreational divers typically reach, Coles said, and indicate that a serious problem may lie beyond the grasp of volunteer lionfish hunters.

"We've got to work harder. We've got to work smarter," Coles said, adding that DPNR needs funding for equipment and a professional staff to hunt for lionfish in the territory's deep water.

Read what the US Virgin Islands are doing to contain this threat on the <a href='http://virginislandsdailynews.com/news/lionfish-numbers-rising-in-v-i-waters-but-environmental-experts-have-hope-1.839092' target='_blank'>VirginIslandsDailyNews.com</a>. To report a lionfish sighting, or to make a donation to help with containment efforts, call 340-773-1082 or 340-643-0800.
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 18 Jun 2010 22:17:04 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[5 Things to do Before Putting Your St Croix Home on the Market]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=244]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=244]]></guid>
   <description><![CDATA[There are plenty of details to take care of before you introduce your home to the public ready to sell.  Here are a few suggestions on how present your property as the best it can be from the day it hits the market.

1. Have a pre-sale home inspection. Be proactive by arranging for a pre-sale home inspection. An inspector will be able to give you a good indication of the trouble areas that will stand out to potential buyers, and you'll be able to make repairs before open houses begin. 

2. Organize and clean. Pare down clutter and pack up your least-used items, such as large blenders and other kitchen tools, out-of-season clothes, toys, and exercise equipment. Store items off-site or in boxes neatly arranged in the garage or basement. Clean the windows, carpets, walls, lighting fixtures, and baseboards to make the house shine. 

3. Get replacement estimates. Do you have big-ticket items that are worn our or will need to be replaced soon, such your roof or carpeting? Get estimates on how much it would cost to replace them, even if you don't plan to do it yourself. The figures will help buyers determine if they can afford the home, and will be handy when negotiations begin.  

4. Find your warranties. Gather up the warranties, guarantees, and user manuals for the furnace, washer and dryer, dishwasher, and any other items that will remain with the house. 

5. Spruce up the curb appeal. Pretend you're a buyer and stand outside of your home. As you approach the front door, what is your impression of the property? Do the lawn and bushes look neatly manicured? Is the address clearly visible? Are pretty flowers or plants framing the entrance? Is the walkway free from cracks and impediments?  You can do this with a condo entrance as well.  Be objective.

Call our Coldwell Banker office with your questions, and ask for a thorough market analysis before you set a price.]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 16 Jun 2010 12:44:30 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Oceanview Homesite for Sale on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=243]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=243]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100609200045488508000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Terrific Northshore view from La Vallee to Salt River from about 800 feet in elevation on all paved roads.  In Clairmont of NB area, 0.76 acres.  Asking $85,000.

Visit our <a href='http://www.coldwellbankervi.com/listing-101--clairmont-nb-801.html' target='_blank'>Coldwell Banker Listing</a> page for more photos.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 14 Jun 2010 18:58:11 -0400]]></pubDate>
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  <item>
   <title><![CDATA[Waterfront Condo at Salt River of St Croix for sale]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=242]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=242]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100608190526939872000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Nicely decorated and spacious 3 BR / 3 BA condo. Bright and airy entry, open kitchen, screened patio with entry from bedroom. Beautiful garden and sea views. Close to the beach, pool and Beach Shack for a snack. Fully furnished and move in ready. Great rental history.  Living area 1600 SF.  Asking $497,000.

Visit our <a href='http://www.coldwellbankervi.com/listing-6--salt-river-nb-800.html' target='_blank'>Coldwell Banker Listing</a> page for more photos.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 11 Jun 2010 16:44:33 -0400]]></pubDate>
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  <item>
   <title><![CDATA[St Croix Receives Grant to Clean Up ]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=241]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=241]]></guid>
   <description><![CDATA[The Virgin Islands has received a $1.15 million grant from the US Dept. of the Interior to help clean up scrap metal and tires stockpiled around the territory's landfills.  The clean up will be done around Anguilla Landfill on St Croix and Bovoni Landfill on St Thomas.

The grant will help the Waste Management Authority address the U.S. Environmental Protection Agency's order requiring scrap metals gathered around the landfills to be safely disposed of, according to the press release.  The money will be used to collect, transport, clean and treat scrap materials collected around the landfills.  Waste Management is expected to "safely process nearly 40 percent of the illegal waste that has been accumulated and ship scrap tires to an approved recycling or disposal facility in an environmentally sound manner."

Waste Management Authority executive director May Adams Cornwall said the money for removing the scrap metal will help pay for removing toxic fluids from junked vehicles, crushing them and sending them off-island for recycling. It will also pay to remove other scrap metals from the landfills.

(resource:  <a href='http://virginislandsdailynews.com/news/federal-grant-to-help-v-i-dispose-of-scrap-metal-tires-1.836255' target='_blank'>VirginIslandsDailyNews.com</a>)]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 09 Jun 2010 15:03:13 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Tips to Help You Search for a Home on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=240]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=240]]></guid>
   <description><![CDATA[Buying real estate, especially in what may be a foreign country, can seem pretty overwhelming.  Here are some guideless to help you through the process.

1. Research before you look. Decide what features you most want to have in a home, what neighborhoods you prefer, and how much you'd be willing to spend each month for housing. 

2. Be realistic. It's OK to be picky, but don't be unrealistic with your expectations. There's no such thing as a perfect home. Use your list of priorities as a guide to evaluate each property.

3. Get your finances in order. Review your credit report and be sure you have enough money to cover your down payment and closing costs. Then, talk to a lender and get prequalified for a mortgage. This will save you the heartache later of falling in love with a house you can't afford.

4. Don't ask too many people for opinions. It will drive you crazy. Select one or two people to turn to if you feel you need a second opinion, but be ready to make the final decision on your own.

5. Decide your moving timeline. Will this be a 2nd home?  A vacation home with others?  A retirement property to rent for a few years before you move?  All of these factors will help you determine your timeframe and may affect the type of loan you choose.

6. Think long term. Are you looking for a starter house with plans to move up in a few years, or do you hope to stay in this home for a longer period? Will it be a rental or income property?  This decision may dictate what type of home you'll buy as well as the type of mortgage terms that will best suit you. 

7. Insist on a home inspection. If possible, get a warranty from the seller to cover defects for one year. 

8. Get help from a Coldwell Banker agent. Hire a real estate professional who specializes in buyer representation. 

Stop by our Coldwell Banker office or email us to talk about your buying opportunities and what you need to get started.]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 09 Jun 2010 14:50:22 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Reef Condo in Teagues Bay on St Croix for sale]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=239]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=239]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100528202345458891000000-o.jpg" width=160 align="left" vspace=4 hspace=4>This Reef condo offers one of the best locations - on the golf course, near the sea, with sweeping views of Buck Island & the Caribbean from your seaside patio. Fresh white paint and new dishwasher in May, 2010.  One bedroom, 1.5 baths, furnished.  Asking $179,000.

Visit our <a href='http://www.coldwellbankervi.com/listing-132--teagues-bay-eb-798.html' target='_blank'>Coldwell Banker Listing</a> page for photos. 
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 04 Jun 2010 14:46:45 -0400]]></pubDate>
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   <title><![CDATA[Hurricane Preparedness on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=238]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=238]]></guid>
   <description><![CDATA[Hurricane season starts June 1st and lasts through to the end of November. For 2010, the National Hurricane Center has predicted an "active" storm season with as many as 23 named tropical storms. 8-14 of those storms could develop into hurricanes; of those, 3-7 hurricanes may be a category 3 or higher. 

Have a survival kit and disaster plan ready.  Here are some suggestions and tips: 

*Bottled water - one gallon per person for 72 hours 
*Flashlights with extra batteries - candles can pose a serious fire hazard should there be propane or gas leaks in the area 
*Supply of nonperishable food items - protein bars, canned goods (don't forget a can opener!), dried or prepackaged energy food
*Medicine - 30-day supply stored in plastic waterproof containers, clearly marked and kept in a zip-lock bag 
*Eyeglasses 
*Proper footwear and protective clothing for post-hurricane 
*Portable radio and extra batteries 
*Important documents - drivers license, passport, notes of allergies, important contact numbers, insurance documents, extra cash, ATM and bank/credit cards 
*Generator - ensure it is filled with propane/gas and in good working order 
*Insurance coverage for yourself and family, home, boat and vehicles - ensure it's current and up to date.  Make a note of contact information, should you need to make a claim or contact your provider in case of injury 
*Know how to shut off electricity, gas and water if so advised by authorities 
*Action or Evacuation Plan - hotel, friend's home or shelter, evacuation plan if residing on an island or coastal areas that are remote or vulnerable to storm surge 
*Let friends and family know how to contact you and where you plan to be, forward land lines to cell phones 
*Text message rather than voice mail; uses less battery time and communication is faster 
*Cell phone and charger, car charger, extra batteries 
*Care and plan for your Pet's safety - food, water, medicine, bowls, plastic bags, collar with your name and contact info, extra leash, pet crate for transporting, name and number of vet and copies of vaccinations, photo, favorite toy or blanket 
*Secure hurricane shutters or board your home securely, move all outside items to basement or inside storage. Flying debris and items can cause tremendous damage to your home, vehicles and neighborhood. 
*Car, keep gas tank full - especially important if you live in a remote place or on an island where supplies may be limited or cut-off after a storm 
*Know where to get information on storm conditions - local radio station, tv station, website or through the internet on your cell phone 
*Secure your boat - consider turning off the EPIRB (Emergency Position Indicating Radio Beacon) if your boat is docked, secured and unoccupied. When boats with this system start to sink or capsize, a signal via a satellite is sent to the nearest emergency satellite call center. These centers need to maintain clear and unjammed communication lines for satellite phones and emergency personnel during a hurricane.

The National Hurricane Center released the following names for 2010 hurricanes... 

Alex
Bonnie
Colin
Danielle
Earl
Fiona
Gaston
Hermine
Igor
Julia
Karl
Lisa
Matthew
Nicole
Otto
Paula
Richard
Shary
Tomas
Virginie
Walter 

What is a storm surge? For those residents living on the coast or in the islands a storm surge is something we are always concerned about. Storm surge is water that's pushed toward the shore by winds swirling around the storm. Recent hurricanes have produced storm surges in the neighborhood of 15 feet, combined with winds in excess of 75 miles per hour.  This can be very dangerous. Water weighs approximately 1700 pounds per cubic yard - extended pounding by frequent waves can demolish structures not specifically designed to withstand these forces. 

Please be prepared and have a plan, and review it on a yearly basis. If you are an absentee homeowner, arrange for someone to secure the premises in your absence, a neighbor, friend, or property management company. 

For more information on how to prepare for a hurricane please visit the National Hurricane Centers website: <a href='http://www.nhc.noaa.gov ' target='_blank'>www.nhc.noaa.gov </a>

Information provided courtesy of Coldwell Banker Real Estate Turks & Caicos]]></description>
   <author><![CDATA[islandsit@gmail.com (Louise Peterson)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 02 Jun 2010 12:33:43 -0400]]></pubDate>
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   <title><![CDATA[Waterfront Condo on St Croix for Sale]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=237]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=237]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100522152858153964000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Very tropical, immaculate 2 bdrm/2 bath condo directly on the beach. Enjoy the balmy breezes day and night, the twinkling lights of historic Christiansted, and amenities of pool, tennis, and snorkeling. Fully furnished and equipped, just bring your bathing suit and toothbrush. Pet Friendly (small pets allowed). Note: 2009 Income and Expense Statement available. Living area 1400 SF.  Asking $320,000.

Visit our <a href='http://www.coldwellbankervi.com/listing-202--golden-rock-co-795.html' target='_blank'>Coldwell Banker Listing</a> page for more photos.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 31 May 2010 22:23:35 -0400]]></pubDate>
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   <title><![CDATA[Judiths Fancy Home for Sale - St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=236]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=236]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100507163603704095000000-o.jpg" width=160 align="left" vspace=4 hspace=4>This beautiful new listing in the gated community of Judith's Fancy boasts Buck Island and Salt River views.  It offers a pool to enjoy the view, is fully fenced, has A/C throughout. hardwood ceilings, 3 bedrooms, and high-end tile in all three exquisite bathrooms.  Living area is 2400 SF, lot size 0.78 acres.  Asking price $1,300,000.

Visit our <a href='http://www.coldwellbankervi.com/listing-2-gb--judith%27s-fancy-qu-796.html' target='_blank'>Coldwell Banker Listing</a> page for more photos.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 28 May 2010 17:52:49 -0400]]></pubDate>
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   <title><![CDATA[St Croix Homeowners - Does Moving Up Make Sense?]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=235]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=235]]></guid>
   <description><![CDATA[These questions will help you decide whether you're ready for a home that's larger or in a more desirable location. If you answer yes to most of the questions, it's a sign that you may be ready to move.

1. Have you built substantial equity in your current home? Look at your annual mortgage statement or call your lender to find out. Usually, you don't build up much equity in the first few years of your mortgage, as monthly payments are mostly interest, but if you've owned your home for five or more years, and/or placed a significant amount down, you may have unrealized (in a tax sense) gains.

2. Has your income or financial situation improved? If you're making more money, you may be able to afford higher mortgage payments and cover the costs of moving.  

3. Have you outgrown your neighborhood? The neighborhood you pick for your first home might not be the same neighborhood you want to settle down in for good as you raise a family. For example, you may have realized that you'd like to be closer to your job, or live in a better school district.  

4. Are there reasons why you can't remodel or add on? Sometimes you can create a bigger home by adding a new room or building up. But if your property isn't large enough, your housing regulations don't allow it, or you're simply not interested in remodeling, then moving to a bigger home may be your best option. 

5. Are you comfortable moving in the current housing market? If your market is hot, your home may sell quickly and for top dollar, but the home you buy also will be more expensive. If your market is slow, finding a buyer may take longer, but you'll have more selection and better pricing as you seek your new home.  Every community and country is different.  Check with a Coldwell Banker agent for local real estate market trends.

6. Are interest rates attractive? A low rate not only helps you buy a larger home, but also makes it easier to find a buyer.

Stop by our Coldwell Banker office and find out what your property is worth.  That's the best way to start planning for a move.]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 26 May 2010 16:46:28 -0400]]></pubDate>
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   <title><![CDATA[St Croix Tourist Numbers Improve]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=234]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=234]]></guid>
   <description><![CDATA[Jan-Feb numbers released by the VI Bureau of Economic Research are encouraging and show improvement for January and February, compared to last year.

In January, visitor arrivals in the territory were up by 10 percent compared to January 2009. In February arrivals rose by 6.8 percent compared to last year.

Total air arrivals grew by 9.3 percent - an increase of about 6,000 people - in January compared to the same period last year. On St. Croix air traffic grew by more than 30 percent. Allegra Kean-Moorehead, V.I. Tourism Department spokeswoman, said the numbers reflect the steady growth since September in air travel to St. Croix. 

St. Croix's cruise ship visitors also have been growing steadily. In January 2009, about 5,400 people visited St. Croix by cruise ship. In 2010, that number grew to almost 22,000.  "St. Croix tourism industry continues to rebound as evident from the growth in visitor arrivals observed over the past several months," the Bureau of Economic Research report said. 

Kean-Moorehead said the growth seen in early 2010 is evidence of marketing efforts made during the economic downturn. "Our ongoing effort to promote the Virgin Islands in the past year, it's really starting to pay off now that consumers are resuming their travel," she said. 

(resource:  <a href='http://virginislandsdailynews.com/news/january-february-tourism-numbers-show-big-boost-1.795567' target='_blank'>VirginIslandDailyNews.com</a>)]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 24 May 2010 17:28:49 -0400]]></pubDate>
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   <title><![CDATA[Gentle Winds Oceanfront Condo on St Croix for sale]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=233]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=233]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100518113950579906000000-o.jpg" width=160 align="left" vspace=4 hspace=4>This 2 BR / 2 BA condo is the closest you can get to the blue waters of the Caribbean at Gentle Winds. Walk out of the spacious garden room and right onto a beautiful sandy beach. Breathtaking shoreline views and sunsets from the screened gallery. A rare opportunity to own your own beachfront escape in the highly desirable 'I' Building.  Interior 1250 SF.  Pool, furnished.  Asking $495,000.

Visit our <a href='http://www.coldwellbankervi.com/listing--794.html' target='_blank'>Coldwell Banker Listing</a> page for more photos.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 21 May 2010 19:26:49 -0400]]></pubDate>
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   <title><![CDATA[Tax Questions You Should Ask to Purchase Real Estate on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=232]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=232]]></guid>
   <description><![CDATA[Every country and even areas within countries have their own tax laws.  To assess the future value of your real estate investment, ask your Coldwell Banker real estate Agent these tax questions.

1. What is the assessed value of the property? Note that assessed value is generally less than market value. Ask to see a recent copy of the seller's tax bill to verify this information.

2. How often are properties reassessed, and when was the last reassessment done? In general, taxes jump most significantly when a property is reassessed.

3. Will the sale of the property trigger a tax increase? The assessed value of the property may increase based on the amount you pay for the property.

4. Is the amount of taxes paid comparable to other properties in the area? If not, it might be possible to appeal the tax assessment and lower the rate.

5. Does the current tax bill reflect any special exemptions that you might not qualify for? For example, some tax districts offer reductions to those 65+ or for home businesses.

Our Coldwell Banker Agents are highly qualified and experienced in local real estate laws.  Be sure and use their expertise to learn as much as possible about the property you want to purchase.]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 19 May 2010 15:09:07 -0400]]></pubDate>
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   <title><![CDATA[Land for Sale on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=231]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=231]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100514015206657949000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Here's a 1.01 ac lot for sale on St Croix in the St George neighborhood, private section, seconds away from St. George Botanical Gardens, and close to Plaza Supermarket, Sunshine Mall, Kmart.  Listed at $95,000.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=791' target='_blank'>Coldwell Banker Listing</a> page to request information.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 17 May 2010 17:34:09 -0400]]></pubDate>
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   <title><![CDATA[Pool Home with Apartment for Sale on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=230]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=230]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100510191904485297000000-o.jpg" width=160 align="left" vspace=4 hspace=4>This view property is located just east of Christiansted on 0.91 acre, and affords peace and quiet yet is convenient to everything. The location enjoys views of a golf course, sea, and town.  With 3,008 SF, the beautiful home features expansive kitchen, mahogany doors thoughout, new floors; lovely views from the covered gallery. The sunny pool is the perfect place to relax and appreciate the sunset. House has 2-bedrooms plus guestroom downstairs, and a new, large 1-bedroom apartment also downstairs.  Total 3 bedrooms, 4 baths.  Asking $650,000.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=789' target='_blank'>Coldwell Banker Listing</a> page for details.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 14 May 2010 18:55:20 -0400]]></pubDate>
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   <title><![CDATA[St Croix Sellers - 7 Reasons to Work with a Realtor]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=229]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=229]]></guid>
   <description><![CDATA[Real estate transactions are complicated, and becoming more so.  Each country has its own individual laws for foreign investors and tax considerations.  Here are some reasons why you should always use a real estate professional - not a friend, relative, or acquaintance - to represent you when you sell property.

1. Help navigating a complicated process. Buying or selling a home usually requires disclosure forms, inspection reports, mortgage documents, insurance policies, deeds, and multipage settlement statements. A knowledgeable expert will help you prepare the best deal, and avoid delays or costly mistakes.

2. Supply information and opinions. Realtors can provide local community information on utilities, zoning, schools, and amenities. They'll also be able to provide objective information about sales in your community.

3. Help with negotiating. There are many negotiating factors, including but not limited to price, financing, terms, date of possession, and inclusion or exclusion of repairs, furnishings, or equipment. You want someone representing you to negotiate these items with the buyer and buyer's agent.

4.  Offer expertise in property marketing. Real estate doesn't sell due to advertising alone. In fact, a large share of real estate sales comes as the result of a practitioner's contacts through previous clients, referrals, friends, and family. When a property is marketed with the help of a Realtor, you will have the full value of the internet and global marketing.

5. Speak the language. If you don't know a CMA from a PUD, you can understand why it's important to work with a professional who is immersed in the industry and knows the real estate language.

6. Offer experience. Most people buy and sell only a few homes in a lifetime, usually with quite a few years in between each purchase. Even if you have done it before, laws and regulations change. Realtors, on the other hand, handle hundreds of real estate transactions over the course of their career. Having an expert on your side is critical.

7. Offer an objective voice. A home often symbolizes family, rest, and security - it's not just four walls and a roof. Because of this, homebuying and selling can be an emotional undertaking. As a seller, your net profit will be one of the largest "pay days" you will ever experience.  Having a concerned, but objective, third party helps you stay focused on the emotional and financial issues most important to you.

Don't try and sell without professional expertise and experience on your side.  Contact one of our Coldwell Banker agents when you are thinking of selling real estate.]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 12 May 2010 18:32:05 -0400]]></pubDate>
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   <title><![CDATA[Current Show at Museum Center for the Arts on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=228]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=228]]></guid>
   <description><![CDATA[St. John artist, Janet Cook-Rutnik, is currently exhibiting a multimedia presentation at the Caribbean Museum Center for the Arts in Frederiksted, St. Croix through May 29. The exhibition, <i>The Journey </i>, includes digital images, videos and paintings dealing with looking, seeing and experiencing things in a "time stilled" dimension.  The artist says her presentation is about "being conscious of time as we journey forth in our daily lives, in our dreams and in our memories."

There are 4 parts to the multimedia show.  The videos were shot in New York City, the Caribbean, and Africa, and explore loving globally.  In a series called <i>Looking</i>, she painted over discarded photos and invites viewers to be interactive.  <i>Seeing</i> is a series of still photos shot on St Croix and St Thomas islands.  The 4th part, Time - One and a Half Minutes, shows 2 videos simultanously, <i>Breathing</i> and the <i>Swimmer</i>, to explore the physical sense with the abstract idea of time.

<i>The Journey</i> is funded in part by a grant from the Virgin Islands Council on the Arts and the National Endowment for the Arts and is sponsored by the Caribbean Museum Center for the Arts. The show will be on view until May 29.

View more of Rutnik's work on her <a href='http://www.cookrutnikart.vi/' target='_blank'>web site</a>.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Tue, 11 May 2010 16:15:53 -0400]]></pubDate>
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   <title><![CDATA[View Townhome for Sale on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=227]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=227]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100505214537239393000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Fabulous views and breezes from this end unit townhouse. Windows on the east side for morning light. Walk in from parking to living and dining area, kitchen, powder room and what a view! 2 bedrooms and 2 baths downstairs. Two galleries. Owners may have small pets. Walk to pool and restaurant - the beach is across the street.  Generators and no water fees. Seller doing 1031 Tax Exchange at no cost to Buyer.  Asking $244,570.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=786' target='_blank'>Coldwell Banker Listing</a> page for details and photos.
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 07 May 2010 17:03:12 -0400]]></pubDate>
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   <title><![CDATA[6 Creative Ways to Afford a Home on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=226]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=226]]></guid>
   <description><![CDATA[Not every buyer has enough stashed away for a large downpayment, and a credit score above 700.  Here are some ideas that might help you become a homeowner in a not-ideal situation.

1. Investigate local and national down payment assistance programs. These programs give qualified applicants loans or grants to cover all or part of your required down payment. 

2. Explore seller financing. In some cases, sellers may be willing to finance all or part of the purchase price of the home and let you repay them gradually, just as you would do with a mortgage.

3. Consider a shared-appreciation or shared-equity arrangement. Under this arrangement, your family, friends, or even a third-party may buy a portion of the home and share in any appreciation when the home is sold. The owner/occupant usually pays the mortgage, property taxes, and maintenance costs, but all the investors' names are usually on the mortgage. Companies are available that can help you find such an investor, if your family can't participate. 

4. Ask your family for help. Perhaps a family member will loan you money for the down payment or act as a co-signer for the mortgage. Lenders often like to have a co-signer if you have little credit history. 

5. Lease with the option to buy. Renting the home for a year or more will give you the chance to save more toward your down payment. And in many cases, owners will apply some of the rental amount toward the purchase price. You usually have to pay a small, nonrefundable option fee to the owner.

6. Consider a short-term second mortgage. If you can qualify for a short-term second mortgage, this would give you money to make a larger down payment. This may be possible if you're in good financial standing, with a strong income and little other debt.

If you want to purchase real estate, but aren't sure you qualify, come in and talk to one of our Coldwell Banker agents.  They are trained in local laws and customs.  Helping buyers and sellers of real estate is our business.]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 05 May 2010 18:18:09 -0400]]></pubDate>
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   <title><![CDATA[Bozzone wins St Croix Ironman]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=225]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=225]]></guid>
   <description><![CDATA[Terenzo Bozzone of New Zealand won the 2010 St Croix Ironman, a distance of 70.3 miles of swim-bike-run competition, in only 37 seconds last Sunday.

He finished just ahead of last year's defending champion, Tim O'Donnell.  It was the 2nd time in two weeks they finished 1-2 within one minute of each other in the same distance triathlon.  They are scheduled to compete twice more in their next two races this season.  After O'Donnell mentioned the rivalry during the race, "Terenzo just had an extra gear that I did not have today," the reigning ITU Long Course Champion said. 

The 25-year-old Bozzone finished the "half" Ironman - a 1.2-mile swim, followed by a 56-mile bike ride and a 13.1-mile run - first overall in a time of 4 hours, 6 minutes and 2 seconds. The mark was about four minutes shy of the course record O'Donnell, a Colorado resident, set last year.

On the women's side, Catriona Morrison, a 33-year-old from Scotland, became only the second woman in the 22-year history of the event to repeat as champion. She finished in 4:31:06, which was 10th overall and more than 10 minutes faster than the next female competitor.

The women's runner up, Sam Warriner, a former Olympian from New Zealand, couldn't catch Morrison on the final stage and finished at 4:42:28. "That was the toughest course," Warrnier told a race announcer moments after she crossed the finish line. "I was dying during this race."

Comfortable cloud cover surrounded St. Croix during the early hours of the race and a steady breeze swirled as the professionals finished up the swim. But midway through the bike portion, the sun started to glare down on the athletes and the temperature rose to 87 degrees (with a heat index of 95 degrees).

"Everyone knows this race doesn't start until the second running loop," said O'Donnell, whose debut in this race was just last year, when he won. "The conditions were very rough. The heat was crazy. It was much worse than last year."

Both O'Donnell and Bozzone committed to return next year and continue the competition.  "I think we're both up-and-comers and we've both won a world title in the last two years," O'Donnell said. "So, yeah. I think we could be one of the new rivalries for the sport."]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Tue, 04 May 2010 12:23:40 -0400]]></pubDate>
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   <title><![CDATA[Triathlon Weekend on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=224]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=224]]></guid>
   <description><![CDATA[<img src="http://www.gotostcroix.com/blog/wp-content/themes/open-air/thumb.php?src=http://www.gotostcroix.com/blog/wp-content/uploads/2010/04/triathalonposter2010.jpg&h=173&w=230&zc=1&q=90" width=160 align="left" vspace=4 hspace=4>The big event is almost here, and the island of St Croix is ready if the athletes are.  Today at 5 PM they meet in Christiansted on the boardwalk for a live event in front of the Harbor Cam.

This is supposedly one of the toughest triathlons, up, down, and around St Croix's rugged hilly terrain.  It is actually a Half-Ironman Triathlon distance, still with a swim, bike, and run but half the distance of the Ironman.

The event is sponsored by RumRunners, St. Croix Ultimate Bluewater Adventures, Divi Surfside Spa, Cruzan Rum, Cafe Fresco, Namaste Cafe, and  The Reef Golf Course.

]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 30 Apr 2010 17:02:31 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Feng Shui Concepts to Help your St Croix Home Sell]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=223]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=223]]></guid>
   <description><![CDATA[To put the best face on a listing and appeal to buyers who follow Feng Shui principles, keep these tips in mind.

1. Pay special attention to the front door, which is considered the "mouth of chi" (chi is the "life force" of all things) and one of the most powerful aspects of the entire property. Abundance, blessings, opportunities, and good fortune enter through the front door. It's also the first impression buyers have of how well the sellers have taken care of the rest of the property. Make sure the area around the front door is swept clean, free of cobwebs and clutter. Make sure all lighting is straight and properly hung. Better yet, light the path leading up to the front door to create an inviting atmosphere.

2. Chi energy can be flushed away wherever there are drains in the home. To keep the good forces of a home in, always keep the toilet seats down and close the doors to bathrooms.

3. The master bed should be in a place of honor, power, and protection, which is farthest from and facing toward the entryway of the room. It's even better if you can place the bed diagonally in the farthest corner. Paint the room in colors that promote serenity, relaxation, and romance, such as soft tones of green, blue, and lavender.

4. The dining room symbolizes the energy and power of family togetherness. Make sure the table is clear and uncluttered during showings. Use an attractive tablecloth to enhance the look of the table while also softening sharp corners.

5. The windows are considered to be the eyes of the home. Getting the windows professionally cleaned will make the home sparkle and ensure that the view will be optimally displayed.

Talk to any of our Coldwell Banker agents about other ways to maximize the marketing potential of your property when you are ready to sell.]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 28 Apr 2010 21:00:28 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Affordable & Buildable View Lot Available on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=222]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=222]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20081104020608002156000000-o.jpg" width=160 align="left" vspace=4 hspace=4>flat corner lot with views of the South Shore and Great Pond.  In Union & Mt Washington.  Size 0.46 ac.  Asking $55,000.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=480' target='_blank'>Coldwell Banker Listing</a> page for more photos.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 26 Apr 2010 17:40:00 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Concordia Hillside View Home on St Croix for Sale]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=221]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=221]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100419204809830297000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Breathtaking Salt River & BVI views day and night from this outstanding mountainside home high in the sky. Spectacular exciting architectural features include cedar walls, two-sided fire place, goldfish/koi pond, gourmet kitchen and terrific blue-tiled lap pool with deck and bar. Spacious master with cathedral ceilings and large walk-in closet. Guests can enjoy a large apartment downstairs.  Living area 3773 SF, total 3 bedrooms/3 baths.
Lot 0.65 acres.  Furnished.  Asking $789,000.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=778' target='_blank'>St Croix Listing</a> page for details.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 23 Apr 2010 14:11:19 -0400]]></pubDate>
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  <item>
   <title><![CDATA[Buying Overseas Real Estate - Basic Questions to Ask and Answer for St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=220]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=220]]></guid>
   <description><![CDATA[<a href='http://www.caribpro.com/Caribbean_Property_Magazine/index.php?pageid=910' target='_blank'>Caribbean Property Magazine's </a>April issue ran an excellent article on "15 CRITICAL QUESTIONS TO ASK WHEN BUYING OVERSEAS REAL ESTATE" which we summarize here.  If you are considering a purchase outside your country of residence, read the entire article (click on the link) and it should help you avoid mistakes, or at the least, suggest research you need to do before you buy.

If you have found a property to interest you - whether condo, house, land for development, investment - look at the big picture and try to isolate yourself from your enthusiasm about the view, or price, or location.  The country of your choice may be paradise, but it is still a foreign country.

1.  Country Access - is there year 'round access to the area and how long will it take from the airport
2.  Building Requirements - are there some, and if not, are there standards in place or deed restrictions 
3.  Sewage - is there a central sewer system, and if not, and you need to install a septic tank, require a "perk test"
4.  HOA - is there a Homeowner's Association, what are the fees (they will only go up), how financially stable is the association, and how much deferred maintenance is shown
5.  Greenbelts - are there common areas, open space areas, a master plan - check the developer's plans and programs for working with the community on a shared future
6.  Amenities - what are they, what do they cost, what are the long-term maintenance requirements
7.  Title - what type of guarantee of title will you receive, what language will be included for coastal laws and changing shoreline
8.  Telecommunications - is there state-of-the-art telecommunication equipment in place or planned - check phone service, bandwidth, and service providers
9.  Water and water pressure - is there enough fresh water and water pressure, does it plan for future growth, how will the growth be paid for - check pressure in any structure by turning on all the faucets and flushing at the same time
10. Hot water - check for hot water plumbing, and if building a new home, double check that hot water will be included
11. Infrastructure - does this include fiber optic, underground electricity, paved streets, sidewalks, storm drains, high-speed internet access - don't take any of this for granted, and make sure the development has planned for these services or find out how the homeowner will be assessed
12. Assume nothing - you probably will be an off-site owner while your new home is built - who will oversee construction, what avenues of communication will you use, check references of the developer and builder - make sure you verify the plans for proper wiring, air conditioning, dryer vents, etc. - take nothing for granted
13. Development Company - check their financial condition and references - realize financing is unusual so the developer may provide buyer financing - how will this affect their balance sheet
14. Safety and security - if you want 24/7 security, double check it will be part of the property maintenance and cost
15. Health care - Most major Latin American cities have state-of-the-art medical facilities, but if you purchase outside these, it may be a distance to good health care

As the author concludes, "Much of the world outside North America and Europe is the land of 'Buyer Beware.' Be sure you know the answers to these important questions and make a conscious decision about what levels of creature comforts are mandatory and which may be optional for you...An educated buyer is a happy owner.  There are items you may take for granted that will not be the standards in other countries."

Contact your local Coldwell Banker office for help with your research and investigation into answering these questions.  All of our agents are knowledgeable about their local areas and laws.]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 21 Apr 2010 13:13:28 -0400]]></pubDate>
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   <title><![CDATA[Crime Stoppers in St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=219]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=219]]></guid>
   <description><![CDATA[Following are excerpts from the Crime Stoppers USVI Newsletter, published with 1st Quarter, 2010 Results.

Crime Stoppers USVI celebrated its amazing first year of operation in January 2010,  New tips kept coming in at a good rate last quarter, arrests were down, but recovered stolen property was significantly up.

Of the 5 arrests in 1st quarter 2010, 1 was a weapons violation, 2 were for assault, and 2 were fugitives. tolen property was recovered for theS quarter, valued at $69,727.

<b>Outreach</b>

*The VI Government is now producing our weekly Wednesday release in video format for TV broadcast. This complements our existing print format, which we produce ourselves, and the audio format, produced for us by the WJKC family of radio stations. Our weekly video release can be seen on the government channels, and is also broadcast by our partners at Channel 8 (WSVI, ABC). 

*Facebook Link -  <a href=' http://www.facebook.com/pages/Crime-Stoppers-USVI/95410546407 ' target='_blank'>http://www.facebook.com/pages/Crime-Stoppers-USVI/95410546407 </a>

*Law enforcement - If community members are hesitant to talk directly with police, the police will often give out Crime Stoppers cards, and will ask them to submit their information anonymously. 

*Local media - Media partners play an important role by publishing the Crime Stoppers weekly Wednesday release, in which they ask for tips about specific crimes on St. Croix, St. John and St. Thomas. The media role is so important that they see a direct correlation between the number of media outlets who run the release, and the number of tips received later that week. Weekly releases can be seen at <a href='http://www.crimestoppersusvi.org/crimeoftheweek.aspx.'
target='_blank'>http://www.crimestoppersusvi.org/crimeoftheweek.aspx.</a> 

<b>Financial</b>

*Volunteers - Volunteers are important to Crime Stoppers USVI, since they pay no salaries. They have a talented and enthusiastic group of people, representing all three islands, who run and improve the program territory-wide. 

*Donations - please see <a href='http://www.crimestoppersusvi.org/supportus.aspx' target='_blank'>http://www.crimestoppersusvi.org/supportus.aspx</a> for instructions on how to donate by check or by credit card.  They also accept in-kind donations and sponsorships for things like advertising, printing, etc. Crime Stoppers is a 501(c)(3) organization, and your donations are tax-deductible to the extent allowed by law.

*Recent financial figures can be found at <a href='http://www.crimestoppersusvi.org/custom.aspx?p=3' target='_blank'>http://www.crimestoppersusvi.org/custom.aspx?p=3</a>.

<b>Contact Information</b>

SUBMIT TIPS: 
By phone: 1-800-222-TIPS (8477)
By web: <a href='http://www.crimestoppersusvi.org/' target='_blank'>http://www.crimestoppersusvi.org/</a>
By text message: Text "USVI" plus your message to CRIMES (274637)
All tips are completely anonymous. They don't ask your name, there is no caller ID, no voice recording, and the stateside operators will not recognize your voice.

You can contact them at CrimeStoppersVI@gmail.com or 340-244-5699 (do NOT submit tips here).

Crime Stoppers USVI
45 Mars Hill
PO Box 1186
Frederiksted VI 00841





  ]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Tue, 20 Apr 2010 12:38:54 -0400]]></pubDate>
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   <title><![CDATA[Spectacular Hilltop View Land for Sale on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=218]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=218]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100415205755567403000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Be king or queen of the hill while surrounded by pristine Caribbean beauty. Wonderful hill top location of 3 individual lots offered as one parcel of 2.75 acres with views of gorgeous blue Caribbean waters and serene hillsides. Amazing views protected forever from this rare spot, first time offering.  Asking $850,000.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=775' target='_blank'>Coldwell Banker Listing page</a> for photos.
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 16 Apr 2010 15:46:15 -0400]]></pubDate>
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   <title><![CDATA[Mindset of US 2nd Home Buyers on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=217]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=217]]></guid>
   <description><![CDATA[Earlier we wrote about the numbers released in the National Assn of Realtors' vacation home study, which showed a modest increase in 2nd home sales in 2009.  More is at work in those statistics, though, than just buyers deciding to purchase.

While Dr. Lawrence Yun, chief economist of NAR, said the typical vacation-home buyer makes a lifestyle choice, buying in this economic climate also shows these folks felt the property was a good investment, a good use of their discretionary funds at this time.

By the purchase, they also said they see a 2nd home as an investment, to use for vacations yes, but with an eye toward future appreciation.  

The study also showed a changing attitude in the US toward 2nd homes.  In the U.K. and Europe, vacation homes are part of the culture.  Since the typical age of a 2nd home buyer in the US is 46, a subtle shift could be taking place toward younger buyers of these homes.

"Historically, people become interested in buying a second home in their mid 40s," Yun said. "The large number of people who are now in their 30s and 40s will dominate the second-home market in the coming decade."

Be sure and contact our Coldwell Banker agents in the Caribbean to discuss your options for a vacation home purchase, including Fractional Ownership.  This is a great time to buy on all our islands.]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 14 Apr 2010 21:55:24 -0400]]></pubDate>
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   <title><![CDATA[Leave our St Croix Paradise in its Place]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=216]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=216]]></guid>
   <description><![CDATA[The Virgin Islands Network of Educators (VINE) have launched a new awareness campaign called, "Leave Paradise In Its Place" to tackle the problems we face in protecting our delicate ecosystems.  We all share responsibility for keeping the marine life healthy and safe.

It's the Law

All native plants and animals of the USVI are protected under the Indigenous Species Act. It is illegal to take, catch, possess, injure, harass, or kill any native animal, or plant. All fish (unless harvested for food), coral, shells, and other marine life are protected. You will not be permitted to leave the territory with shells, corals or any other marine life in your possession.

Keep your Hands in Your Pockets

As reported by <a href='http://www.gotostcroix.com/blog/2010/04/leave-paradise-in-its-place-please/' target='_blank'>GoToStCroix</a>, 

"Did you know that in the past two years alone, more than 1 ton of sand, coral and shells removed from St. Croix beaches alone has been confiscated by customs agents at Henry E. Rohlsen airport as visitors want to bring a piece of paradise home with them.  

"Our famed white sand beaches are beautiful places to relax and hang out, but they are also living organisms that play an important part in the balance of our ecosystem as a whole. Sandy beaches are made of coral and shelled organisms whose remains erode into sand particles, and shells serve as homes for hermit crabs and other creatures that create habitats out of shells. 

"By leaving the treasure of the beach in their place, you will be making sure our beaches are always beautiful and can be enjoyed for years to come."

Don't Touch and Watch that Anchor

St Croix has some of the best snorkeling in the world, but it needs to be protected.  Respect the coral reefs, which are integral to the underwater ecosystems and as shelter and food for myriad organisms.

If you are in a boat, check first before you drop anchor so you don't despoil a vital reef environment.

GoToStCroix encourages citizen participation in the <a href='http://www.usvircd.org/VINE/' target='_blank'>VI Network of Educators' </a>efforts.  "it's our responsibility as residents and lovers of the Virgin Islands to do our part as well. Hotels should be putting up educational information and as residents we should be sure to share our knowledge and respect for the environment with visitors and friends as well.

"There are several ways you can help or get involved:

*Take advantage of FREE Snorkeling trips! 
*Pick up some postcards while in the Virgin Islands, and share them with others. 
*If you are a parent, make sure you encourage your kids NOT to take that shell or piece of coral off the beach, but instead gently give it back to the environment by leaving it where you found it. 
*If you are a teacher or educator yourself, you may want to take some posters back to the mainland with you to share with your students. The next time they go to the beach (wherever that is) we hope they remember to leave paradise in its place." 

Let's all do our parts to protect St Croix's natural resources for future generations.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 12 Apr 2010 18:04:34 -0400]]></pubDate>
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   <title><![CDATA[Southgate Farm in East End - St Croix - For Sale]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=215]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=215]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100406222735115552000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Immaculate East End house with big yard. Owner already gone so move in quickly. Built in 2005: everything like new. 3 bedrooms, 2 baths, 1589 SF living area, 0.53 acre lot.  Ceiling fans plus split A/C in all rooms. Ceramic tile, great kitchen, washer/dryer, stainless steel appliances, storm shutters. Plenty of room for a pool with large patio off back of house. Separate 10X12 storage room downstairs. Ask about closing credits.  Asking price 
$374,900.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=774' target='_blank'>Coldwell Banker Listing</a> page for photos and details.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Sat, 10 Apr 2010 17:51:20 -0400]]></pubDate>
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   <title><![CDATA[Coldwell Banker's On Location Wildly Successful]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=214]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=214]]></guid>
   <description><![CDATA[Coldwell Banker<b> On Location</b>, the brand's YouTube channel focused on listing, community and agent profile videos, continues to redefine the use of video in real estate. Just 11 months after launching in May 2009, Coldwell Banker On Location has drawn 1 million channel views.

Since Coldwell Banker Real Estate launched their brand channel on YouTube to debut Coldwell Banker On Location, the site has more videos on its YouTube site than any other real estate brand.

"We believe that video plays a major role in the home buying and selling process," said Michael Fischer, senior vice president, Marketing, for Coldwell Banker Real Estate LLC. "There is no other medium that can showcase the personality of a home and agent more effectively than video. And our agents, from all corners of the world, have responded by posting more than 11,000 videos to date. Clearly, Coldwell Banker On Location has set a high bar for video use in our industry, but more importantly home sellers are starting to expect video as a part of the marketing portfolio of a home...Video is now a mainstay in real estate and consumers are proving this to be true."

Take a look at our Curacao site - On Location is available, and stay tuned for videos to be uploaded by our agents.
<a href='http://http://www.youtube.com/coldwellbankercur' target='_blank'>http://www.youtube.com/coldwellbankercur</a>]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 07 Apr 2010 16:57:24 -0400]]></pubDate>
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   <title><![CDATA[703 Ironman Coming to St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=213]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=213]]></guid>
   <description><![CDATA[<img src="http://www.stcroixtriathlon.com/images/stx-logo-06.gif" width=160 align="left" vspace=4 hspace=4>The <a href='http://www.stcroixtriathlon.com/home.html' target='_blank'>St Croix Ironman 70.3</a> will be held May 2, 2010.

The 2010 St. Croix Ironman 70.3 remains one of the very few 70.3 distance races where qualifying slots are available for both the Ironman World Championships (Kona) and the Ironman 70.3 World Championships (Clearwater).  The classic St. Croix course, among the most beautiful in the sport, has 28 Kona slots up for grabs, as well as 40 Clearwater slots.  

The May 2 date allows athletes to enjoy a tropical respite after a long winter, as well as an early season chance to get qualified for the autumn dates of both championship races.

The Prize purse for the St. Croix Ironman 70.3 will be $50,000 - one of the largest in the sport.  Most of the top competitors in the sport are expected to attend. There will be equal distribution of prize money to men and women through ten places.  There will also be Primes awarded.

All registered athletes receive:

*A Triathlon T-Shirt, Race Goody Bag & Official Race Program 
*Admittance to the "Jump Up" and Restaurants 
*Admittance to Awards Banquet in Christiansted 

Close to a thousand international competitiors emerge on St. Croix for this annual event, which includes a 2 kilometer swim though the turquoise waters of Protestant Cay, a 90 kilomater bike race through the island's challenging terrian and a 21 kilometer marathon the the grounds of the Buccaneer Resort.

The event is a great reason to visit St Croix, as a spectator if not a competitor.  Stop by our Coldwell Banker offices and let's talk about our real estate opportunities at the same time.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Tue, 06 Apr 2010 15:18:49 -0400]]></pubDate>
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   <title><![CDATA[Visit St Croix.com Recently Re-Launched]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=212]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=212]]></guid>
   <description><![CDATA[<a href='http://www.visitthevi.com' target='_blank'>VisitTheVI.com</a> is pleased to announce it has launched a totally new and updated version of the popular destination website, <a href='http://www.visitstcroix.com/' target='_blank'>VisitStCroix.com </a>.

In addition to its sleek fast loading design, this brand new version of VisitStCroix.com, in development for over one year, offers some of the most contemporary services of any VI destination sites, including:

Enhanced navigation thru flash pull down windows, making it easier to find hotels, restaurants, attractions and businesses. 
 
Greater site visitor enjoyment through High definition Travel videos.

Share it: one click sharing of site content through Facebook and other social media.  

Radio streaming allowing on-line listening of the islands' most popular radio stations. 

A comprehensive events calendar. 
 
A unique Weather Center which provides both a visual and audio weather report. 
 
A comprehensive section for Cruise Ship Visitors. 

In addition to leading potential visitors in need of personalized travel service to St. Croix based Travel Desk of St. Croix, <a href='http://www.VisitStCroix.com ' target='_blank'>VisitStCroix.com </a>has partnered with Expedia so that web oriented travelers can book their trips right from our web site.

VisitStCroix.com is part of VisittheVI.com. Now celebrating 11 years of service. The only thing missing, may be you.  Check out this revised and upgraded site, and come visit us in St Croix.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 02 Apr 2010 21:31:15 -0400]]></pubDate>
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  <item>
   <title><![CDATA[NAR 2010 Investment & Vacation Home Buyers Survey]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=211]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=211]]></guid>
   <description><![CDATA[The National Assn of Realtors has released figures that show vacation home sales recovered somewhat in 2009, but investment sales fell off sharply.  NAR's 2010 Investment and Vacation Home Buyers Survey, covering existing- and new-home transactions in 2009, shows vacation-home sales rose 7.9 percent to 553,000 last year from 513,000 in 2008, while investment-home sales fell 15.9 percent to 940,000 in 2009 from 1.12 million in 2008.  

NAR Chief Economist Lawrence Yun said, "The typical vacation-home buyer is making a lifestyle choice, with 9 out of 10 saying they intend to use the property for vacations or as a family retreat.  Investment buyers primarily seek rental income, with 6 in 10 planning to rent to others, although 1 in 5 wants a family member, friend or relative to use the home."  26 percent of vacation-home buyers and 8 percent of investment buyers intend to use the property as a primary residence in the future.

Similar to 2008, cash factored strongly in the second-home market:  three out of 10 vacation-home buyers in 2009 paid cash for their properties, while half of investment buyers paid cash.  Fairly similar ratios for each group indicated portfolio diversification or good investment opportunities were factors in the purchase decision.

The typical US vacation-home buyer in 2009 was 46 years old, had a median household income of $87,500, and purchased a property that was a median distance of 348 miles from their primary residence; 34 percent were within 100 miles and 40 percent were more than 500 miles.  3 out of 4 were married couples.

Investment-home buyers last year had a median age of 45, earned $87,200, and bought a home that was relatively close to their primary residence - a median distance of 24 miles.  Roughly one in four investment buyers purchased more than one property in 2009.

While these statistics are from buyers in the US, the trends can be carried forward to offshore properties.  The Baby Boomers are not just an economic factor in the USA.  Demographically, the long-term demand for second homes looks favorable because large numbers of people are in the prime years for buying a second home.  "Historically, people become interested in buying a second home in their mid 40s," Yun said.  "The large number of people who are now in their 30s and 40s will dominate the second-home market in the coming decade, with a strong underlying demand, although sales in a given year will vary depending on the economy."

(resource:  <a href='http://www.realestatechannel.com/us-markets/vacation-leisure-real-estate-1/real-estate-news-vacation-home-sales-national-association-of-realtors-investment-sales-lawrence-yun-vacation-home-sales-vacation-condo-sales-2274.php' target='_blank'>RealEstateChannel.com</a>)]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 31 Mar 2010 23:26:05 -0400]]></pubDate>
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   <title><![CDATA[Reggae Singer Duane Stephenson working on a St Croix Recording]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=210]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=210]]></guid>
   <description><![CDATA[Reggae singer, Duane Stephenson, who is finishing up work on the follow-up album to his ground-breaking debut, "August Town," has also been working on a project with I Grade Records, based in St Croix.

"I went down there to do a show and the energy was just natural. I Grade shares the vision of reggae music going forth in a conscious and constructive manner and I support that 100 per cent," Stephenson said.

Grade Records was founded in St Croix during early 2001 by Laurent 'Tippy I' Alfred along with partner Kenyatta Itola. The label's primary mission is to produce and release the highest quality reggae music emanating from St Croix and the US Virgin Islands.

Over the course of several highly acclaimed releases, I Grade has developed a unique musical identity that is undeniably roots, but freely influenced by hip hop, jazz, soul and other musical genres, forming a sound that is both ancient and modern.

Having released several powerful debut albums, I Grade Records is known for its keen ear for new voices that need to be heard. As a crucial part of the roots music movement in the US Virgin Islands, I Grade is committed to "spreading musical isles and healing, from St Croix to across the world."

(resource:  <a href='http://www.jamaica-gleaner.com/gleaner/20100322/ent/ent3.html' target='_blank'>Jamaica-Gleaner.com</a>)]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 29 Mar 2010 20:28:58 -0400]]></pubDate>
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   <title><![CDATA[St Croix Presents 10th Annual Food and Wine Experience]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=208]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=208]]></guid>
   <description><![CDATA[<img src="http://stcroixfoodandwine.com/wp-content/themes/food/top/foodandwine.jpg" width=160 align="left" vspace=4 hspace=4>Mark your calendar for April 13-17, when the 10th Annual St Croix Food and Wine Experience will be held throughout the island.  The event began with a one day Taste of St Croix in 1991, and is now a week-long celebration of foods and wines from around the world.  It is a fundraiser for the <a href='http://www.stxfoundation.org/' target='_blank'>St Croix Foundation</a>, whose mission is to foster economic and social development on the island of St. Croix.

Last year, 1500 people attended, and the event was named as one of the 10 Best International Food and Wine Festivals in the World by Forbes Travel.

View the list of events on the <a href='http://stcroixfoodandwine.com/' target='_blank'>Experience web page</a>.  Included venues are Tutto Bene, the Palms, Eat at Cane Bay, Salud Bistro, Divi Carina Bay and Starlight Room, Leeward Distributor's Warehouse, and the Carambola Golf Course.

Join in the fun, visitor or resident for a good cause.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 26 Mar 2010 18:06:37 -0400]]></pubDate>
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   <title><![CDATA[Simple Fixes to Help Sell your St Croix Property]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=207]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=207]]></guid>
   <description><![CDATA[Simple and inexpensive updates can add appeal to your home and help catch the eye of prospective buyers.  Check with your Coldwell Banker realtor for more ideas, but consider one or more of these to spruce up your home for sale.

*Colors - Use welcoming colors. Paint trim, eaves, and shutters a warm brown and brighten the front door with a deep blue or another soft color.

*Benches - Place wrought iron or wood benches beside the door or under trees in the front yard, to give the idea of welcome and comfort.

*Lighted path - Use energy-efficient solar lights to lead visitors to the front door and illuminate the entry after dark.  Also use shrubs and colorful plants along the walkway to the front.

*Wall lanterns - Use lanterns on each side of the front door to welcome buyers.  A dark doorway is not inviting.

*Clean the yard and front porch - don't let clutter and trash spoil that first impression given a buyer.

These ideas should get you thinking of inexpensive quick fixes you can do to your property to make it look more inviting and get those buyers inside.]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 24 Mar 2010 18:12:58 -0400]]></pubDate>
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   <title><![CDATA[Recycling Returns to St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=206]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=206]]></guid>
   <description><![CDATA[We are happy to announce that the Boys and Girls Club of St Croix is bringing recycling back to our island.  With plans to open the last week of March, they will accept just cans (for now) at Anna's Hope.  The center will be a drop-off site for rinsed aluminum and steel cans, every Thursday through Sat.

We hope their efforts will be successful enough to launch Phase Two and Phase Three - plastic bottles and glass.  Don't drop off either or these, or motor oil, at least for now.

As reported by <a href='http://www.gotostcroix.com/blog/2010/03/recycling-returns-to-st-croix/' target='_blank'>GotoStCroix</a>, "As important as the service the Recycle Center provides us islanders, it's even more important that we show them our consistent support. They need to process at least 5 million cans to break even^ it sounds like a lot but that's only <b>20%</b> of the 27 million cans that are imported into our island each year. We need to do our part to keep those cans out of the landfill and into the recycling system. Our island is too small to sustain that kind of waste and damage to our ecosystem will affect us all immediately.  If we want to keep recycling on St. Croix, we need to be sure to support the facilities that provide such fantastic resources for us."

If you eat at a restaurant, ask if they recycle.  If you shop at a grocery, ask if they recycle.  Same with the hotel you stay at and the tourist attraction you enjoy.  It should go without saying that we each need to start recycling at home!

"Making lasting environmental change is all about the small contributions and lifestyle habits we as a collective group must adopt to sustain the world around us. Just a small effort by a large group can make an enormous difference," summarizes Katie of GotoStCroix.

For more information, you can contact us at info@gotostcroix.com or Colleen Sullivan, who is the new director of the Recycle Center^ her email address is recyclecolleen58@yahoo.com.



]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 22 Mar 2010 18:11:46 -0400]]></pubDate>
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   <title><![CDATA[Judith's Fancy Home for Sale on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=205]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=205]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100318201718550345000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Perched high atop the hills of Judiths Fancy on almost an acre, this is the lowest-priced pool home in the community.  With gorgeous oceanviews from every room, you can see the US and British Virgin Islands, and the lights of Chrisitiansted town. 2 bedrooms/2 baths, 1455 SF living area, lot 0.82 acres.  Asking $619,000.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=772' target='_blank'>Coldwell Banker listing</a> page for details and photos.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 19 Mar 2010 22:00:58 -0400]]></pubDate>
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   <title><![CDATA[Don't Make These 1st Time Buyer Mistakes on Your St Croix Home Purchase]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=204]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=204]]></guid>
   <description><![CDATA[These are common 1st Time Buyer Mistakes.  Use a Coldwell Banker agent to avoid them and save yourself time and money.

1. You don't ask enough questions of your lender and end up missing out on the best deal.

2. You don't act quickly enough to make a decision and someone else buys the house. 

3. You don't find the right agent who's willing to help you through the homebuying process.  You can find an agent at Coldwell Banker who is knowledgeable and will take the time to understand your needs and wants.

4. You don't do enough to make your offer look appealing to a seller. 

5. You don't think about resale before you buy. The average first-time buyer only stays in a home for four years.

Make your needs list first, then your wants, and look at enough homes to understand the difference.  Get prequalified and work with a Coldwell Banker realtor.  These simple steps should keep you from making these mistakes.]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 17 Mar 2010 21:20:15 -0400]]></pubDate>
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   <title><![CDATA[St Patrick's Day on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=203]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=203]]></guid>
   <description><![CDATA[<img src="http://www.stpatricksdayparadestcroixvi.com/grafix/41st.jpg" width=160 align="left" vspace=4 hspace=4>The annual <a href='http://www.stpatricksdayparadestcroixvi.com/index.php' target='_blank'>St Paddy's Day Parade</a> was held last Saturday in Christiansted.  The St. Patrick's Day Parade is known all over the islands as one of the biggest parties of the year. People even plan their vacation around this event!

This year the turnout was smaller than usual, but the crowd just as boisterous.  About 25 entries created the parade from Hospital Street to the front of the old First Bank Building.

While the holiday is celebrated around the world on March 17, St. Croix marks the event the Saturday before. The event honors St. Patrick, the most commonly recognized patron saint of Ireland. Proceeds from the parade support the Boys and Girls Club of St. Croix. ]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 15 Mar 2010 19:43:41 -0400]]></pubDate>
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   <title><![CDATA[Land for sale with Teagues Bay View on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=202]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=202]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100310153021986205000000-o.jpg" width=160 align="left" vspace=4 hspace=4>A very special half acre lot that looks right onto beautiful Buck Island. With a very easy terrain, this homesite has some 18th century rock house foundations that make for a lovely garden setting. There is plenty of room for a home on the high part of the lot. Across the street from the beach, close to dining and golf, this lot has it all! Asking $89,900.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=763' target='_blank'>Coldwell Banker Listing</a> page for details.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Sat, 13 Mar 2010 21:58:33 -0500]]></pubDate>
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   <title><![CDATA[Donate those Leftover Caribbean Coins to UNICEF]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=201]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=201]]></guid>
   <description><![CDATA[Recycle the coins you bring back from the islands, by donating them to the <a href='http://www.unicefusa.org/campaigns/changeforgood/' target='_blank'><b>UNICEF Change for Good</b></a> program.  American Airlines, a large presence in the travel plans of visitors to the Caribbean islands, donated $1.2 Million for UNICEF in 2009.    

American Airlines has been participating in the program since 1994. Last year, travelers donated $1.2 million in U.S. and foreign currency, the most ever for American.

The money is collected on select international flights and at Admirals Clubs and Flagship Lounges. Donations received in January and February are earmarked to provide assistance to Haitian children.

"American Airlines and its participation in the Change for Good program is invaluable to the U.S. Fund for UNICEF for its ability to bring both funding and attention to UNICEF's work," said Caryl Stern, president and CEO of the U.S. Fund for UNICEF.

"A little change goes a long way. We are so thankful for the generosity of American Airlines customers and the dedication of the committed American Airlines employee volunteers who choose to help improve children's lives," Stern said.

Change for Good is an innovative partnership between UNICEF and the international airline industry. Established in 1987, it is one of UNICEF's best-known and longest-running partnerships. Currently more than 10 international airlines support the Change for Good program.

Thanks to the generous support of customers and participating airlines, Change for Good has generated over $90 million that UNICEF has used to provide a healthier, happier future for millions of children.

Send your unused foreign currency today to UNICEF.  If you are unable to donate your foreign currency on an American Airlines flight or at an Admirals Club or Flagship Lounge, you can still support Change for Good by sending your gift to the following address:

U.S. Fund for UNICEF
ATTN: Change for Good Program
125 Maiden Lane
New York, NY 10038]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Thu, 11 Mar 2010 22:10:21 -0500]]></pubDate>
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   <title><![CDATA[Beachfront Condo for Sale on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=198]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=198]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100303143519645855000000-o.jpg" width=160 align="left" vspace=4 hspace=4>You will think you've died and gone to heaven! This clean, bright spacious one bedroom condo is as close to the turquoise waters of the west end as you can get. Enjoy the wonderful breezes and amazing views - sunsets galore - watch the cruise ships come in - and enjoy world class snorkeling outside your door! Just bring your toothbrush!  1200 SF, 1 bedroom/1 bath. Pool, fully furnished.  Asking $285,000.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=762' target='_blank'>Coldwell Banker Listing</a> page for details and photos.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 08 Mar 2010 20:59:28 -0500]]></pubDate>
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   <title><![CDATA[Virgin Islands Band Releases New Single on St Croix Radio]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=197]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=197]]></guid>
   <description><![CDATA[The Virgin Island´s own Showtime Band has released its new single, "Over do It" which will be followed by another album launch set for release in July. The album is expected to bring out the true VI style through upbeat and groovy soca lyrics.

Roger Frank, Manager of the Band, said that following the "Over Do It" release, they will be making available singles from the album periodically until it goes on sale in July.

Showtime Band is known for its famous tunes from the 2008 hit album "The Family Volume 3", with hits such as "VI Wine", "Motion" and the 2008 Road March winner "Hula Hoop".

Last year, the band released its soca album called "The Lost Treasure" which was launched at Quito´s Gazebo and opened with "Get Up" and ends with the already popular "BVI".

If you wish to book the band or need further information, call Roger Frank on 340-0546. 

(resource:  <a href='http://www.bviplatinum.com/news.php?section=article&articleID=1267666404' target='_blank'>BVIPlatinum.com</a>)]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Sat, 06 Mar 2010 00:43:48 -0500]]></pubDate>
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   <title><![CDATA[Multi-Generational Homes seen as a Trend for St Croix real estate]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=196]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=196]]></guid>
   <description><![CDATA[According to a recent survey by Coldwell Banker Real Estate LLC among its network of real estate professionals, in the last 12 months, 37% of sales professionals surveyed noted an increase in home buyers looking for homes that can accommodate more than one generation of their family. In addition, almost 70% of Coldwell Banker sales agents believe that economic conditions may cause greater demand for multi-generational homes in their market during the next year.

The Coldwell Banker respondents cited financial drivers as the No. 1 reason why home buyers or sellers are moving into a house with other generations of their family (39%). Twenty-nine percent said that health care issues are the primary reason, and 6% cited a strong family bond as the main factor.

Sellers with "mother in-law suites" or additional spaces that could accommodate a family interested in a multi-generational living arrangement should highlight this aspect of the home. Whether it's a garage apartment or refurbished basement, this separate space can help one home stand apart from the others on its block.

Buyers must be clear about their exact needs. Some families may just want an extra bedroom or two for family members, while others require areas with a separate kitchen, entrance, handicap accessibility or even a larger garage for additional cars. Desired location may also be influenced by proximity to local hospitals, senior centers or other important activities to family members.

Extended families purchasing a home together should consider signing a written contract outlining everything from finances to chores and childcare. Each family should assess their situation individually and find a plan that works best for them.

Check with our Coldwell Banker Island Affiliates for advice and resources if you want to purchase or sell a home that might be suited for more than one generation.
]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 03 Mar 2010 13:56:41 -0500]]></pubDate>
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   <title><![CDATA[Coldwell Banker Blog for St Croix real estate investors]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=195]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=195]]></guid>
   <description><![CDATA[Coldwell Banker Real Estate LLC has just launched Blue Matter, a real estate blog that will feature many different voices on important real estate industry issues, the company announced. Contributors include Jim Gillespie, President and CEO, Mike Fischer, SVP of Marketing, Diann Patton, Consumer Real Estate Specialist, David Marine, social media strategist and Gustavo Gonzalez, a production specialist.

According to the company, In addition to the new blog, Coldwell Banker has and will move forward with combining smart social media strategies with its over-100 year brand heritage.

The company's corporate Facebook page has over 6,000 fans, and thousands of agents have their own profiles / fan pages. In addition, @coldwellbnkr has over 4,000 followers on Twitter, and the Coldwell Banker On Location YouTube channel has over 750,000 views, the company stated.

For more information, visit <a href='http://blog.coldwellbanker.com' target='_blank'>http://blog.coldwellbanker.com</a>.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 01 Mar 2010 21:15:08 -0500]]></pubDate>
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   <title><![CDATA[Judith's Fancy Home on St Croix for Sale]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=194]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=194]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100201163609891635000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Sparkling, crisp, clean, dramatic contemporary. Superbly engineered and maintained. Very spacious, 2 bedroom, with private baths plus large one bedroom, furnished apt. Sweeping and expansive views of our neighboring islands, the twinkling lights of Christiansted harbor, historic ruins and Buck Island. Most appliances less then 2 years old, cistern recently cleaned and sealed.  Lot 0.88 acres.  Prestigious gated Judith's Fancy.  Asking $1,100,000.  

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=757' target='_blank'>Coldwell Banker Listing</a> page for details and photos.
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 26 Feb 2010 22:48:54 -0500]]></pubDate>
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   <title><![CDATA[Preparing to Sell your St Croix home]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=193]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=193]]></guid>
   <description><![CDATA[You've decided to sell.  Look at your home through the eyes of a prospective buyer and be honest with yourself:  what needs to be cleaned, painted, repaired and tossed out or given away?   If you were buying this home what would you want to see? Your goal is to make your home look good, maximize space and attract as many buyers as possible.

The first and most important thing you want to do in preparing your house for market is to make sure it has good curb appeal. Curb appeal is simply the first impression a prospective buyer gets when driving by the house.

It has been said that up to 80% of the decision to buy a house is made before even entering the home, so it doesn't matter how great your house looks inside if buyers won't go through the front door.  You could have the greatest floor plan, and the greatest decor, but if your house is unsightly from the outside, a lot of people will never ring the bell.

So by all means start on the outside of the house and use common sense. Keep the lawn mowed and watered, trim the shrubs, make sure there isn't any peeling paint, and keep weeds out of the flower beds.  Put some color in the landscaping and plant some flowers.

Make sure there aren't any unsightly vehicles in the driveway. If you have an older car that looks its age, park it down the road or at a friend's house. Keep the yard clean and pristine.  When you can look at the outside of your house from the street and it looks better than it ever has, it is time to move to the inside of the house. 

Here's a checklist: 
- Water, mow, weed, & edge lawn regularly.
- Trim hedges,prune trees, and tend to flowerbeds regularly.
- Mend cracks in walkways, driveway, walls, foundation, and patios.
- Patch up or repaint doors and windows with peeling paint. 
- Clean and align gutters. 
- Repair and replace loose or damaged roof shingles. 
- Repair and repaint loose siding and caulking. 
- Keep your garage door closed. 
- Move old cars elsewhere while the house is on the market.
- Be sure your front door area has a warm, "Welcome" feeling.

Inside you want to make things look as open and bright as possible.  Keep all the blinds and curtains open and the windows clean. If a room feels or looks cluttered, move some of your extra furniture into a storage space or a friend's house.  Remember, you'll be moving anyway, so start sorting and have that garage sale.

Keep the inside of your house smelling good. Any senses you can stimulate when someone enters your house will help create emotional attachment to the home. Don't overdo the aroma therapy, but make the house smell pleasant - no stale cooking odors, no pet odors, no diapers.  

Keep everything as clean as you can.  Give the impression that you take care of your property and care about your home.  You want your house to look, feel and smell it's best.  Make those repairs you've put off so doors work well and the plumbing doesn't drip.  Purchase  a couple of ceiling fans or small room fans to keep it cooler for showings. 

Are you ready for Buyers:
- Repaint walls or replace carpets with neutral colors.
- Fix all cracks, leaks and signs of dampness in the attic.
- Fix all cracks, holes or damage to plaster, wallboard, wallpaper, paint, and tiles. 
- Replace broken or cracked windowpanes, moldings, and other woodwork. 
- Repair leaky faucets and showerheads. 
- Clean and remove clutter to make your house appear bigger and brighter.
- Rent storage to keep the garage and attic clear.
- Remove excess or very large furniture.
- Hire a professional cleaning service once every few weeks while the house is on the market. 
- Remove as many items from kitchen counters, closets, and attics to make your house seem more spacious. 
- Make your kitchen and bathroom look as bright and fresh as possible.
- Use your nicer guest towels in the bathrooms.
- Hang up fresh curtains.
- Install new cabinet knobs.
- Make sure kitchen and bathroom are clean and odor free.
- Replace burned out light bulbs.
- Open drapes and blinds.
- Don't let pets wander around the house during showings.
- Don't leave dirty dishes in the sink or laundry in the washer or dryer.
- Make the beds.
- Put on soothing music. 

Remember that people make emotional decisions. We justify with logic what we decide with emotions.  Keep your mind open, try for a warm and bright interior, have great curb appeal, and you will be on the right path to preparing your house for the market.  Our Coldwell Banker agents can answer any questions you have about getting ready for a sale, and advise you on the best timing for the highest price. 
]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 24 Feb 2010 21:44:14 -0500]]></pubDate>
  </item>
  <item>
   <title><![CDATA[St Croix Land for Sale in Eliza's Retreat]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=192]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=192]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100218204716901754000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Close to town, but oh so private is this beautiful ridge-top lot of 0.48 acre in Harbour Ridge. A great, buildable lot with expansive views to the east including Buccaneer Hotel, Buck Island and the east end hills, and view to the west including Recovery Hill. A path has been cut. Priced to sell. Asking $78,000.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=755' target='_blank'>Coldwell Banker Listing</a> page for details.
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 22 Feb 2010 21:56:07 -0500]]></pubDate>
  </item>
  <item>
   <title><![CDATA[St Croix Face of Caribbean Contest]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=191]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=191]]></guid>
   <description><![CDATA[Images By Design and Sandal Sole are hosting the first ever "Face of the Caribbean" online competition, a tribute to the beauty, talent and fashion industries, with seven competition categories open solely to native Caribbean islanders and 10 categories open to applicants from across the globe.

The seven competition categories open exclusively to native Caribbean islanders include model, female salon stylist, hair stylist, make-up artist, fashion designer, jewelry designer and photographer.

Competition categories open to both Caribbean islanders and global contestants are singer, songwriter, composer, music beat producer, web designer and graphic designer.

Competition categories open to college students, native Caribbean Islanders and global contestants are the singer, songwriter, composer, music beat producer, web designer and graphic designer category.

So far, says Sandal Sole owner and event organizer Lisa Mosley, individuals from Trinidad, Barbados, Grenada, the Dominican Republic and Haiti have submitted entries into the competition. She expects that somewhere between 2,500 and 5,000 people will apply.

Individuals applying for any of the categories must submit all appropriate materials and application forms and fees online by May 15. For materials that must be submitted via mail, they must be postmarked no later than May 15.

Winners in all categories will be announced online on July 4.

For more information, visit <a href='http://faceofthecaribbean.net' target='_blank'>http://faceofthecaribbean.net</a>, e-mail faceofthecaribbean@hotmail.com or call 344-0099.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 19 Feb 2010 21:34:32 -0500]]></pubDate>
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  <item>
   <title><![CDATA[St Croix Buyers - Avoid Common Errors when You Purchase]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=190]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=190]]></guid>
   <description><![CDATA[Shopping for a new home is an emotional experience.  It is, however, also a business transaction, and must be treated as such.  

Three of the most devastating things that can go wrong are: 
^	Paying too much 
^	Losing a dream home to another buyer 
^	Buying the wrong home 

When you have a systematic plan before you shop, you'll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase: 

<b>Get the information you need</b>
What price do you offer a seller? Is the seller's asking price too high? Is it a deal? Your own research is important, as is the assistance of a Realtor.  A professional Coldwell Banker Realtor can offer an unbiased opinion on the value of a home, based on many factors and a great deal of information. Without knowledge of the market, your offer could be too much. Or worse, you could miss out on a great buying opportunity.  Hire the right person and trust that person to represent your interests. 

<b>Buy YOUR home </b>
What do you need and want in a home? Sounds simple, but clearly identifying your needs and bringing an objective view to home shopping leaves you in a much better position. How much space do you really need?  Too small and you may feel like you live in constant clutter.  Too big and maintenance may become too daunting.  Outline all of your priorities, and work on finding not just a great home, but a great home for you.

<b>Check the title</b>
Before you sign any document, be sure the property you are considering is free of all encumbrances. As a part of his or her services, a Coldwell Banker Realtor can supply you with a copy of the title to ensure there are no liens, debts, undisclosed owners, leases or easements against the title. 

<b>Update the survey</b>
Before the purchase is completed, an updated survey is essential. This report will indicate boundaries and structural changes (additions to the house, a new swimming pool, neighbor's new fence which is extending a boundary line, etc.), and will guarantee that you are indeed getting what you pay for.

<b>Minimize the unexpected </b>
For $300 - $500, a professional inspector will conduct a thorough inspection of the home.  His/her expertise can mean the difference between uncovering major flaws before or after you own a home. Make the final contract subject to the report's findings. 

<b>Get pre-approved </b>
It only takes a few days to get financing pre-approval. When you are shopping for a home, this gives you more power. A seller is more likely to consider an offer from a serious buyer. 

<b>Remember additional costs</b>
Besides the funds for the purchase of a home, you'll need funds for items such as loan fees, insurance, legal fees, surveys, inspections, etc.
 
<b>Take a deep breath</b>
Before you sign, ensure that all documentation clearly reflects your understanding and conditions of the transaction. Has anything been forgotten? Don't rush. You could lose money, financing, or even the sale if you attempt to push things through too hastily. ]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 17 Feb 2010 12:33:01 -0500]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Home in Aldersville on St Croix for Sale]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=189]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=189]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100207144856647761000000-o.jpg" width=160 align="left" vspace=4 hspace=4>This classic home is in a great private location just minutes from Christiansted. Super view includes harbor, Buck Island, Christiansted lights at night. Gallery accessed by formal living & dining rooms as well as master bedroom.  Reinforced concrete construction, ducted for central air, colorful Caribbean flowering plants, R-3 zoning.  Includes extra lot.  Seller may assist with accceptable offer.  Living area 2700 SF, 3 bedrooms/3 baths, lot 0.84 acres.  Asking $445,000.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=751' target='_blank'>Coldwell Banker Listing</a> page for details.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Tue, 16 Feb 2010 18:57:12 -0500]]></pubDate>
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  <item>
   <title><![CDATA[2 More Lionfish Speared off St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=188]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=188]]></guid>
   <description><![CDATA[<img src="http://www.afpmb.org/pubs/living_hazards/lionfish-atlanticocean2006ByNoaa.jpg" width=160 align="left" vspace=4 hspace=4>Divers speared two more Pacific lionfish off the coast of St. Croix this week. 

These were the 13th and 14th Pacific lionfish - a non-native predatory fish capable of devastating coral reefs - captured off the waters of St. Croix since the first one was caught just more than a year ago, said William Coles, chief of environmental education with the V.I. Department of Planning and Natural Resources' Fish and Wildlife Division.

Biologists fear that the Pacific lionfish - a non-native species with no natural predators - will wreak havoc on the territory's marine ecosystem and economy.  A native of the western Pacific, the lionfish has a voracious appetite for smaller fish and can severely affect coral reefs by depleting fish that are necessary players in reefs' fragile ecosystem. The striking, striped fish with fan-like fins and venomous dorsal spines is distinct from the native scorpionfish that is sometimes called "lionfish" locally. 

Lionfish found in recent months have been of various sizes and stages of maturity, Coles said, which leads him to suspect they are arriving in boats that take on ballast water to increase their stability. The U.S. Coast Guard requires these boats to transfer their ballast water at least 200 miles offshore to prevent the transfer of non-native marine wildlife. But not all ships may be doing the transfer, Coles said. 

Five Pacific lionfish have been caught in the territory's waters in January alone. With sightings on the rise, Coles urged residents to help with the hunt. "Get into the water and look for lionfish," he said. "When you see it, mark it, and let me know." 

Anyone who spots a Pacific lionfish should mark the area and notify Coles at 340-773-1082 or 340-643-0800 on St. Croix, or call 693-1393 on St. Thomas, or 693-8950 ext. 240 on St. John. 

(resource:  <a href='http://www.virginislandsdailynews.com/index.pl/article_home?id=17643367' target='_blank'>Virgin Islands Daily News</a>)]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 12 Feb 2010 20:25:08 -0500]]></pubDate>
  </item>
  <item>
   <title><![CDATA[US Demographic Shifts will Affect Caribbean Buying Habits]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=187]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=187]]></guid>
   <description><![CDATA[4 U.S. demographic shifts for the coming years will become major forces in the housing markets of both the US and their 2nd home countries.  According to <i>Housing in America: The Next Decade</i>, a new research paper authored by John K. McIlwain, senior resident fellow, Urban Land Institute/J. Ronald Terwilliger Chair for Housing, emerging trends in demographics and consumer behavior will result in a residential market very different from that before the recession.

The effects of widespread foreclosures and their drain on market values, and the loss and need to re-establish a private market residential finance system, will be felt more in the U.S.  But shifts in housing demand triggered by baby boomers, their children, and by immigrant households will be felt offshore.  

Currently, there is an unprecedented number of foreclosures and short sales on the market, and more homeowers are choosing to walk away from the mortgage rather than sustain a large financial loss through a short sale.  This suggests a fundamental change from the long-held notion of homeownership as the ultimate American Dream.  McIlwain explains that this disillusionment over homeownership - as a way to build wealth - could persist for decades to come, as those entering the housing market will be more apt to rent longer, and to place more emphasis on buying for shelter rather than investment purposes.  The shift away from using real estate as a means to build an investment portfolio could be felt throughout the region.

The demographic waves identified by McIlwain include:

1.  Aging Baby Boomers (55-64) will continue to work, many will stay in their homes until values recover, and those who can move or invest in a 2nd home will opt for mixed-age environments which offer active lifestyles.  This group has lost a very large part of its wealth and ability to invest.

2.  Younger Baby Boomers (46-54) also will not be able to sell their homes at what appreciation they intended, and may not move as quickly as in past years.  Their ability to purchase 2nd homes will be greatly diminished because of flat incomes and less home equity.  They also will be drawn to more compact communities that emphasize connectivity.

3.  Generation Y, actually larger in number than the baby boomers, has grown up with computer technology.  They value community, places - either virtual or actual - where they gather and share information.  They are less interested in homeownership than previous generations, have smaller incomes, and want walkable, connected communities which are Green.

4.  Immigrants (in the US), which already number over 40 million, will have a huge impact, especially when extended families are included - children, grandparents, grandchildren, etc.  The tendency of immigrants to cluster, and to live in multi-generational households, suggests that they would prefer larger homes if they could afford them and in neighborhoods with a strong sense of community.  Any investment in 2nd homes would mirror the "cluster" concept.

All of these 4 groups share the desire to live and work in more pedestrian-friendly, transit-oriented, mixed-use environments.  McIlwain concludes, "The suburban century is over. This is the urban century."

Many will still be able to afford vacation home whole ownership, or fractional ownership shares in vacation destinations, and investments in a property for future retirement.  But the numbers of those buyers who will be from the US - according to this study - will dramatically decrease, and their interests in the types of properties considered, with what is left of their disposable income,  will - or has already - definitely change.  Read more on McIlwain's report at <a href='http://rismedia.com/2010-01-28/4-major-u-s-demographic-waves-to-watch-in-new-decade/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+Rismedia+%28RISMedia+Real+Estate+News%29' target='_blank'>RisMedia</a>, and visit the <a href='http://www.uli.org.' target='_blank'>Urban Land Institute</a> to learn about the global real estate community. ]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 10 Feb 2010 12:31:25 -0500]]></pubDate>
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   <title><![CDATA[Cruise Ships on St Croix Set Record]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=185]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=185]]></guid>
   <description><![CDATA[St. Croix's economy is getting an added boost this week as a record five ships call on the island, bringing thousands of cruise passengers to our shores to shop, dine, and explore all St. Croix offers, announced Tourism Department officials. 

The banner week started with the arrival of the Summit on Monday followed by the Millennium on Tuesday and the Journey on Wednesday. The Adventure of the Seas and the Mercury will visit St. Croix Saturday.

"With close to 8,000 cruise passengers anticipated by the week's end, this is certainly a busy week for St. Croix," said Tourism Commissioner Beverly Nicholson-Doty in the statement. More than 70 calls are estimated for St. Croix for the 2009-2010 season.

Along with the usual live musical entertainment, Cruzan Rum samples and souvenir gifts, the Tourism Department has organized a special once a month "Customs Square Show" extending the entertainment from the pier into the historic Customs Square, encouraging residents to enjoy entertainment and camaraderie with cruise passengers in downtown Frederiksted. 

(resource:  <a href='http://stcroixsource.com/content/news/local-news/2010/02/06/record-five-cruise-ships-week-call-st-croix' target='_blank'>StCroixSource</a>)]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 08 Feb 2010 23:30:05 -0500]]></pubDate>
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   <title><![CDATA[Pull Point Condo for Sale on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=184]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=184]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100205162110605716000000-o.jpg" width=160 align="left" vspace=4 hspace=4>This very special unit overlooks scenic Buck Island and the yachting activity.  The dramatic Pull Pt. large end unit has windows on three sides for great light, tropical breezes and awesome views.  This two story townhouse style condo has 3 bedrooms 2.5 baths, an open floor plan with lofty cathedral ceilings. You can't beat the location - a lovely sandy beach, pool, tennis only steps away.  2200 SF.  Furnished.  Asking $489,000.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=748' target='_blank'>Coldwell Banker Listing</a> page for photos and features.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Sat, 06 Feb 2010 14:47:10 -0500]]></pubDate>
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  <item>
   <title><![CDATA[Negotiating the Best Terms to Sell Your St Croix Property]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=183]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=183]]></guid>
   <description><![CDATA[Your house is For Sale and you have been marketing it. All of a sudden you get an offer. The questions start racing through your mind.  Do you accept it as is? Do you counter the offer? Is a better offer around the corner? Which points should you negotiate?

The best time to decide on what kind of offer you will accept is before you even put the property on the market.  This isn't as easy as it seems. There are a lot of decisions to make besides price. Everything in real estate is negotiable.  People may want you to pay some of the closing costs, they may want some repairs done, they want a new roof installed before closing, they may want to rent back for a couple of months before closing.

Decide what is most important to you:
*  Do you need a certain amount of cash?  It is a good idea to discuss the sale with your financial advisor. In many cases, the cash you get from selling your personal residence may be tax free.  This may be an important factor in deciding what kind of offer you will accept.
*  Do you need the money from your house for a down payment on another property? Decide how much you have to get from the sale of your house, so you can structure a counter offer around your cash needs.

When an offer is presented do your best to find out what is most important to the buyers:
*  They may be asking for many concessions, but one or two will be most important, and the others just bargaining points.
*  They may be asking for a new roof but may be just as happy with a lower sales price.            
*  Be sure and obtain a pre-qualification letter from any buyer. You want to know that the party who is making an offer will actually be able to get a loan for the property.

Unless someone made you a full price cash offer, it is always a good idea to counter the offer.  If someone made a serious offer on your house, there is always room for negotiating.  Your house stays on the market until you accept an offer. By negotiating you buy yourself time for someone else to make a second offer.

But there is no need to get greedy. If you are happy with an offer by all means accept it. If your house has been on the market for a long time, you may happy to just see an offer. But if the house is new on the market, you may be able to get a better offer while negotiations are still taking place with that first buyer.

Buyers will make the offer with a deadline for acceptance.  Wait until near the end of the deadline to make a counteroffer. This way you do not look anxious and, again, it gives you time in case another offer comes in. There is nothing like competition between two people who are interested in a house to help drive the purchase price up.

If you determine the price you will accept before selling the house, and use some negotiating tactics when offers come, you will make sure you get the top dollar for your house when it is time to sell.

Your Coldwell Banker agent is trained in negotiating and how to get the best price for your home.  Give us a call.
]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 03 Feb 2010 11:16:36 -0500]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Home in Gated Enfield Green on St Croix for Sale]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=182]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=182]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100131205053729669000000-o.jpg" width=160 align="left" vspace=4 hspace=4>This estate home is solid concrete, 3 bedroom/2 bath in the popular gated community of Enfield Green, in a convenient mid-island location. The half acre lot is completely fenced & adorned with lovely lush landscaping including many fruit trees & a fun 14'x24' swimming pool with cabana. Enjoy seaviews from the 2 private master bedroom balconies. Large 1BR/1BA Guesthouse perfect for extra income.  Asking $565,000.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=743' target='_blank'>Coldwell Banker Listing</a> page for details.
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 01 Feb 2010 21:04:24 -0500]]></pubDate>
  </item>
  <item>
   <title><![CDATA[New Home in Little La Grange of St Croix for Sale]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=181]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=181]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100127194027471355000000-o.jpg" width=160 align="left" vspace=4 hspace=4>New construction! Tucked away in the tranquil, scenic hills of Little La Grange on the west end is this new 3 bedroom, 2 bath home with pool. You'll find the artisanship top-notch and the flow of the floor plan pleasing. French doors open to the tiled pool deck that overlooks the green botanical canvas leaading out to the Frederiksted pier. This home is for those seeking peace, solitude and quiet.  Living area 1800 SF, lot 0.63 acre, asking price $544,000.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=742' target='_blank'>Coldwell Banker Listing</a> page for details.
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 29 Jan 2010 20:21:12 -0500]]></pubDate>
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  <item>
   <title><![CDATA[What Return Can You Expect from Updating the Kitchen in your St Croix Home]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=180]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=180]]></guid>
   <description><![CDATA[When experts ask buyers what project most affects the selling price of homes - not counting the first impression made by the outside of the house - they reply," It all starts in the kitchen!"

Kitchens and master bathrooms are the big selling points in any house. That is what will move the home (a sale depends on other factors too). But how profitable is it to update your kitchen in this market?  Or purchase a home knowing you will have to remodel the kitchen and baths?

A kitchen remodel can be costly and at least a major inconvenience for a home owner, but it can also be very rewarding - with an excellent return on investment. If your home is competing against homes with beautifully updated kitchens, those properties will certainly sell first, all other factors being equal. 

Typically, kitchen remodeling will give you one of the highest home remodeling returns, at about 80-100% return on dollars spent.  Maybe a major remodel may be more than you want to tackle.  If so, consider minor remodels, which can be just as effective in highlighting the home - and the small enhancements can use some of the good features in your kitchen.  Here are a few ideas for minor changes:

* Tile the backsplash behind work areas and stove
* Add color - if your counters are one color, accent with tile, stainless steel appliances, and fashionable countertops
* Do something interesting with the hardware

These and many other remodeling jobs will add value to your home, whether a new purchase or to help sell your house.  Decide on a budget and shop materials and designs.  Also, be honest with yourself if you have the patience and carpentry abilities to do the work yourself. If not, check with our Coldwell Banker office for referrals to local builders who do home remodeling.

Keep in mind that some investments are worth the money, and a local Coldwell Banker agent can give you an idea of whether the remodel will keep your home competitive with market values.
]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 27 Jan 2010 19:48:38 -0500]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Gov deJongh Gives State of Territory Address for Virgin Islands]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=179]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=179]]></guid>
   <description><![CDATA[Gov. John deJongh Jr. gave his fourth State of the Territory Address on Monday and was cautiously optimistic about the economy of the VI.

While he acknowledged that tourism will always be a main driver in the V.I. economy, he said he has broadened the territory's economic base - adding stability and opportunities for growth through private-public partnerships. 

Still, the territory is facing big economic challenges. DeJongh said the government is running a monthly deficit of $25 million and tax revenues fell by 30 percent last year - resulting in about $234 million less than collected the year before. 

"To put this in perspective, $234 million is almost half of the cost of salaries and benefits of our government workers for a full year," deJongh said. 

He has structured several initiatives which will help the economy recover, such as the Captain Morgan rum distillery, the expansion of the Cruzan rum distillery which will provide stable income streams.

The territory is leaning heavily on federal stimulus money available through the American Recovery and Reinvestment Act, and its own $86 million bond issue for local capital projects.  The territory has applied for about $400 million in federal stimulus dollars, and received $157 million to date.  Also, the government borrowed $250 million to shore up budget shortfalls and, "bridge this difficult period," deJongh said. 

For the real estate sector, the governor failed to detail any plans for the future collection of property taxes or update the public on the legal morass that is preventing the taxes from being collected.  He also did not explain how the territory will navigate a potential budget shortfall of more than $167 million if property taxes are not collected in 2010. 

HUD officials have agreed to a timeline of 18 months to return control of the territory's public housing communities to the Virgin Islands. Financial mismanagement caused the federal government to take over the public housing system in August 2003. 

Read more about his comments on the environment, education, accountability, and crime at <a href='http://www.virginislandsdailynews.com/index.pl/article_home?id=17643193' target='_blank'>VirginIslandsDailyNews</a>.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Tue, 26 Jan 2010 19:15:05 -0500]]></pubDate>
  </item>
  <item>
   <title><![CDATA[View Home in Solitude of St Croix for Sale]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=178]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=178]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20100119181832283150000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Unobstructed view of Buck Island from this huge concrete deck overlooking the Caribbean. Spacious and airy home has 2 bedrooms, 2 baths, and large living room. Dining area is surrounded by a wall of windows. Private setting and only minutes from Christiansted. Large 1 bedroom apartment, with private drive, is great for caretaker or extra income. On 0.59 acres. Asking $379,000.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=738' target='_blank'>St Croix Listing</a> page for details and photos.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 22 Jan 2010 21:24:57 -0500]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Should You Use a Realtor to Sell your St Croix Home]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=177]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=177]]></guid>
   <description><![CDATA[Can a Realtor really help you sell your house more quickly?  Is it worth paying the commission to have a Realtor sell your home?  If you decide to use a Realtor how do you decide on the best one for you?  Find out in this special report.

Selling your home can be one of the most profitable sales you ever make in your life.  But one of the most important decisions can be deciding whether to sell the house yourself or use a realtor to help market the property for you.

Let's take a look the main benefit of selling your house yourself:  you don't have to pay a realtor's commission, which is usually between 6-8% of the sale price.  This can be a huge chunk of money.  On a $200,000 sale that comes out to $12,000 in a sale with a 6% commission rate. 
  
The commission is usually split between two realtors and their brokers.  Sellers' agents list the property and get half the commission. The buyer's agent also gets half of the commission.  The seller of the property is actually paying both of these commissions out of the proceeds of the sale. 

Keep in mind that most home buyers today use a buyer's agent, so you will end up paying 3-4% of the sale price to the buyer's realtor, even if you sell the house yourself without an agent. 

In addition to commission considerations, decide how much free time you have to show and market the property, and answer phone calls.  Also, are you knowledgeable about selling houses and writing contracts and negotiating?  You may enjoy the home selling process and want to take care of the sale yourself, but if you don't have the time, energy, and expertise you should consider listing the house with a realtor. 

Now, let's discuss the main benefit from listing your house with a realtor:  your property goes straight into the multiple listing service (MLS).  The MLS is the resource that every Realtor in the nation uses first to find properties for sale.  

Once a property is listed in the MLS, every buyer's agent  has access to the information.  Most buyers agents check the MLS at least daily, to keep current on properties that may fit their client's needs. 

Other benefits of using a realtor include better negotiating skills, knowledge of the local real estate laws, and experience both in writing contracts  and following an escrow through to closing.   Most realtors also are marketing experts, and can make suggestions to increase the desirability of your house or some ways to increase the value. 

If you decide to use a realtor, there are some important questions to ask when interviewing agents for the job.  Remember that although they are the professional, you are still the one hiring them and paying their "salary."  Make sure you get all your questions answered to your satisfaction before signing the listing contract. 

Ask how many houses they have sold in the past 12 months.  Find out how long they have been an agent.  Find out what they generally charge for commission.  Ask for a copy of their marketing plan.   What web sites do they have?  How do they attract buyers?  More than 75% of all buyers use the internet for their home search.  

Weigh the pros and cons.  It's one of the most important decisions you will make in your investment portfolio during your lifetime.  Be honest with yourself about how much time you can spend and the level of your expertise.  If you decide to list with a realtor, find one you trust who will work hard for you, be ethical, and honest with all parties in the sale. 

Give one of our Coldwell Banker agents a call today.
]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 20 Jan 2010 21:30:53 -0500]]></pubDate>
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  <item>
   <title><![CDATA[Low Rates on Delta Air to St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=176]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=176]]></guid>
   <description><![CDATA[<img src="http://www.visfi.org/cms/farmu/islices/visfi_page_file_4_r2_c7.jpg" width=160 align="left" vspace=4 hspace=4>Delta is offering great fares to St Croix which will coincide with 2 programs offered by VISFI (Virgin Islands Sustainable Farm Institute), the <a href='http://www.visfi.org/cms/index.php/programs/mentoring/' target='_blank'>Art of Mentoring with Jon Young</a>, Feb 22-28, and <a href='http://www.visfi.org/cms/index.php/programs/skills2' target='_blank'>Bush Skills Caribbean Rendezvous</a>, March 4-7.

Here are examples of the rates: 

Flight Prices from: Atlanta to St. Croix (direct round trip)

Feb 21 - March 8: $416 
Feb 21 - March 1: $416 

Flight Prices from: San Jose, CA to St. Croix (round trip)

Feb 20 - March 1: $537

Feb 20 - March 8: $537

Flight Prices from: New York City to St. Croix(round trip)

Feb 20 - March 1: $473

Feb 20 - March 8: $473

Find your city and dates to VISFI on St. Croix for this exciting time of gathering at <a href='http://www.delta.com/' target='_blank'>http://www.delta.com/</a>
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 18 Jan 2010 23:04:59 -0500]]></pubDate>
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   <title><![CDATA[New Weather Stations Operable on ST Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=175]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=175]]></guid>
   <description><![CDATA[As reported by the St Croix Lime, "A state-of-the-art integrated system of weather stations delivering information around the clock was completed in December with the mounting of sensors at Sandy Point (St. Croix) and Savannah Cay.

"This completes the five-station system, called V.I. Mesonet, which previously included stations at WGOD radio station atop Crown Mountain, on Buck Island in the Charlotte Amalie harbor, and on Two Brothers rocks east of St John.

"The whole endeavor is being conducted by the University of the Virgin Islands on behalf of the Caribbean Regional Association (CaRA) and is an example of regional, technological cooperation and coordination, providing a greater volume of highly accurate scientific information in real time."

The system is vitally important as researchers in the Caribbean study the effects of climate change on our environment, by providing a continuous timeline of the meteorological conditions around the territory.

Read more at <a href='http://www.stcroixlime.com/2010/01/new-weather-station-systems-now-online-in-the-territory/' target='_blank'>St Croix Lime.com</a>.

]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 15 Jan 2010 21:45:25 -0500]]></pubDate>
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   <title><![CDATA[St Croix Coldwell Banker Agents Ready for Your Internet Business]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=174]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=174]]></guid>
   <description><![CDATA[We recently read a blog by Brian Jambor of U.S. Cybertek, Inc. which discussed how Realtors respond to internet queries.  Although <a href='http://www.insidesales.com' target='_blank'>InsideSales.com</a> said in a recent study a Realtor has 5 minutes to effectively call and find out how to serve an internet visitor when that query is received, the average number of hours it takes a Realtor to respond is 54 - 54 hours compared to 5 minutes!  

We at Coldwell Banker have a better system.  It's called <b>Lead Control</b>.  This is our promise to you, from Coldwell Banker Island Affiliates' (CBIA) Lead Control:

"With CB LeadControl you will be able to instantly respond to the visitor from your iPhone or Blackberry, or pass him or her along to another agent at our firm."

This is a system we at CBIA have created just for our clients, interested web visitors, referral customers - anyone who finds us online.  Our agents can log on through any computer, update the status and activities of any customer, set up future contact times, and see instantly who to contact on any given day - or be reminded, if they have missed that call to action.

Jambor writes, "That being said, what kind of a system would you need in order to immediately contact Internet visitors?  It would have to have the following features:

*Be Internet Based of Course 
*Send information to your Cell Phone 
*Send a copy of the information to your Email
*Add the visitor to a mailing list so he/she will receive valuable information about your market areas
*Schedule a follow up plan that alerts you via cell phone/email when you need to follow up again."

At Coldwell Banker St Croix, we are committed to this new system and to contact you, our internet visitor or prospective client, within this timeframe.  We know you want and expect a fast response to your inquiry.  But we ask that you include a phone number if you do want a 5-minute call back.  Real estate is not a 9 to 5 job, and we pledge a combination of calling, following up, and providing content of value. 

We want your feedback if you don't feel your needs have been addressed properly and quickly.  We value your business and your referrals.  Give us a try!]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 13 Jan 2010 21:59:20 -0500]]></pubDate>
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  <item>
   <title><![CDATA[St Croix Featured Winter Getaway]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=173]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=173]]></guid>
   <description><![CDATA[CNN Travel recently featured St Croix as a destination on their <a href='http://www.cnn.com/2010/TRAVEL/getaways/01/08/winter.rebound/index.html' target='_blank'>Travel Getaways Blog</a>.Owners of a condo used as a vacation rental report that 2010 promises to be a much better year for tourist arrivals than 2009.

"This year has already been shaping up to be more promising," says the owner, an economic consultant who lives outside New York City. "The condo is rented through January and we've gotten inquiries that would extend to May. In fact, we're jockeying now to see when we can get there ourselves."

According to blog author John Blake, of CNN, "Scott D. Berman, an analyst for PricewaterhouseCoopers, says that his company's research shows that hotel lodging demand should increase this year.

"In 2009, the hotel occupancy percentage (the average percentage of rooms a lodge has reserved for customers) was 55.2 percent, seven percentage points below the long-term average of 62.8 percent, Berman says.

But PricewaterhouseCoopers forecasts predict that the hotel occupancy percentage will grow to 55.8 percent this year to accommodate growing demand, Berman says.

"'There is cautious optimism for 2010 but nobody is euphoric by any means," Berman says. "The industry hit bottom in 2009. It's been a shock to the system, but the shock is over.'"

As we've written on these pages, there are great deals on airfare and hotels.  Come join us in the paradise of St Croix.

]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Tue, 12 Jan 2010 14:26:14 -0500]]></pubDate>
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   <title><![CDATA[St Croix land for sale]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=172]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=172]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20091228153831542799000000-o.jpg" width=160 align="left" vspace=4 hspace=4>South Grapetree in the East section of St Croix. Very upscale east end subdivision with luxury homes, paved roads and underground utilities. Exceptional hillside building site of 1.06 acres with unobstructed views, overlooking the amazingly picturesque Caribbean Sea. Private dead end lane only a stones throw from acres and acres of protected land owned by the Nature Conservancy. Asking $225,000.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=730' target='_blank'>Coldwell Banker Listing</a> page for details.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 08 Jan 2010 16:58:49 -0500]]></pubDate>
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   <title><![CDATA[Top 5 St Croix Home Updates to Help You Sell and Maximize Your Return]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=171]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=171]]></guid>
   <description><![CDATA[According to a recent HomeGain survey, a web company that offers home values and sells leads, the top five home improvements that Realtors recommend to home sellers based on cost and return on investment (from highest to lowest ROI) are: 

1. Cleaning and de-cluttering ($200 cost / $1,700 price increase / 872% ROI)
2. Home staging ($300 cost / $1,780 price increase / 586% ROI)
3. Lightening and brightening ($230 cost / $1,300 price increase / 572% ROI)
4. Landscaping ($320 cost / $1,500 price increase / 473% ROI)
5. Repairing plumbing ($385 cost / $1,250 price increase / 327% ROI)

Cleaning and de-cluttering continues to rank as the top suggested home improvement (since the survey was originally conducted in 2000), recommended by 98% of Realtors, costing less than $200 and returning a value of nearly $1,700 to the home's sale price, or an 872% return on investment.

"Many Realtors agree, especially in a buyer's market, that sellers who make these recommended home improvements often get their homes sold faster and at higher prices," stated Louis Cammarosano, General Manager at HomeGain.

Rounding out the top 12, the list of low cost, do-it-yourself home improvements includes: updating electrical, replacing or shampooing carpets, painting interior walls, repairing damaged floors, updating kitchen, painting outside of home, and updating bathroom/s.

The home improvement projects with the highest price increases to a home's resale value are updating the kitchen ($1,200 cost / $2,850 price increase), followed by painting the outside of the home ($900 cost / $1,815 price increase) and home staging ($300 cost / $1,780 price increase).

If you are considering home improvements before you list your home for sale, call one of our Coldwell Banker agents to discuss what your return on investment could be in our current market.

(resource:  <a href='http://rismedia.com/2009-11-09/home-sellers-top-5-home-improvement-projects-based-on-cost-and-return-on-investment/#ixzz0WSfaA0Ut' target='_blank'>RisMedia</a>)]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 06 Jan 2010 21:20:24 -0500]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Teagues Bay View Condo on St Croix for Sale]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=170]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=170]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20091224161844452911000000-o.jpg" width=160 align="left" vspace=4 hspace=4>You'll be enchanted by this pretty air-conditioned 2-BR, 2-BA condo with its own swimming pool & views of the blue Caribbean. Gated community with tennis courts close to restaurants and beaches, on the desirable east end. Offered fully furnished for an easy move or rental property investment. Maintained beautifully and surrounded by lovely landscaping. Pool maintenance, tv & insurance incl. in condo fee.  Living area 1400 SF.  Asking $409,000.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=728' target='_blank'>Coldwell Banker Listing</a> page for details and photos.
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 04 Jan 2010 14:49:16 -0500]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Should St Croix Buyers Remodel or Keep Looking for the Perfect Home?]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=169]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=169]]></guid>
   <description><![CDATA[You've been looking at homes but just haven't seen one with all the features you want, so you're thinking of buying and remodeling.  With today's large inventory, and competitive prices, would that money be well spent?  Or should you keep looking?  Here are some points to consider.

1.  What professionals can advise you?  
Call in an architect when an addition is being considered or major interior work is to be tackled, such as moving walls, stairs, or windows.  Have a contractor offer input regarding materials and labor costs for these major undertakings. A designer may be the best person to call if the work is more cosmetic, such as changing wall colors, tiles, or countertops.  A specialist such as a structural engineer might be best for advice relating to specific problems like a cracked foundation.

2.  What will the project cost?
Most professionals have done enough projects to estimate the final price tag, based on square footage, materials, appliances, level of finish, custom cabinets or stock, and labor.  The best experts also will tell you to set aside funds for unforeseen problems, such as decaying joists or possible pest damage.

3.  What is your time frame for living in the house?
The cost of remodeling becomes more sensible if amortized over a longer time frame, and you stay (or plan to stay) in your new home at least five years.  The higher costs associated with major renovations, like kitchens and baths, will take longer to recoup.

4.  Will the cost be supported by other homes in the area?
Here's where the expertise of a Coldwell Banker salesperson about comparable sales and values in the neighborhood is invaluable. You, as buyers, need to know that the improvements you will make are warranted for the house, and reflected in the value of neighboring homes.  You don't want to own a property over-improved for the surrounding homes.  Investments also should be made only when area prices are stable or appreciating, which is not the case in many areas in early 2010.

5.  Are you willing to be inconvenienced?
Camping out and using a makeshift kitchen in a basement is fun only for so long.  You should decide how long you are willing to be inconvenienced - if you plan to live in the home during construction.

6.  Is remodeling the best use of your funds?
Only you can decide your long-term investment goals, but be honest with yourself about whether the changes are where you really want to invest your money.  Would you rather buy a house, avoid changes, and spend discretionary dollars on vacations, save for retirement, save for a larger down payment for a more expensive home?  This decision should be made with your financial goals foremost in mind.

Come in and talk with a Coldwell Banker agent.  We can advise you on the market, recommend local professionals, and help you make these important decisions.]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 01 Jan 2010 20:50:00 -0500]]></pubDate>
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  <item>
   <title><![CDATA[Coldwell Banker CEO Shares Thoughts for the New Year]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=168]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=168]]></guid>
   <description><![CDATA[Jim Gillespie, President & CEO of Coldwell Banker Real Estate LLC, started in real estate in 1975, in Hinsdale, IL.  He had been working as a youth program director for a La Grange, IL YMCA and a tennis partner there talked him into trying real estate.  He told Gillespie he would work a lot of evenings and weekends, make more money in real estate, and be helping people with one of the most expensive transactions they will ever make: buying a house.

He remembers the sense of helping, of providing a service, from the first transaction where he listed a home he had sold previously. A couple bought the home in Hinsdale in 1975, then the husband got transferred in late 1976, and they had to sell. But they made money on the home. When the couple thanked him, it gave him a good feeling to know that he helped them out.

The CEO learned over the years to listen, and read through the lines.  Here is an example.  "I was just sitting in the office, and this couple called in on a house they had seen. I showed them about nine or 10 homes during the course of three appointments. As we looked at these homes, I tried to listen to everything they said to me and each other and observe them closely to see what they liked and disliked. They demanded a home with a two-car attached garage.

"Eventually, this one property came on the market. I went on a broker's tour. As soon as I got inside the house, I knew the couple would love it. So I called them and met them at the house. They fell in love with the house as soon as they went inside. The funny thing was that when we were walking back to the car to sign the contract, we all noticed that the house had a carport. But by that time, they didn't even care.

"Now, I had heard, around the office, this little saying: "Buyers are liars." And by the end of this transaction, I understood what that meant. Buyers are not necessarily liars; they just don't always know what they want. This transaction taught me that."

Gillespie's people skills earned him over $1M in his first 6 months in the business, Rookie of the Year, and a promotion after 6 months to Office Manager.

When asked by <a href='http://www.realtor.org/rmosales_and_marketing/Articles/2010/1001_firstsale_knowthecustomer' target='_blank'>Realtor.org</a> what he adapted from those first sales, he answered, "I learned that you need to listen to your customers and pay attention to how they react when you are showing different homes. Practitioners need to remember what the client likes and dislikes. This transaction also gave me confidence that I knew what I was doing and would be good in the real estate business."

Our goal for 2010 here at Coldwell Banker is to provide outstanding customer service in every way to everyone who comes through our doors.  Our wishes for a Happy New Year to all.]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 30 Dec 2009 11:48:22 -0500]]></pubDate>
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   <title><![CDATA[Luxury Homesite on St Croix for Sale]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=167]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=167]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20091216172640897225000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Beautiful luxury home site located on all paved roads on St. Croix's East End with panoramic view from Buck Island east along the Cotton Valley shore line. One acre and all of it very buildable. Natural white sand neighborhood beachat the end of the subdivision road. Tucked away in a quiet spot, you feel like you can reach out and touch Buck Island, yet only 6 miles from town.  Size: 1.10 acre.  Asking $325,000.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=726' target='_blank'>Coldwell Banker Listing</a> page for details.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Tue, 29 Dec 2009 21:19:09 -0500]]></pubDate>
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  <item>
   <title><![CDATA[Holiday Message from Gov. John P deJongh, Jr, St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=166]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=166]]></guid>
   <description><![CDATA[<img src="http://lh4.ggpht.com/_dUz51lj86Ko/SzZi45xmcpI/AAAAAAAAAzc/sBuhn3tjV2I/deJonghs.jpg" width=160 align="left" vspace=4 hspace=4>Dear Friends and Fellow Virgin Islanders:
On behalf of the First Lady and my family, I want to wish you and everyone in the Virgin Islands the very best for the Holiday Season. 

This is a time of celebration and a time of reflection; a time to gather together with family and friends and a time to reach out to those we do not yet know or know well. It is a time when we all pray for peace even as we give thanks to those who serve far from our shores in the cause of peace.

Let me extend to you and your family the very best wishes of my family. Together let us extend the spirit of this joyous Season throughout the coming New Year. 

Whatever one's faith, regardless of whether for you this is Christmas or Hanukkah or Kwanza, you know, as I know, that we can all do more to live in harmony and peace and prosperity, we can all do more for those less fortunate than ourselves. Let us resolve to do more in the New Year.

God Bless you and God Bless the Virgin Islands.

John P. deJongh, Jr.
Governor 
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Sat, 26 Dec 2009 14:21:53 -0500]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Happy Holidays from Coldwell Banker St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=165]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=165]]></guid>
   <description><![CDATA[This was our company card this year.  Santa is looking for real estate opportunities on St Croix, and finding them too!  Come join him and visit the island with the best prices in the Caribbean.  Our sincere wishes to all for a happy holiday season, a great 2010 that includes a visit to St Croix, and peace on earth.

<img src="http://lh6.ggpht.com/_dUz51lj86Ko/SzADFy1irUI/AAAAAAAAAyE/Cwpd6w2EzUY/s640/STX%20Santa.jpg" align="left" vspace=4 hspace=4>]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 23 Dec 2009 14:21:38 -0500]]></pubDate>
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  <item>
   <title><![CDATA[Junior Calypso Competition on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=164]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=164]]></guid>
   <description><![CDATA[<img src="http://www.stcroixtourism.com/images/stx_festival2.jpg" width=160 align="left" vspace=4 hspace=4>Hundreds came out to see 22 youngsters sing for the 29th Annual Junior Calypso Competition Sunday, Dec. 20, at Island Center for the Performing Arts. While most of the youngsters followed this year's theme of "Non Violence," others sang about the Crucian Christmas Festival, local culture, their faith, singing and dancing. 

The Xpress Band once again played backup for the competitors, who performed in six categories based on their ages - Pee Wee, Pee Wee I, Pee Wee II, Intermediate, Intermediate I, Junior and Junior I. The young calypsonians sang while dressed in stylish costumes and some with props, backup dancers and actors. 

St. Croix Educational Complex 10th-grader Kaylah Galloway sand "Dropped the Ball," to edge out former two-year champion Demaris "Queen Terror" Belardo for the win in the Junior division of the competition. ]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 21 Dec 2009 16:28:43 -0500]]></pubDate>
  </item>
  <item>
   <title><![CDATA[St Croix Christmas Festival]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=163]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=163]]></guid>
   <description><![CDATA[<img src="http://www.stxfestival.com/images/dk.jpg" width=160 align="left" vspace=4 hspace=4>The Crucian Christmas Festival 2009 - 2010 extends from November 15 through January 3.  If you thought St Croix was a small sleepy island, you are thinking of somewhere else!  

This year's theme is See, Believe, Xperience It, to reflect the Festival's arrival into  a new era of global acceptance. Visit the <a href='http://www.stxfestival.com/Home_Page.php' target='_blank'>Festival web page</a> for full details but here are some upcoming events:

Junior Calypso Competition
Sunday, December 20, 4:00 p.m.  at the Island Center for the Performing Arts

Festival Village Opens Ribbon Cutting Ceremony
Coney Island Rides Open
Thursday, December 24, 6 p.m.

Opening Tramp
Thursday, December 24, 7 p.m. from the Frederiksted Post Office

Christmas Concert
Friday, December 25, 6:00 p.m. at Buddhoe Park

Donkey Races
Sunday December 27, 12 noon at the Paul E Joseph Stadium

Latin Night
Sunday, December 27, 8:00 p.m. at the Festival Village

Quelbe Tramp
Monday, December 28,   7:00 p.m. from the Frederiksted Post Office

Cultural Night
Monday, December 28,   8:00 p.m.

and it goes on!

Now you can see Festival on your computer:  Latin Night, Cultural Night, Jouvert, Reggae Night and the Adult's Parade will be Streamed Live via the Internet - visit the <a href='http://www.stxfestival.com/Home_Page.php' target='_blank'>Festival's Home page</a>, and click on the Kalalloo logo.

See you there, online or in person.


]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 18 Dec 2009 20:57:33 -0500]]></pubDate>
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  <item>
   <title><![CDATA[St Croix Home Buyers:  Now is Your Time]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=162]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=162]]></guid>
   <description><![CDATA[Marc Roth of <i>Business Week</i> <a href='http://www.businessweek.com/lifestyle/content/dec2009/bw2009127_753974.htm' target='_blank'>recently wrote</a>, "If You Don't Buy a House Now, You're Stupid or Broke.  Interest rates are at historic lows but cyclical trends suggest they will soon rise. Home buyers may never see such a chance again."

Now is when prices worldwide are at their lowest in years.

Now is when inventory is at the highest rate in years.

Now is when rates are historically low, the lowest recorded in nearly 40 years.

Many call this confluence of buying factors the change of a lifetime.  It is, at least, the once-in-a-generation opportunity.  

Roth explains that the most important driving force of this buyers jackpot is the low interest rate.  He says, "The most important lesson is to understand the actual financial impact the rate has on the cost of purchasing and paying off a home.  Every quarter-point change in interest rates is equivalent to approximately $6,000 for every $100,000 borrowed over the course of a 30-year fixed. While different in each region, for the sake of simplicity, let's assume that the average person is putting $40,000 down and borrowing $200,000 to pay the price of a typical home nationwide. Thus, over the course of the life of the loan, each quarter-point move up in interest rates will cost that buyer $12,000.

"As the global economy stabilizes, it is reasonable for us to see 30-year fixed rates climb to 6% within the near future and probably to a range of 7% to 8% when the economy is humming again. If every quarter of a point is worth $12,000 per $200,000 borrowed, then each point is worth almost $50,000.

"Let's put that into perspective. You have a good stable job.  You would like to own a $240,000 home. However, even though home prices have steadied, you may be thinking you can get another $5,000 or $10,000 discount if you wait. Or you may be waiting for the news to tell you the economy is "more stable" and it's safe to get back in the pool. In exchange for what you may think is prudence, you will risk paying $50,000 more per point in interest rate changes between now and the time you decide you are ready to buy. 

"If you are someone who is looking to buy or upgrade in the $350,000-to-$800,000 home price range, and many people out there are, then you're borrowing $300,000 to $600,000. At 7%, the $300,000 loan will cost just under $150,000 more over the lifetime, and the $600,000 loan an additional $300,000, if rates move up just 2% before you pull the trigger.

"What I'm trying to impress upon everyone is that if you are planning on being a homeowner now and/or in the foreseeable future, or if you are looking to move your family into a bigger home, then pay more attention to the interest rates than the price of the home. If you have a steady job, good credit, and the down payment, then you really are being offered the gift of a lifetime."

Stop in our Coldwell Banker office and let's talk about your options, and your buying opportunity of a generation.

]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 16 Dec 2009 21:17:23 -0500]]></pubDate>
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   <title><![CDATA[New Home across from Cane Bay Beach on ST Croix for Sale]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=161]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=161]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20091207150612536719000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Ideally set among the shade of Mahogany trees on a double lot is this brand new home across from the beach. This stunning 2- bedroom home's features make it an elegant retreat and a pleasure to own. The great room with soaring ceilings flows thru 7' doors to the covered gallery and on to the comfy terrace with the negative edge pool.  2 bedrooms/2 baths.  Lot 1.09 acres. Asking $1,490,000.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=717' target='_blank'>Coldwell Banker Listing </a>page for details and photos.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Thu, 10 Dec 2009 20:13:54 -0500]]></pubDate>
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   <title><![CDATA[Enjoy the Small Historic Hotels of St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=160]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=160]]></guid>
   <description><![CDATA[We are in our prime tourist season now for the next few months, and lovin' meeting all the folks who come here to get away from it all, including ice, snow, and cold.  Here are 3 hotels which will give you a different feel than the big resorts, and a different experience to take back home.

<b>Hotel Caravelle</b>

<img src="http://lh6.ggpht.com/_dUz51lj86Ko/SyGaKtRm0tI/AAAAAAAAAwc/mYGC2qtimLo/Hotel%20Caravell%2C%20STX.jpg" width=160 align="left" vspace=4 hspace=4>Located along the waterfront of 18th century Christiansted, Hotel Caravelle enjoys views of Protestant Cay, Fort Christiansvaern and the old French fort site to the east; as well as views of the outmost point of the Judith's Fancy neighborhood to the west. This point marks the entrance to Salt River which was originally the location of Columbus's landing. 

In its early Danish days, the land on which the property sits was used for the loading and off-loading of shipped goods, including sugar, fruits and live cattle. By the 19th century, a warehouse was built on the seaside and a townhouse was established on the hill, including a separate cookhouse and stable. The property was owned at this time by merchant Robt L. Merwin, founder of Robt L. Merwin & Company and was subsequently transferred to investor and friend, Robert W. Skeoch, who established the Christiansted Utilities Company on the site in 1946. The waterfront portion where Hotel Caravelle now sits was used to load live cattle onto ships and, what is now the Caravelle Shopping Arcade, served as a lumberyard.

In 1967, an artist from Denmark leased the land and built the 43-room property that is now Hotel Caravelle, designed to reflect the charming 18th century Danish style of architecture. In 1983 Sid and Amy Kalmans purchased the oceanfront hotel, which travelers enjoy visiting today for its historical roots, friendly staff and breathtaking views.

<b>Mount Victory Eco-Lodge</b>

<img src="http://lh4.ggpht.com/_dUz51lj86Ko/SyGaK5pf4EI/AAAAAAAAAwg/8s6sAnXDBTU/Mount%20Victory%20Eco-lodge%20STX.jpg" width=160 align="left" vspace=4 hspace=4>Mount Victory is a genuine forest hideaway situated on seven acres surrounding the 170 year old stone ruins of the Mt. Victory School House. Once the center of a thriving pre-Colombian Taino settlement and later the site of a busy plantation-era village, Mt. Victory is steeped in the country traditions of St. Croix's sugar cane and cattle country.  In the mango tree-covered hills two miles up from the beach on a picturesque deep forest roadway, Mt. Victory delivers on its promise to bring guests "close to nature in complete comfort." 

The ancient Mt. Victory School House anchors the property, now dotted with colorful screened-in units, built to a unique architecture that employs only local hardwoods.  The School House (often referred to as the "Von Scholten Schoolhouse", after the famous Danish governor who presided over its construction) was built to teach literacy and bible conversion to children of enslaved workers. It now hosts a captive breeding colony of the locally endangered Red Footed Tortoise, and tucked into one corner of the ruins, one of Mt. Victory's unique dwellings for overnight guests. Mt. Victory truly embodies life amongst the ruins.

<b>Northside Valley</b>

<img src="http://lh4.ggpht.com/_dUz51lj86Ko/SyGaLNBK8OI/AAAAAAAAAwk/7NjpT2wMhds/Northside%20Valley%2C%20STX.jpg"width=160 align="left" vspace=4 hspace=4>Established as a hotel in 1971, this verdant paradise still houses remnants of the ruins of Estate Northside where sugar crop once thrived.  The unique design and construction of the villas utilized both fragments of ruins and native stone to create dwellings that completely embrace their surroundings.  The hotel has been proudly "green" long before most other properties embraced ecologically-friendly initiatives. Northside Valley makes a special effort to care for the trees planted on the original sugar plantation, now hundreds of years old. 

Nita and Phillip Brown, Northside Valley's original owners, moved to St. Croix in 1959 with their five children, after purchasing the land from native Crucian Virginia Gordon. The family built the villas one at a time as they could afford materials and demonstrated to Ms. Gordon their gratitude by caring for her until the day she died. The cornerstone from her limestone home stands proudly in front of the house called 'Shepherd's Hut,' in memory of Virgie because she loved animals. The beauty of the property and the villas was the Brown's dream - to create a setting where the Caribbean landscape and ocean were integral to the living space.

Many of the Territory's small hotels reflect the unique lineage of the USVI and carry with them individual stories.  Try one on your next trip.

(resource:  USVI Times newsletter, <a href='http://www.visitusvi.com' target='_blank'>www.visitusvi.com</a>)


  
 ]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Thu, 10 Dec 2009 20:06:04 -0500]]></pubDate>
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   <title><![CDATA[Coldwell Banker Redefines St Croix Property Search]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=159]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=159]]></guid>
   <description><![CDATA[Coldwell Banker Real Estate LLC has unveiled the wholly redesigned Coldwell Banker website available now at <a href='http://www.beta.coldwellbanker.com' target='_blank'>beta.coldwellbanker.com</a>. A key objective of the site launch is to help redefine real estate search which, to date, has focused primarily on such functional aspects of home-buying as number of bedrooms or listing price. The beta launch of the new Coldwell Banker website offers consumers a unique portfolio of new search options that incorporate elements of such online innovators as music recommendation engines and major e-commerce sites.

"Recognizing both the value of consumers' time as well as the excess of often unhelpful information about real estate found online, our goal at Coldwell Banker is to provide potential homebuyers and sellers with the most comprehensive, informative and user-friendly experience possible," said Jim Gillespie, president and chief executive officer, Coldwell Banker Real Estate LLC. "The new Coldwell Banker website not only provides consumers with up-to-date property listings, home-related tips and industry news, but it allows consumers to search for homes using a variety of methods."

Features of the new site include: tground-breaking BlueScapesm search platform, a fresh approach to real estate search that allows consumers to discover the aspects of their "dream home" based on their attraction to a series of images and settings; a "You May Also Like" feature that offers additional homes of interest, based on a range of characteristics from properties consumers select as "preferred"; technology that immediately identifies a consumer's current location via their computer's unique IP address, and offers properties for sale in that area; keyword searching that enables users to find properties featuring specific details of their choice and integration and expansion of virtual tours and video display of select listings where available.

"Despite its focus on hard numbers like square footage and price, real estate is also a deeply emotional process," explained Michael Fischer, senior vice president of marketing, Coldwell Banker Real Estate LLC. "Home buying is often driven by a gut feeling like the first time you lay eyes on a home or that vision you have in your mind's eye of the perfect mountain view. We've widened the definition of real estate search to give consumers the chance to explore those intangibles."

(resource:  press release, <a href='http://rismedia.com/2009-12-03/coldwell-banker-real-estate-launches-new-coldwellbanker-com-website/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+Rismedia+%28RISMedia+Real+Estate+News%29' target='_blank'>RisMedia.com</a>)]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 09 Dec 2009 19:17:16 -0500]]></pubDate>
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   <title><![CDATA[St Croix Christmas Boat Parade Dec. 12]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=158]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=158]]></guid>
   <description><![CDATA[<img src="http://www.gotostcroix.com/stxboatparade/images/poster_artwork.gif" width=160 align="left" vspace=4 hspace=4>The annual St Croix Boat Parade takes place in the Christiansted Harbor on this Saturday, December 12. The parade is a favorite among locals and tourists and gets bigger and better every year. Recent parades have been featured on the Travel Channel as well as in travel, leisure and lifestyle magazines.  Even Santa will make an appearance. 

Dance with the Mocko Jumbies, finish last minute shopping and watch the boats parade around the harbor. Prizes are given for best boat. Prize categories include Best Sailboat, Best Power Boat 30' & Under, Best Power Boat Over 30'/under 50', Best Power Boat 50' and Over, Most Innovative and Best Overall.

Sail boats, power boats, jet skis, even kayaks "deck the boughs" with holiday adornments. From atop the Hotel Caravelle, the boats are judged by a panel of "St. Croix Celebrities" and of course, by audience cheer. At the end of the event, when all of the boaters have cleared the parade route, the much anticipated GRAND FINALE of fireworks are ablaze in the night sky! Fireworks are sponsored by Hovensa.   

Residents and tourists both join the fun - don't miss it!

(resource:  <a href='http://www.gotostcroix.com/stxboatparade/index.htm' target='_blank'>GoToStCroix.com</a>)]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 07 Dec 2009 20:12:07 -0500]]></pubDate>
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   <title><![CDATA[Teagues Bay Home and Vacation Rental for Sale]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=157]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=157]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20091128203104573639000000-o.jpg" width=160 align="left" vspace=4 hspace=4>No better views than from Eastwinds - a successful vacation rental with two bedrooms, two baths, and very spacious living area on the main floor, and an additional bedroom, bath and sitting area downstairs. Deeded rights of use of Beach Plot #6. Gated entry and security system. $9,600 credit to buyer at closing.  Asking $699,000.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=712' target='_blank'>Coldwell Banker Listing</a> page for details.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 02 Dec 2009 19:45:49 -0500]]></pubDate>
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  <item>
   <title><![CDATA[Remodel vs Sale of your St Croix Home]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=156]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=156]]></guid>
   <description><![CDATA[In this economy, you need to weigh carefully the benefits of  home improvements versus the price you can expect if you sell. 

First, estimate your costs to buy a new home. These might include new loan fees, packing, moving and improvements you want to make right away.

Second, estimate your costs to sell your present home.  Add up the realtor commission, closing costs, repairs, replacing appliances and/or improvements like carpets. 

Third, if you like your neighbors and your location, consider doing some remodeling. You can get exactly the home you want and not risk buyer's remorse. Estimate the cost of making the most crucial renovations needed for you to stay. Decide what you would like to do and price materials and labor. Call contractors and get estimates. This is especially important if you need to add on extra square footage.

Fourth, make your best effort to include everything it will cost in time and money to sell your home and buy a new place. Then, estimate what you may get for your house and how much cash you will realize that you can put down on a new home.  This step is when you need the advice of your Coldwell Banker professional realtor.

Look at what it would cost to move, then what it would cost to remodel.  Try to factor in the unknowns of friends, schools, neighbors, and economic conditions.  Either way, it's not an easy decision.  Our Coldwell Banker agents can help you understand the market forces which would affect your sale.
]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 02 Dec 2009 19:29:49 -0500]]></pubDate>
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   <title><![CDATA[Salt River National Park on St Croix Receives Grant]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=155]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=155]]></guid>
   <description><![CDATA[Salt River National Park has received a $1.25 million federal grant to design a marine education and research center on St Croix, as announced by the Assistant Secretary of the Interior of Insular Areas, Anthony M. Babuata. 

The center will be located on 7 acres of land on the eastern side of the Salt River Bay, which became a National Park in 1992. The 1,015 acre park includes the land and underwater territories surrounding Salt River Bay, with mangrove forests, coral reefs, estuaries and a submarine canyon. 

Upon completion of the center, the Joint Institutes of Marine Studies including Rutgers, University of North Carolina-Wilmington, University of the Virgin Islands, and the University of South Carolina, will use the facilities for research and educational purposes. 

First proposed in 2004 by Joel Tutein, National Park Service superintendent on St. Croix, he was granted $200,000 to do a feasibility study.  So far, the federal government has supplied about $2 million in planning funds.  This current grant will be for concept and design.  Once the design is in place, an additional $30 to $50 million will be needed for the actual construction of the facility.

(resource:  <a href='http://www.gotostcroix.com/blog/2009/11/1-25-million-granted-to-salt-river-to-design-marine-education-and-research-center/' target='_blank'>GoToStCroix</a>)]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 27 Nov 2009 20:52:29 -0500]]></pubDate>
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   <title><![CDATA[St Croix Bond Issue Approved]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=154]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=154]]></guid>
   <description><![CDATA[The V.I. Public Finance Authority has approved the issuance of bonds Tuesday to expand the Cruzan VIRIL rum distillery on St. Croix in an effort bring more revenues into the territory's coffers.

The deal, struck between the government of the Virgin Islands and Cruzan VIRIL, was approved by the 28th Legislature in October and signed into law by Gov. John deJongh Jr. this month. 

Under the contract, Cruzan VIRIL will produce all of its Cruzan, Ronrico and bulk rum to be sold in the U.S. on St. Croix for at least the next 30 years and the V.I. government will float bonds to fund the distillery's expansion. The bonds are backed by future rum tax revenues. 

The PFA board authorized staff to issue up to $105 million in Cruzan Project Bonds: $30 million for a wastewater treatment facility at the Cruzan distillery and up to $75 million to expand the distillery's production capacities. Rum tax revenues will be used to repay the bonds. 

PFA Director of Finance and Administration Julito Francis said that while the authorization is for $105 million, the first issuance will be for $40 million. That will pay for the wastewater facility and the initial expansion costs, he said.  The rest of the bonds will be issued down the line as needed, Francis said. 

Government officials hope that by increasing the distillery's capacity, currently capped because the Environmental Protection Agency has limited the amount of wastewater the distillery can discharge into coastal waters, and helping to promote Cruzan, sales of local rum in the U.S. will bolster the territory's long-term financial stability. Currently, for every proof gallon of Virgin Islands-produced rum sold in the U.S., the federal government collects $13.50 in taxes, of which $13.25 is returned to the territory. 

(resource:  <a href='http://www.tradingmarkets.com/.site/news/Stock%20News/2681352/' target='_blank'>Trading Markets</a>)


]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 27 Nov 2009 20:45:20 -0500]]></pubDate>
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  <item>
   <title><![CDATA[Remodeling your St Croix Home]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=153]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=153]]></guid>
   <description><![CDATA[Whether you just bought a house or you have lived there for a while, the fastest way to increase your home's value is by making a plan. Never start working on a project without having your resources and your broad picture in mind. Do your homework first and you will fare better if upgrades are made intentionally and not on impulse. Home improvement projects cost about 20 to 25 cents on the dollar. The other 75 to 80 cents spent go directly back into the home through increased value. So many homeowners are remodeling homes in this current market because they can't sell for the price they want or need. 

List the things you want to change and the updates you would like to make. Don't worry about organization, just write it all down. Take a guess on how long you may want to live in the house.  This will affect how much you want to invest in updating or remodeling the property.

Take the list and categorize the projects by how much they may cost, including your time and money.  It's OK to list an outdoor tennis court, but keep your financial picture in mind. Collect pictures of home projects you like and do some research on-line. Once you have a categorized list, prioritize what is "must have" and what is a dream. See if you can find a reasonable balance.  Then prioritize the must-haves.

Doing small home improvements can really pay off. Are you torn between improving your home's decor, versus making upgrades you know will increase your home's resale value? Many homeowners are surprised to hear that doing a little bit of both will actually pay off.

Start by making two lists - upgrades for your home value and upgrades just for you. Upgrades for your home may consist of replacing old faucets, permanent lighting and doors. Upgrades for you are furniture, artwork and window treatments. Gone is the dartboard approach to picking projects and wondering if what you are doing is really making a difference. With this plan, you will see real progress.

Once you have a plan, talk to your Coldwell banker realtor to see what sort of return those improvements may bring. Some will add considerably more value to your home than others.  This is an important step, because a professional realtor will know what is of value in your community.

Almost any realtor will say that the #1 upgrade with the greatest return is the kitchen.
* Do a mini-remodel. Change the paint. It sounds simple, but it works. You can also paint a faux-wood finish onto your cabinets. 
*Add a splash of color with a new backsplash. New tile is attractive. Home improvement stores teach classes on this. 
*Stainless Steel appliances are popular now - The cold feel and look of steel are a hot ticket item for buyers. *Transition your appliances as they wear out and go with a similar metallic look in your light switches. 
*Hang a pot rack with fresh new pots, pans and a hanging wine bottle holder. 
*Add a rolling island.

In our next Thursday Tips post, we'll explore the benefits of remodel vs selling.  Stay tuned.]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 25 Nov 2009 16:38:29 -0500]]></pubDate>
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  <item>
   <title><![CDATA[Thanksgiving in St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=152]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=152]]></guid>
   <description><![CDATA[You probably think all we do here on St Croix is lie on the beach and soak up the sun, then snorkel for awhile until cocktail hour.  Well, the next couple of months are pretty busy on our small island.

Thanks to <a href='http://www.gotostcroix.com/blog/2009/11/thanksgiving-crucian-style/' target='_blank'>SunBlog</a>, here is what we do on Thanksgiving week:

"Monday, there are the famous and fun Crab Races at the Fort Christian Brew Pub in Christiansted, starting at 5 pm, or you can put your noggin to the test with Trivia Night at the Palms at Pelican Cove, from 7 to 9 pm.

"Thursday is obviously the day to worship at the altar of the almighty turkey, but being in St. Croix means you can give thanks over some fresh mahi mahi or wahoo too!

"Friday night is Jump Up in Christiansted! We do Black Friday (official first day of holiday shopping) right! Instead of 5 am stampedes into a department store, Crucians make it into a party! Christiansted will be jamming from 6 pm until 10 pm. 

"If you don't get all your holiday shopping done on Jump Up night, Sunday, November 29th, from 10 am to 5 pm, is the annual Starving Artist Day at Whim Museum. Local artists will be selling their handcrafted wares, so you'll be sure to find something extra special and unique for everyone on your shopping list."

Sound fun?  Come join us.  Christmas is even better!
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Tue, 24 Nov 2009 20:24:23 -0500]]></pubDate>
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   <title><![CDATA[Increased St Croix Air Service]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=151]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=151]]></guid>
   <description><![CDATA[American Airlines begins flying to St. Croix three more times a week starting Thursday with the arrival of American Airlines flight no. 879 from Miami. To mark the occasion, the Department of Tourism has planned a special reception at Henry E. Rohlsen Airport, complete with musical entertainment and gifts to welcome passengers and crew.
These flights have been eagerly anticipated by St. Croix hoteliers, restaurateurs and other businesses catering to tourism since they were first confirmed and announced in June. 

Right now, American Airlines flies once daily between Miami and St. Croix; the extra three flights bring the airline up to 10 weekly flights. The additional flights will arrive on St. Croix Sundays, Tuesdays and Thursdays at 9:35 p.m., stay overnight and depart 10 a.m. the following day. All are on Boeing 737 aircraft with a capacity of 148 passengers.

In December, Delta is adding flights to St. Croix too. While flight seats to St. Croix dropped from 5,500 in the 2007 season to about 5,200 in the 2008-09 winter season, the current 2009-10 season will see more flights by more airlines, with about 7,100 passenger seats flying in, Commissioner of Tourism Beverly Nicholson-Doty said at a recent Senate hearing. 

"The new service from American Airlines arrives at a key time for the territory," said Nicholson-Doty, in a statement celebrating the new flights. "With the holiday season upon us and temperatures cooling down in the U.S., potential travelers are looking for family-friendly destinations with good flight schedules like St. Croix," she said.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 20 Nov 2009 19:10:28 -0500]]></pubDate>
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   <title><![CDATA[Thinking of Listing your St Croix Property? Ask your Realtor these questions first]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=150]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=150]]></guid>
   <description><![CDATA[1. Is Real Estate your full-time profession?
2. How many properties have you sold in my neighborhood?
3. How many other sellers are you representing now?
4. Do you have assistants or support staff who would handle my transaction?
5. Is your license in good standing?
6. How many years of experience do you have?
7. Are you a broker?  
8. Are you a member of a MLS?
9. What professional organizations do you belong to?  
10. How will you network to sell my home?
11. Can you provide names and contact information for 3 references?
12. Do you speak any language other than English?
13. How will your company and the other agents there help sell my property?
14. How well do you know the market you serve?
15. Can you give me a market analysis of sales in my neighborhood and other homes on the market?
16. What is the average Days on Market?  
17. What time on market can I expect?
18. Explain what marketing you would do for my home, including on the internet.
19. What will you differently marketing my property than for all of your other listings?
20. How do you use technology, both in marketing and servicing my needs?
21. How do you separate yourself from your competition?
22. Will you hold Open Houses?
23. Will you be present at showings?
24. Will you obtain feedback from showings and share that with me?
25. How often will you communicate with me on your progress in finding a Buyer?
26. What suggestions do you have for staging the property?
27. What suggestions do you have for showing the property?
28. Should my home be sold "As Is"?  Why or why not?
29. What input do I have in your advertising?
30. Other than yourself, who is the best agent in this area to sell my home and why?
31. Why should I list with you?
32. At what price do you think my property will sell in the current market?
33. What is your pricing strategy if it doesn't sell quickly?
34. What is your commission?
35. What services do you provide?
36. What is the term of the listing agreement?
37. What is your cancellation policy?
38. Do you offer a guarantee?
39. Explain the Listing Agreement.
40. What is Dual Agency and your position on this?

You may not get all of these questions asked, but interview more than one realtor when you get ready to list, and be satisfied that the answers of the agent you choose will place your interests first.  We feel sure you will find Coldwell Banker offers more services and more knowledge than any other company you will consider.
]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 18 Nov 2009 19:30:29 -0500]]></pubDate>
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   <title><![CDATA[St Croix already in the Holiday Spirit]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=149]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=149]]></guid>
   <description><![CDATA[St. Croix is already alive with the spirit of holiday joy and giving, as the island prepares for the much anticipated annual Crucian Christmas Festival. The 2009-2010 festival is shaping up to bring yet another year of unfettered celebration, as Crucians of all ages become swept up in the contagious merriment. 

The DOT will once again be a sponsor of the annual month-long celebration, which will be punctuated by grand pageantry and events held from Christiansted to Frederiksted. Calypso, reggae, and steel pan competitions will be featured, along with decadent food fairs and lavish parades that draw troupes from schools, businesses and community groups across all the U.S. Virgin Islands.  This year's theme has been selected as "See-Believe-Xperience It," reflecting the Festival's arrival into a new era of global acceptance as it embraces Virgin Islanders at home and those residing in other parts of the world. 

The unique celebration never fails to captivate tourists and locals alike, who delight in the customs and pageantry of Christmas spent under the warm tropical sun of the U.S. Virgin Islands. Visitors and participants congregate yea after year to enjoy J'Ouvert; the Queen, King, Prince Princess and Duchess pageants; as well as the Children' and Adults' Parades.

This year's festivities will launch on December 5 with the Kick-Off Night parade held in Christiansted. The famed Festival Village will then open its doors to visitors for 10 days of unbridled excitement and live entertainment lasting from December 24 until January 2. Here, participants will enjoy local cuisine such as traditional roast pork, crab and rice, and johnny cakes while surrounded by music and entertainment.

The jamboree will continue into January with the Children's Parade taking place on the 1st of January, providing the perfect way to kick off the new year. The Festival will culminate with the spectacular Adult's Parade on January 2nd, where grandiose costumes of feathers and shimmering colors will line the streets in a celebratory fanfare, making this another Crucian Christmas not to forget.  

Further details on this year's schedule are still in the works and will be posted to the Festival's Web site as the December 5th start date approaches. For more information, contact the Crucian Christmas Festival Organization at (340) 719-3379, or visit <a href='http://www.stxfestival.com' target='_blank'>www.stxfestival.com</a>.

(resource:  <a href='http://www.VisitUSVI.com' target='_blank'>Visit USVI</a> newsletter)
 
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 16 Nov 2009 15:13:26 -0500]]></pubDate>
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   <title><![CDATA[St Croix Basis for Revenue Pact with Cruzan Rum]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=148]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=148]]></guid>
   <description><![CDATA[Gov. John DeJongh, governor of the U.S. Virgin Islands, has signed into a law a 30-year revenue deal with the owners of locally produced Cruzan Rum, which has a heritage on St. Croix dating to the 18th century.

Under the 30-year deal, the islands' government will continue a decades-old practice of sharing the cost of molasses, a critical ingredient in rum production.

It will also continue to invest a portion of tax revenues generated from rum to promote local brands and provide financing for construction of a wastewater plant to boost capacity at Cruzan's St. Croix distillery.

(resource:  <a href='http://www.sfexaminer.com/economy/ap/us-virgin-islands-governor-signs-into-law-30-year-deal-with-owners-of-cruzan-rum-69337402.html' target='_blank'>SFExaminer</a>)]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 13 Nov 2009 20:35:11 -0500]]></pubDate>
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   <title><![CDATA[10 Tips for 1st Time St Croix Home Buyers]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=147]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=147]]></guid>
   <description><![CDATA[1.   Be picky, but don't be unrealistic. There is no perfect home.

2.   Do your homework before you start looking. Decide specifically what features you want and which are most important to you.

3.   Get your finances in order. Review your credit report and be sure you have enough money to cover your downpayment and your closing costs.

4.   Don't wait to get a loan. Talk to a lender and get prequalified  - better pre-approved - for a mortgage before you start looking.

5.   Don't ask too many people for opinions. It will drive you crazy. Select one or two people to turn to if you feel you need a second opinion.

6.   Decide when you could move. When is your lease up? Are you allowed to sublet? How tight is the rental market in your area?

7.   Think long-term. Are you looking for a starter house with the idea of moving up in a few years or do you hope to stay in this home longer? This decision may dictate what type of home you'll buy as well as the type of mortgage terms that suit you best.

8.   Don't let yourself be "house poor". If you max yourself out to buy the biggest home you can afford, you'll have no money left for maintenance or decoration or to save money for other financial goals.

9.   Don't be naďve. Insist on a home inspection and, if possible, get a warranty from the seller to cover defects within one year.

10. Get help. Consider hiring a Coldwell Banker Realtor as a buyer's representative. Unlike a listing agent, whose first duty is to the seller, a buyer's representative is working only for you. And often, buyer's reps are paid out of the seller's commission payment. 

Contact our Coldwell Banker office to talk about buying opportunities.]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 13 Nov 2009 20:22:57 -0500]]></pubDate>
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   <title><![CDATA[Estate on 11+ Acres Available on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=146]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=146]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20091106182140040754000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Exceptional privacy and genteel old world ambiance are hallmarks of this estate situated high on 11+acres. Drive thru a mahogany forest and arrive at the classic 1700's Mill standing sentinel before breathtaking 180 degree view of Christiansted and the North shore of St. Croix. Large single floor main residence; pool; 5 large outbuildings all complete the estate. Perfect B&B or medical retreat.  Asking $2,650,000.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=695' target='_blank'>Coldwell Banker Listing</a> page for details.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 09 Nov 2009 20:27:43 -0500]]></pubDate>
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   <title><![CDATA[New Center Breaks Ground on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=145]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=145]]></guid>
   <description><![CDATA[Ground has been broken for the $40.4 million Island Crossing Shopping Center on St Croix, which will bring in the island's first Home Depot.

The Island Crossing Shopping Center, developed by Caribbean Development Partners, is the territory's first tax increment financing project. The government benefits from the increased tax revenue, jobs and the added infrastructure like roads, sewage and power lines. The developer benefits by getting government-backed financing for the project. 

So far, the government has committed to issuing $15.7 million in bonds to pay for the infrastructure portion of the $40.4 million first phase of the project. The project includes four phases. and the agreement between the government and the Caribbean Development Partners allows for up to $30 million in government-backed bonds to be issued for the entire project. 

While the Senate approved the Island Crossing development on St. Croix more than a year ago, the final documents for the first phase of the $40.4 million project were signed by Gov. deJongh only last month. ]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 06 Nov 2009 21:24:25 -0500]]></pubDate>
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  <item>
   <title><![CDATA[Setting the Right Price to Sell your St Croix Property]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=144]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=144]]></guid>
   <description><![CDATA[When determining the sale price of any real estate, several factors, including market conditions and interest rates, will determine how much you can get for your home. The idea is to get the maximum price and the best terms during the window of time when your home is being marketed. When selling a home, there's the price owners would like to get, the value buyers would like to offer, and a point of agreement which can result in a sale.

The value of your home relates to local sale prices. The same home, located somewhere else, would likely have a different value. Sale prices result from real estate supply and demand. If the community or island where you live is booming, with an expanding job base and a growing population, the prices for houses will most likely be on the rise. 

The question to ask yourself when you are ready to sell is not how much you want for your house, but <u>how much will a buyer pay for your home</u>. Buyers don't care how much you paid for the home, how many memorable moments you and your family shared in the home, how much cash you need for the down payment on your next home, or how much time and money you've invested in your home's hardwood floors, fresh paint, lush landscaping or other improvements. 

The following are things you should consider when setting the price for your home:

<b>CMA:</b> Our Coldwell Banker realtors will be willing to prepare a comparable market analysis (CMA) for you as a free marketing service, with the goal of getting your business whenever you decide to move. A "comparative market analysis" (CMA), shows the prices of comparable recently sold homes, on-the-market homes and homes that were on the market, but weren't sold. A market-savvy Coldwell Banker realtor will give you a rough idea of what your home would be worth, given its size and condition and local market conditions. Some agents will tell you to under-price your home in hope of sparking a bidding war. Others will suggest a flatteringly high price to "buy" your listing only to demand a price reduction a few weeks later. Price recommendations based on CMAs aren't gospel. The decision about how much to ask, though, is always yours.  

<b>APPRAISAL:</b> An appraisal is different from a CMA in many ways. One difference is that an appraisal is only based on past sales. Also, unlike a CMA, a professional appraisal usually costs a few hundred dollars. A formal written appraisal can be useful if you have unique property, if there hasn't been much activity in your area recently, if co-owners disagree about price, or if there is any other circumstance that makes it difficult to put a value on your home. In a normal home sale, a CMA is probably enough to let you set a proper price. Appraisers rely on an on-site inspection of your home, recent sales of comparable homes, and replacement costs to arrive at an opinion of value. The appraiser's report is a full-blown description of your home and the criteria used to formulate the valuation. 

<b>NEIGHBORHOOD OPEN HOUSES:</b> Visiting open houses is a good way to compare your house to other homes that are for sale in your neighborhood. While you're there, try to make an impartial assessment of how those homes compare to yours in terms of location, size, amenities and condition. If both homes were selling for the same price, would you buy your home or someone else's? Chatting with real estate professionals about your local market will also help you get a good grasp on what a reasonable price range for your house would be.  Keep in mind that these homes are For Sale, they haven't sold, so the prices are only Asking Prices.

<b>OFFERING INCENTIVES:</b> Sometimes a little something extra is needed to attract buyers. Here are a few examples on what you can offer to sweeten the deal:
- Closing escrow quickly will attract buyers who want to move in right away. 
- Offering seller-financing will appeal to buyers who need to stretch their financial resources. 
- A lease-option can help first-timers who need down payment assistance. 
- The more creative and flexible you can be in meeting the buyer's needs, the more success you'll have in pricing your home to sell.
- House improvements such as repairing the roof, or repainting the house, or leaving behind the washer and dryer may also offset setting a higher sale price.
- Offering to pay some or all of a buyer's closing costs and discount points required by the buyer's lending institution is a way to offer a cash incentive, instead of just lowering the price.
- Offering a bonus to the selling broker, in addition to their commission.

Even after all the above has been done, the selling price is ultimately decided by you, the owner. Some owners may choose to set their selling price at the absolute lowest they are willing to sell because they hate to haggle. Others are willing to "see what happens", and may set the price a bit higher.  Set the price for your home at a level you feel is fair and reasonable and listen to the advice of your Coldwell Banker agent, the professional in your community.
]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 04 Nov 2009 11:54:27 -0500]]></pubDate>
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   <title><![CDATA[Sandy the Turtle Returns Home to St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=143]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=143]]></guid>
   <description><![CDATA[<img src="http://www.turtlehospital.org/images/bubblesonblue2.jpg" width=160 align="left" vspace=4 hspace=4>Sandy, a hawksbill turtle that survived a brutal dog attack on St Croix more than a year ago, has been released back into the wild.  The sea turtle made a full recovery at <b>Turtle Hospital in Marathon, Fla</b>., and was returned home on an American Airlines flight free of charge from Miami.  She was then transported to Sandy Point Wildlife Refuge. Once at the refuge, she was carried to the water's edge, where she swam out to sea. 

U.S. Fish and Wildlife employees found the injured sea turtle during a routine patrol of the wildlife refuge in October of last year. She had sustained serious injuries to her front two flippers and to one of her rear flippers.  Dr. Michelle Mehalick performed emergency surgery with the help of Department of Planning and Natural Resources' Division of Fish and Wildlife personnel. Then, Sandy was airlifted from St. Croix on Nov. 11, 2008, to the Turtle Hospital n Florida for further treatment. Founded in 1986, the facility is a nonprofit organization that uses state-of-the art equipment and a full-time staff to care for injured sea turtles. More than 750 sea turtles have been treated and released from the hospital. 

More amazing to her release is that she now swims with 3 flippers.  The veterinary staff at the hospital decided to amputate her front right flipper, because of the severity of the injuries.

To ready Sandy for the flight back to St Croix, she was smeared with petroleum jelly and given artificial tears to keep her skin and eyes from drying out, before being placed in a large wooden crate. The inside of the crate was equipped with several holes for breathing, along with padding and plastic. Sandy was also wrapped in a wet towel to keep her moist and comfortable. On arrival, the towel was still cool and wet.  When she was released into the sea, she blew the air out of her lungs, dove right under and took off.

Sandy has been tagged, and biologists and volunteers hope to find her next year on the beach laying eggs.  Claudia Lombard, a wildlife biologist with the U.S. Fish and Wildlife at Sandy Point Wildlife Refuge, said the release was smooth and successful. "The minute we took the top of the box off, the turtle was strong and alert," Lombard said. "It was great to see so many come out to support the sea turtle conservation, from school kids, to the media and other natural resource conservationists on St. Croix." 

To donate to the Turtle Hospital in Marathon, FL, visit their <a href='http://www.turtlehospital.org/' target='_blank'>web site</a>.

In the VI, To report sea turtle or other wildlife violations call U.S. Fish and Wildlife at 340-773-4554, DPNR at 773-1082 or VIPD at 911. To report stranded, injured, trapped, disoriented or dead sea turtles call STAR (Sea Turtle Assistance and Rescue) at 340-690-0474. 

(resource:  <a href='http://www.tradingmarkets.com/.site/news/Stock%20News/2608603/' target='_blank'>Trading Markets</a>)


]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 02 Nov 2009 15:08:57 -0500]]></pubDate>
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   <title><![CDATA[St Croix on Sale via American Airlines]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=142]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=142]]></guid>
   <description><![CDATA[American Airlines has made it easier than ever to visit the beautiful U.S. Virgin Islands of St. Thomas and St. Croix.

American, a founding member of the oneworld(R) Alliance, has great low fares available for travel through mid December. Tickets must be purchased by Nov. 3, 2009, and travel must be completed by Dec.17, 2009, and are subject to a two-night minimum and 30-day maximum stay. Fares from the U.S. Mainland start as low as $91 and are available Monday through Thursday, both to and from the U.S. Virgin Islands. So, make plans now to visit two of the most beautiful islands in the Caribbean.

Here are some samples of American's great low fares. Fares shown are each way, in U.S. dollars, based on round trip, Economy Class travel, purchased on AA.com.

Between Fare Each Way Based on Round-trip Purchase*

New York - St. Croix $177
Chicago - St. Croix $190
Detroit - St. Croix $203
St. Louis - St. Croix $203

Hope to see you soon!


]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 30 Oct 2009 00:04:14 -0400]]></pubDate>
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  <item>
   <title><![CDATA[Buying the Right Home in St Croix at a Price that's Right for You]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=141]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=141]]></guid>
   <description><![CDATA[Whether you are buying your first home or your fifth, the process of buying a home can be an emotional, time-consuming venture.  Feeling that you made the right decision and got a good deal can make all the difference to your peace of mind either as an investor or owner-occupant.  We wrote about the first 10 todos last week, so here is the 2nd installment.

#11 Proceed quickly
When you're ready to buy, act.  Good properties sell.  This is especially true given the current state of worldwide real estate markets. However, when you work with a Coldwell Banker Realtor, you have access to the latest technology. As part of the MLS and Agent Handshake networks, our Coldwell Banker Realtors have access to properties within hours of when they are listed. 

Technology works to your advantage. Our company websites allow you to sign on as a client, and receive notification of new listings via email. You save time and effort, and you can view only those homes that come closest to meeting your needs.   

#12 Clarify relationships
In any real estate transaction, be very clear about who is working for whom, and what the relationship represents. Unless otherwise stated, an agent represents the seller in transactions for the sale of a home. This agent, as part of his or her fiduciary duty, must ensure that the seller's (and not your) position is represented throughout the entire process.  Get a buyer's agent on your side, or ensure that someone is acting in your best interests.

#13 Ask for a written CMA 
A Comparative Market Analysis (CMA) is an analysis of comparable homes in a given neighborhood. It shows you the sale prices of comparable homes, along with asking prices of other homes in the area currently on the market. A Coldwell Banker Realtor can request this report for any home and community.  Ask for this report in writing. With this valuable document, you'll have solid, reliable information about how fairly a home is priced compared to its real market value. 

#14 Know the seller 
Understanding a seller's reasons for moving could work to your advantage during negotiations.  For instance, a seller who has been transferred to another city or island may be more motivated to sell than someone who is still shopping for a new home.  A vacant house, or a house that has been on the market for several months and has been reduced in price, could also provide the opportunity for lucrative negotiations. 

#15 Keep it impersonal 
Conversely, information could be used to your detriment. Information about your mortgage, size of down payment, move-in deadline, or circumstances for buying could be used to the seller's benefit in negotiations. While you want your Realtor to know these details, maintain your poker face and keep your cards hidden with the sellers and their agents. 

#16 Measure twice, sign once 
While you definitely want to move quickly once you've made the decision to purchase, you don't want to cave in to pressure for a quick close. Someone who is trying to pressure you into buying a home is likely doing so for a reason. Make sure the reasons for you to buy a home are your reasons, not theirs.

#17 Exercise your negotiating skills 
Even if you prefer not to haggle, it's worth it, especially when it's your home and one of your biggest investments. Most people expect to haggle over the price. In the Caribbean, negotiating is a part of the culture.  There is always room for negotiation, and your Coldwell Banker Realtor should be a professional negotiator. 

#18 Avoid bidding wars 
In some cases, the seller's Agent may use scare tactics to rush the sale or increase the price. Falling for this trap could cost you money. If there is another buyer, or some other reason this pressure is being applied, whoever wins also loses because they tend to overpay. Let reason be your guide.  If you really want to place an offer in competition with other buyers, be sure your agent protects your interests and makes it clear how high in price you will go.

#19 Get it in writing 
Legally, sellers must disclose all known material defects of a property. Ask for this in writing. Also be sure to consider the ramifications of these defects. Will they be costly down the road? Are they "serious" defects?  Get 2nd or 3rd opinions if necessary.  Inspect, ask questions, investigate until you are satisfied.

#20 Be aware of hidden costs 
While Realtors often tempt first-time buyers with rent/mortgage comparisons, there is more to a home than simply the mortgage. You will be responsible for other items including mortgage insurance, appraisal fees, legal fees, inspection fees, transfer taxes, title insurance, inspections, property tax, increased bills, condo fees, home insurance, etc. Your Coldwell Banker agent can give you a good idea of the costs associated with buying a home that are beyond its final negotiated price.  Your lender can provide a Good Faith Estimate of closing costs, and your escrow officer will also state the transaction fees.

Looking for a home can be fun, but also stressful.  Let Coldwell Banker be the professional working on your team.
]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 28 Oct 2009 14:20:19 -0400]]></pubDate>
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   <title><![CDATA[Great Land Values Available Now on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=140]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=140]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20091020182840987196000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Just look at this view!  Imagine a homesite on this 0.83 East End location with Buck Island view.  Private location on Cotton Valley at the end of a cul-de-sac.  Quality homes already your neighbors on surrounding lots.  R-1 zoning. All this for only $129,000!  You just can't beat our St Croix land prices anywhere in the Caribbean.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=689' target='_blank'>Coldwell Banker Listing </a>page for details.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Tue, 27 Oct 2009 15:07:30 -0400]]></pubDate>
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   <title><![CDATA[Coming Events on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=139]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=139]]></guid>
   <description><![CDATA[Life on our island is never dull or uneventful.  For a relatively small place, we always have a choice of events, places to go, things to do.

Here's a sampling for the "winter" months:

Art Thursdays
11.1 - 5.31.2010
Christiansted
Art Thursdays is usually held on the first Thursday each month from November to May. Many of the businesses and art galleries in Christiansted stay open late for the event, which includes a series of gallery walks and informative events. Art Thursdays are aimed at encouraging locals and visitors to discover and enjoy the region's many artistic establishments and galleries. Several shops also take part in the initiative, which provides visitors with a chance to shop later than usual as well. 

Candellight Concert Series at the Whim
11.1 - 4.30.2010
Frederiksted
Locals and visitors crowd the Whim Museum for this popular classical music series. Built in 1794, the candlelit venue at Whim Great House on the Whim Plantation is the perfect setting to listen to the works of the old masters. Identical concerts are performed on consecutive Friday and Saturday nights once a month from November through to April. 

Ruins Rambles
11.1 - 5.31.2010
St Croix
Visitors can learn more about the history and culture of St Croix on monthly guided walks through the hidden ruins of old plantations from the 17th and 18th centuries. The popular Ruins Rambles are educational hikes that bring the region alive through the knowledge of local historians. After a walk and guided tour, visitors can enjoy an outdoor picnic of locally produced wines, fruit and cheeses. Taking place each month from November through until May, the walks explore a different route each time. 

Learn more at <a href='http://www.iexplore.com/dmap/U.S.+Virgin+Islands/Event/17020#' target='_blank'>iExplore.com</a>.

Join us on our Caribbean paradise, and stop by our Coldwell Banker office to preview some of the great buying opportunities available now.

]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 23 Oct 2009 18:50:07 -0400]]></pubDate>
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   <title><![CDATA[New St Croix Resort Receives Approval ]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=137]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=137]]></guid>
   <description><![CDATA[With a recent approval from the <b>St. Croix</b> Coastal Zone Management Committee to restore the beach, the $640 million marina and casino resort being developed by William and Punch is moving ahead and plans are to break ground early next year.  William and Punch Partners owns nearly 600 acres on St. Croix's northwest shore and has plans for condominiums, a boutique hotel, spa, restaurants, retail shops, a casino, timeshare units, a championship golf course and a 64-slip marina for the property. A deal is almost finalized with a celebrity golfer who will design the resort's golf course, and the company has a reservation for a casino license from the Casino Control Commission. 

In the original CZM application, the developer asked to extend the beach 250 feet, but that request was denied. The new modification will allow William and Punch to extend the beach 46 feet seaward from the mean low tide line. The sand that will be used will come from the dredging channels leading to and from the marina. The sand will cover the exposed rocks at the shoreline and continue into the water, gradually sloping down to the sea floor. This will restore the beach to the way it was prior to Hurricane Lenny in 1999. 

The last hurdles before William and Punch can break ground include amending the U.S. Army Corps of Engineers permit application to reflect Monday's CZM decision. The project then has to gain approval from the federal agency, obtain legislative approval to relocate a section of Emancipation Drive to accommodate the marina and have the Legislature approve a submerged land lease for the marina. 

The resort will be named <b>Amalago Bay</b> and will soon be tied to an international brand. An announcement should be made in a month about a hotel brand, and the developers will then begin preliminary discussions with financing entities to bankroll the $640 million project. 

St Croix is looking to the future and building an economy to carry us forward.  Contact your Coldwell Banker Office for buying opportunities now, while the prices are the lowest in years.


]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 19 Oct 2009 19:53:57 -0400]]></pubDate>
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   <title><![CDATA[View Home in Annas Hope on St Croix for Sale]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=136]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=136]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20091012172424274172000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Lovely and large fully furnished 5-bedroom, 4-bath solid concrete home in a gated beach community on a beautifully landscaped lot. Excellent for entertaining, the spacious great room with cathedral ceilings and gourmet kitchen, leads to a covered gallery and 3,600 sft pool deck from which to enjoy the nice water and marina views. Also, new split A/Cs, a well, and an automatic 25KW generator.  Asking $1,575,000.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=686#' target='_blank'>Coldwell Banker Listing </a>page for details.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 16 Oct 2009 19:33:21 -0400]]></pubDate>
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   <title><![CDATA[Make Small Improvements for Big Results when you Sell Property in St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=135]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=135]]></guid>
   <description><![CDATA[*  Buyers usually seek the least expensive home in the best neighborhood they can afford, which means they want a home that fits in the neighborhood but is not over-improved. 
*  Improvements should be made so that the property looks good, but at the same time, is consistent with the neighborhood. 
*  The cost of these improvements should not exceed what can be made up from the sale.
*  A well-cared for property is more desirable to buyers because if what they see is maintained and repaired, what they can't see has probably also shows pride of ownership. 

Basic, simple and inexpensive improvements can provide an enhanced emotional response in a potential buyer.  An example could be something as small as a crack in the paint on a wall.  Simply by applying some plaster and touch up paint, you eliminate what may be an unstated concern that your home was poorly maintained.   If you are working with a small budget, these simple techniques will do absolute wonders:

1.  The Magic of Mirrors:  Mirrors can provide a greater sense of space and elegance when properly placed. Be careful not to overdo it, but when located throughout a home, each area will seem larger to the potential buyer.  You may want to visit a local garage sale; you can almost always find an old mirror or two.  Putting one-foot square mirrors on a closet door in the master bedroom is also an attractive touch.

2.  Adding Additional Closet Space:  One of the biggest complaints heard from potential buyers is that there just isn't enough closet space. Simply purchasing an inexpensive closet organizer and installing it in any or all of your closets can make a big difference.  You can also try putting a rod across one corner of a bedroom for hanging clothes, or put up a screen made from a variety of materials. The screen could match the material of the bedspread, drapes etc. The idea here is to be creative so that the "fake closet" looks as though it was a part of the room.

3.  Make a Bare Wall Beautiful:  Wallpaper is inexpensive, quick and easy to do! The right wallpaper can brighten a room or hallway and bring it back to life. Be careful to choose something with a neutral design or pattern.  Or, paint one wall a neutral but different color than the rest of the room.

4.  Bring Old Floors Back to Life:  Except for dirt, nothing turns off a potential buyer quicker than dull, dingy, disgusting-looking floors. Whether you have wax, wooden or tile floors, do whatever you can to make them shine again. For wax floors, either rent a floor machine and do it yourself, or if it's in your budget, hire a professional.  If you have carpet, you should either steam clean or install new carpeting. This may sound expensive, but new carpeting can add thousands of dollars to the value of your home.

5.  Adding a Room Without Calling in the Contractor:  This simple but seldom used technique can give a buyer the feeling there are more actual rooms in your house. Floor to ceiling room dividers are inexpensive and simple to install.  When a buyer walks through your house, they will generally count the rooms in a subconscious manner. Each room will evoke an emotional response.  By dividing and designing each side of your room, you create a "separate room" feeling in the potential buyer. It may sound crazy, but it works!  A Staging Professional and add invaluable help with this technique.

6.  Clean Up the Bathroom:  We've probably all heard that phrase a hundred times. Well, guess what? It's still valid. Give your bathroom a face-lift if needed; fresh paint, decorative moldings, good tile grout, new designer faucets are all attractive eye catchers.   And repair leaky faucets, broken fixtures, and cracked tiles.  Clean, clean, clean.

7.  Curb Appeal:  Putting a few dollars into a new outdoor fixture, mailbox, house numbers, or decorative plants can make the house look more appealing.  Painting the outside will make buyers want to see the inside, and say volumes about your Pride of Ownership.  Be sure and clean up the landscaping and put away the tools and toys.

8.  Light and Bright Inside Too:  Check every room to see if it's time for a new coat of paint.  Make sure you use light, bright colors inside the home.  You want to appeal to the largest group of people, and sticking with neutral colors will be your best bet.  If you stick with off-white and beige colors indoors, the rooms will look bigger and brighter.  You may also want to replace some of the light fixtures.  You can get really inexpensive fixtures at many places that will put more of a shine on your house.  Be sure and clean all the windows and mirrors and keep them clean.

Contact your Coldwell Banker Agent for more ideas on how to make your home sell fast for the best price.
]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 14 Oct 2009 15:12:23 -0400]]></pubDate>
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   <title><![CDATA[New St Croix Travel Promotion]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=134]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=134]]></guid>
   <description><![CDATA[starting October 9th, the US Virgin Islands is taking reservations for its Cent-sational Promotion.  What this means is a chance to scoop up a room rate of <u>25 cents per night</u> at participating hotels.  Sponsored by the USVI Department of Tourism, this special promotion will be on sale for 25 days, and is timed to celebrate the issuance of the US Virgin Island's quarter.

There are sorts of perks that come with this Cent-sational Promotion including:

*25 cent room nights at participating hotels, maximum stay of three nights 
*$25 per person dining  credit 
*$25 resort activity credit 
*Virgin Islands commemorative quarter Scotiabank coin set 

The fine print:

*Promotion lasts for 25 days, from October 9th ^ November 2nd, or until the allotted number of packages have been sold. 
*Travel dates must be between October 9th ^ November 15th, 2009, and participating hotels may have blackout dates. 
*Reservations must be made through <a href='http://www.BookIt.com' target='_blank'>BookIt.com</a> 
*The promotion does not apply to existing bookings 
*Taxes and resort fees will apply

Participating hotels are:  Bolongo Bay Beach Resort, Carambola Beach Resort & Spa, Hibiscus Beach Resort, Hotel Caravelle, Marriott Frenchman's Reef & Morning Star Beach Resort, Secret Harbour Beach Resort, The Palms at Pelican Cove, Windward Passage, Wyndham Sugar Bay Resort & Spa.

(resource: <a href='http://www.blisstree.com/articles/grab-a-usvi-hotel-room-for-25-cents/' target='_blank'>BlissTree</a>)
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Sun, 11 Oct 2009 23:45:58 -0400]]></pubDate>
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   <title><![CDATA[Gov deJongh Announces Cruzan Rum Deal in St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=133]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=133]]></guid>
   <description><![CDATA[The government of St Croix has reached an agreement with Fortune Brands that will keep Cruzan Rum on St. Croix and expand the brand and its importance in the portfolio of Fortune Brands, the largest U.S. spirits company and the fourth largest premium spirits company in the world.

From the Governor's press release, "This agreement is a comprehensive solution to the challenges Cruzan has faced, and it is a very good agreement for the Government and people of the Virgin Islands. It means that we will keep Cruzan in St. Croix for at least the next thirty years, which is something that I am especially proud to have accomplished for our Virgin Islands. 

"The agreement will also provide Cruzan with the resources to promote their environmental sustainability, and it will provide Cruzan the ability to expand their distillery, and to grow new brands on St. Croix, including the Beam Global brand, Ronrico. 

"This is a real partnership that benefits the company and the people of the Virgin Islands. This partnership is projected over the coming years to allow us to more than double the amount of cover-over revenue to be collected from the sale of Cruzan Rum from their modernized and environmentally compliant distillery in Estate Diamond on St. Croix. 

"The U.S. Virgin Islands now, and long into the future, will be home to the #2 (Captain Morgan) rum sold in U.S. markets as well as the #4 (Cruzan) and the #5 (Ronrico) rum brands sold today. We will also be working with their owners to help them grow these brands for their benefit -- and for ours.

"I will be spending a significant amount of time explaining our diversification efforts in the rum industry to many in the capital markets and in Washington, D.C. along with continuing to fight for our right to the tools provided to us by Congress in 1954."

<a href='http://www.governordejongh.com/blog/2009/10/Governor-deJongh-Announces-Historic-Cruzan-Rum-Deal.html' target='_blank'>Here is the link</a> to the Governor's video announcing the agreement.
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Sun, 11 Oct 2009 23:39:56 -0400]]></pubDate>
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   <title><![CDATA[Oceanview Home for Sale on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=132]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=132]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20091008125346402181000000-o.jpg" width=160 align="left" vspace=4 hspace=4>This is an unbelievable site for this gorgeous home on Union and Mt. Washington. New construction with all the bells and whistles. What a view from the private yard with swimming pool and spa. After a long hard day of work or play enjoy your very own pool/spa with a view of the sea and valley that will take your breath away!  3 bedrooms/2 baths/ asking $829,900.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=684#' target='_blank'>Coldwell Banker Listing</a> page for details.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 09 Oct 2009 22:54:34 -0400]]></pubDate>
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   <title><![CDATA[Real Estate Market Update for Several Caribbean Countries]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=131]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=131]]></guid>
   <description><![CDATA[Followers of <b>BVI real estate </b>and those looking to buy or sell will have noticed that the number of properties listed for sale this year has certainly risen. Hardly suprising, given the pickle the world economy has gotten itself into, but what they will also have noticed is that asking prices have not dropped. Yes, the odd one or two may have gone down a dollar or two, but most have not - and some have actually gone up. That's not to say that accepted offers might be lower than they might otherwise have been, but to be frank, we're not seeing a lot of that either. 

Locally, all the indicators would suggest that the BVI economy in general is down a bit but is certainly not as bad as elsewhere in the world. With caution being the better part of valour, the number of real estate transactions locally is down but certainly nobody is giving anything away and prices are therefore holding. In the ex-pat or "Non-Belonger" market, the same is true. 

Perhaps the nature of the overseas buyer in the British Virgin Islands has something to do with that. Most of our Non-Belonger clients tend to be reasonably successful, middle-aged folks, who enjoy the peaceful, calm way of life here. They had the patience to survive the process of purchasing property in the BVI so they certainly passed the first test! Lets not call them dull, but on the whole they certainly aren't the nightclub and casino-loving, gambling, risk takers who are likely to be found purchasing property on South Beach or in Nassau, Bahamas. So, being somewhat more conservative, perhaps they haven't lost their shirts in the downturn, and therefore don't have to give anything away at a bargain basement price. Just a thought.

There is, of course, one far more obvious reason why prices of BVI real estate have held up. There's not much of it ^ there is a limited supply - and lots of people would still like to own some, given how beautiful the islands are. Now, as we all know, there are lots of scenic places in the Caribbean, so we wondered if the same thing was happening on other islands.

Coldwell Banker has over 3700 offices in over 47 countries around the world, including offices on 16 islands throughout the Caribbean (we'll include Bermuda since they are really one of us, even if that's not quite geographically accurate). So we thought we'd call around and find out if other islands are experiencing similar things in their markets. Here is some of the feedback...

Brett Mucklow, <b>St Maarten</b>
Our local market is very strong and quite resilient. Islands have limited land and no possibilities to expand.  We compare our market to some of the exclusive areas in the US such as the Hamptons, where prices hold quite well. Most island populations are growing, so property is in demand. Our island is serviced by direct air flights from 10 or so countries on 3 continents.  Outside of PR, we are the largest Caribbean hub. We have a diverse client base. Our economy is only tourism but it is very diversified. Cruise ship business, timeshare, villa rental and the marina/mega yacht industry are all parts of our tourism foundation. This diversity has insulated us and given some stability. In addition, we have the French side ^ St Martin ^ that uses the Euro, so with two of the world's largest currencies, we are protected as one offsets the other. French currently shop on our side as the Euro is strong and visa versa when weak to the dollar.


Amy DeWilde, <b>St. Croix </b>
St Croix has been prominently featured recently in US national publications like Coastal Living as #2 [in their article] of the top ten spots to snorkel in the Caribbean, and in USA Today's Destination section. Recognition like this and the discovery of our extremely attractive real estate values are keeping our market active.  There is good inventory for buyers.  Sellers who recognize the need to be flexible with both price and financing options can successfully find a buyer.  Our market is also helped by the lowest interest rates we've seen in a long time. 

St. Croix's very diverse topography, many attractions that appeal to nature-lovers and history buffs, some of the best diving in the Caribbean, and great dining are but a few of the reasons that buyers from afar decide to make St. Croix either their primary or second-home destination.


Susan Thompson, <b>Bermuda</b>
As the leading real estate company in Bermuda, we are constantly called upon by consumers, attorneys, bankers, architects, developers, and other businesses for our in-depth industry knowledge. That is why Coldwell Banker Bermuda Realty takes great pride in recording real estate sales details, to ensure we are armed with factual and supportive data that assists companies and individuals to make informed financial decisions. Our database ('Realty Plus') extends back 20 years, has in excess of 7,500 entries recording over $5.5 billion in island-wide real estate transactions. We have incorporated over 30 search criteria, thereby permitting queries by name of property, date of sale, acreage, price bracket, property type and much more. We can carry out research assisting our local and international clientele to make very important decisions relating to property acquisition.

A year ago in June, we reported that during the first half of 2008, the average price of all real estate transactions was slightly more than $1,000,000 with single family homes approximately $1,400,000. Compare that to figures recorded to date for 2009 (bearing in mind that 2009 records have not been finalised) of $950,000 for all records and $1,460,000 for single family homes. Conversely, the average price for condos was $823,000 in the first half of 2008 verses $733,000 thus far for 2009, signifying an approximate 11% decrease in condo prices, but very little variance in other areas of the market. It is interesting to note that this figure is reminiscent of 2004 when the average price of condominiums was $742,000.

On the inventory side of the equation, we currently have 295 active listings. The yearly average number of sales transactions island wide over the past five years is 553, hence the current inventory represents just over 6 months supply. Condominiums still represent 60% of the inventory, which is good news for first time buyers looking for 95- 100% financing.  The banks are still lending up to $1,000,000 to qualified purchasers and 36% of the inventory is presently in this price bracket.

In conclusion, consumers continue to purchase real estate in Bermuda, but at perhaps a slower pace as there are more choices. Prices have come down in various sectors of the market which is encouraging for those looking to own a piece of the rock. Overpricing your property is not an option if you wish to sell in this market, as buyers are well educated, banks are being conservative with appraisals, and there is lots of competition for most properties. However, ultimately, everything will sell at the correct price.


Louise Peterson, <b>Turks & Caicos</b>
Due to the large number of condo projects that completed in 2008 and 2009, and the slow down in the North American economy, current inventory levels in the TCI are up around 20%.  We've experienced price softening somewhat especially in the condo and in-land housing markets.

As the new kid on the block, TCI found over the last 12 - 15 years demand strongly outweighed supply.  This meant few prime properties were available for sale and year-over-year prices continued to rise.  Record pricing levels were achieved along the Grace Bay hotel and resort area, as well as waterfront homes and estates.  The basic fundamentals have not changed though, and TCI offers a fantastic lifestyle investment opportunity-  particularly for Canadians, where the market has stabilized in the major cities since late spring and their dollar is strong.  Owners in the TCI wishing to sell their properties over the next season have priced it accordingly, and have begun to see activity pick up with multiple and back up offers being presented.

Savvy investors are returning to take a second look at TCI.  Value is key and this new or returning investor is looking to hold the real estate for the long term.  Inventory levels remain high but this means that purchasers have an opportunity to select from properties not previously offered for sale and at levels not seen in the last 3-4 years.
]]></description>
   <author><![CDATA[islandsit@gmail.com (Chris Smith, Amy deWilde, et al)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 07 Oct 2009 12:24:56 -0400]]></pubDate>
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  <item>
   <title><![CDATA[St Croix Improving Business Opportunities]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=130]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=130]]></guid>
   <description><![CDATA[The St Croix Administration is focusing on the development of business opportunities throughout the territory.  Governor deJongh wants to increase industry in the Virgin Islands and create more small business opportunitis. The Governor's initiatives have included:

1. Starting a performance bonding program that assists local contractors 
2. Providing greater access for more local companies to work on construction projects 
3. Funding an initiative on St. Croix so that Taxi Vans and Drivers could meet the requirements established by the cruise lines for passenger transportation  

Additionally, the Governor has worked to build existing industries like Tourism. Governor deJongh was extremely pleased to bring the long awaited return of cruise ships back to St. Croix. The Governor, Lt. Governor and the St. Croix community welcomed this tremendous news for the Big Island. The Administration's ongoing efforts in working with the major cruise lines to provide regular cruise ship traffic to St. Croix and diversify the visitor mix to the island provides both economic stability and growth. 

With the return of Disney Cruise Lines in January and Royal Caribbean Cruise Lines in February, St. Croix has now begun to see a much anticipated increase in activity for small business owners, retail shops, vendors and on-shore excursions. 
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 05 Oct 2009 20:55:53 -0400]]></pubDate>
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  <item>
   <title><![CDATA[12 Tips when Applying for a Mortgage to Purchase St Croix Property]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=129]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=129]]></guid>
   <description><![CDATA[The right or wrong decision when signing your home mortgage can mean thousands of dollars' difference in interest paid. There are very important considerations to evaluate before you commit to a 15 or 30 year note. For many of us, our mortgage payment is the most important financial decision we'll ever make. Doesn't it make sense to know as much as possible about the financing of our home? Take the time to thoroughly investigate all of your options.

1. Use professionals.  Unbelievably, many of us sign the first mortgage placed in front of us. Typically the excitement of the new home purchase reduces the mortgage to not much more than an afterthought.  By aligning yourself with a professional Coldwell Banker realtor and experienced lender you ensure all the financial steps are taken care of properly and economically.
2. Utilize a lender with established ties to an Coldwell Banker agent.  Lenders are much more flexible with the real estate agents who have done business with them previously. Their relationship establishes them as a team member. The lender and agent work effectively together. That's why a good agent can make substantial difference in setting up the most economical financing. And the right financing can, literally, save you tens of thousands of dollars over the life of your loan.
3. Don't attempt to do the paperwork alone.  All the paperwork required to complete the purchase of a home can be quite intimidating and frustrating for a home buyer. Make sure you have your lender explain and help you with all the paperwork.  Ask questions of your team, your lender and Coldwell Banker agent. Their expertise will help alleviate your stress and prove to be invaluable before you sign your mortgage.
4. Look at all your options.  Make sure you see at least 3 loan programs for your mortgage. Lenders have 5-7 programs and should work with you and your Coldwell Banker agent on deciding what is best for your circumstances. Evaluate all your options. After all, it's your money you're spending - not theirs.
5. Demand service.  There is little difference between a bank, savings and loan, or a mortgage broker when it comes to the competitiveness of their loan rates. The difference is in the service they provide. It is their job to serve you. You want to get the loan approved and move into your new home as quickly as possible, but don't overlook the fact that you are the one spending the money and they are the ones who should accommodate your needs. Don't let the process become so intimidating that you lose that understanding.
6. Stay in complete touch.  You should receive a written report from your lender at every step. This will ensure that no details are overlooked and there will be no surprises.
7. Be careful with flexible loans.  Don't just accept the terms they lay down in front of you. Lenders are in the business of loaning money and they want your business. Make sure you examine every option available to you. If you negotiate a variable rate loan, many lenders have the ability to move you into a fixed loan if rates start going up. Make sure that you understand whether or not that is an option in the package you are looking at.  Be sure and check prepayment penalties.
8. Don't give up on the first "No."  Initial decisions are not always final decisions. Going to a higher authority can sometimes get you the loan, but do so with the assistance and compliance of your lender and Coldwell Banker agent. Many times, special circumstances, when explained properly to the person in charge, will win you the loan.  Beware, though, of overextending your finances.
9. Don't wait for the bottom of the market.  The odds of your hitting the bottom of your market are about like the odds of you hitting a state lotto.  You will almost never hit the bottom of a market. And trying to time it exactly right is often costly. It usually causes a person or family to miss out on the opportunity to purchase a very nice property. You're better off simply negotiating the best rate and terms you can at the time you find a property. If interest rates go down, you can refinance. 
10. Be honest With your lender.  Your lender wants to help you with your loan. The only time he/she gets paid is when you get approved and the loan is funded. The more information (good or bad) you provide your lender, the easier it will be for him/her to get an approval. It helps to present the loan in the best light and get the highest approval rating.
11. Become educated.  Pick your lender's brain. Lenders will teach you all about your various options, even if you haven't found the right property yet. They will be very patient with you while you are looking, because he/she understands all the up-front work will pay off in future business. 
12. Don'g just get Pre-qualified, get pre-approved. Lenders will provide you with a certificate of pre-qualification. By getting pre-qualified, you know exactly what financial parameters to stay within. Your agent and lender will consult with you and help you get qualified for the loan that best fits your needs. Many times, they are able to get you a larger loan than you may have thought possible.  Getting Pre-Approved is even better, then all you need to find is your property.

Use your Coldwell Banker agent as a resource through the entire process of applying for and getting a mortgage.  He or she is the best place for answers and guidance when you decide to invest in real estate.
]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Thu, 01 Oct 2009 15:01:23 -0400]]></pubDate>
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   <title><![CDATA[New St Croix Development Project - 1st to Use TIF]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=128]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=128]]></guid>
   <description><![CDATA[Governor John deJongh has signed off on the first development project in the US Virgin Islands that will use Tax Increment Financing as a vehicle for funding. Financing for The Island Crossing Project on St Croix was formulated through the efforts of the Public Finance Authority (PFA) and the Economic Development Authority. First Bank VI also assisted financing the project. 

"This public / private partnership will provide employment opportunities for about 200 St Croix residents and will be the basis for the introduction of the popular Home Depot store to St Croix. Several other tenants are slated to occupy space in the center which will be located in Estate Barren Spot including medical facilities, restaurants and other offices," deJongh said. 

The Governor explained that tax increment financing, or TIF, is a proven approach for achieving the goals of economic expansion. Many states and municipalities have implemented TIF legislation which has generated significant funding of public infrastructure improvements and other investments in support of a broad range of economic development projects. He explained, "TIF works by allowing projects to be financed by pledging the increases in tax revenues that can be reasonably anticipated to be collected by government once the financed project or activity is completed...TIF is a vehicle to strengthen the relationship between government and the private sector." 

This is one more example of what is in our economic future.  Contact a Coldwell Banker agent to discuss St Croix real estate.

]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 28 Sep 2009 20:09:30 -0400]]></pubDate>
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   <title><![CDATA[St Croix Travel Promotion]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=127]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=127]]></guid>
   <description><![CDATA[The <a href='http://www.usvitourism.vi/package_and_promotions' target='_blank'>U.S.V.I. Department of Tourism</a> just announced its island-wide <b>St. Croix Fantastic Flight</b> promotion, giving you a $150-per-person airfare credit and your fourth night free at a range of participating hotels, like the secluded <a href='http://www.carambolabeach.com/index.html' target='_blank'>Carambola Beach Resort</a> on the north shore, or the elegant <a href='http://www.thebuccaneer.com/' target='_blank'>Buccaneer</a> just outside of Christiansted.

To take advantage of the promotion, just book your trip by October 5 through one of these participating tour operators:

AA Vacations
CheapCaribbean.com
Delta Vacations
Expedia
GoGo Worldwide Vacations
Travelocity

You'll have until November 15 to travel.

The Carambola Beach Resort & Spa was created in 1986 to celebrate the unspoiled beauty of the Caribbean, and the design was inspired by the cultural heritage and history of St. Croix and the Virgin Islands.  Amenities at Carambola Beach Resort & Spa include:
*1,000' of pristine beachfront
*Freshwater swimming pool
*Fitness facility
*Lighted tennis courts
*Restaurants with live entertainment
*Poolside bar & grill
*150 guest suites

The Buccaneer was founded in the 17th century and family-run for generations.  It is the Caribbean's and Virgin Islands' longest running resort. Both historic and modern, the resort blends old world charm with warm hospitality and the amenities expected by today's traveler. More than a hotel, The Buccaneer is a premier destination resort for golf, tennis, water sports, weddings, honeymoons and family vacations.

Other participating hotels include:
Chenay Bay Beach Resort 
Club St. Croix 
Colony Cove 
Company House Hotel 
Divi Carina Bay Resort 
Hibiscus Beach Resort 
Hotel Caravelle 
King Christian 
The Palms at Pelican Cove 
Sand Castle on the Beach 

Hope to see you soon!
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 28 Sep 2009 20:03:12 -0400]]></pubDate>
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   <title><![CDATA[Green Cay Condo on St Croix Now Available]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=126]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=126]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20090921165405492888000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Gorgeous condo with outstanding view of the Caribbean and Buck Island. Good breezes are prominent in this 3 bedroom fully furnished unit with split a/c in all bedrooms. Complex is on a powder white sand beach, with large pool, tennis courts, full automatic generator; RO water plant. Beautifully appointed, ready to move right into, the perfect island retreat. 3 beds/2.5 baths/2200 SF.  Asking $549,000.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=672' target='_blank'>Coldwell Banker Listing</a> page for more photos.
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Thu, 24 Sep 2009 23:56:36 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Tips to Sell your St Croix Home Fast and for Top Dollar]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=125]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=125]]></guid>
   <description><![CDATA[1.	Price it just below the current market.
2.	Create demand for your home, a bidding environment, so Buyers will compete for the purchase.
3.	Avoid the sale environment, where Buyers will offer below market value.
4.	Study the recent sales in the neighborhood ^ NOT what the list/offer price was, but the sale price (your Coldwell Banker realtor can provide this detailed analysis).
5.	Spend the time to visit homes for sale, go to Open Houses, talk to the owners and find out how many Buyers have visited their property and what comments they heard.
6.	Put your paperwork in order:  copies of your trust and deed, survey, inspection when you purchased, then complete the seller's disclosure  ^ having these available will save you time and effort when you go into escrow and need to meet deadlines.
7.	Know your Home Facts:  type of roof, warranty, termite inspections, warranty, square footage, size of lanai and garage, is the property wheelchair accessible, plus any details necessary to successfully answer Buyer questions. 
8.	Consider a pre-offer inspection so you can knowledgeably discuss what possible concerns Buyers may have.
9.	Prepare your home for sale ^ this is crucial! Presentation ^ or Staging, as it is called now, is key to making Buyers feel comfortable and ready to make an offer.
10.	You will be moving anyway, so now is the time to get rid of extra furniture, have the garage sale, and pack up enough stuff to make the home appear spacious, clean, and ready for a new owner.
11.	Look at your property through the eyes of a Buyer ^ be critical, then fix the negatives.
12.	What will they see?  Dirt?  A house that needs to be painted?  Clutter?  Yard tools?  Laundry?  Clean it up!
13.	What will they smell?  Pets?  Diapers?  Last night's dinner?  Mold? Stale tobacco?  Deodorize and sanitize!   (More Buyers are repelled by odors than feedback through the other senses.)
14.	What will they hear?  Dogs barking?  Loud music?  Kids fighting?  Turn it down!
15.	Remember:  the way you live in your home is not the way to sell your home!
16.	Depersonalize your property.  Buyers want to imagine themselves in the home, not you.
17.	Clear high-traffic areas of excess furniture.  This will maximize space and make it easier for Buyers to view your home.
18.	Highlight key features in each room, accessorize with color and light.
19.	Get lost during showings, that means you and your pets and children.  Let your Coldwell Banker Realtor show the home.
20.	Get rid of the emotional attachment you have to the property.  You won't be an effective negotiator if you can't set aside your emotions.
21.	Fix the little things, leaking faucets, loose toilets, squeaking hinges, burned out bulbs.  If you present too many deferred maintenance items, Buyers will wonder what else is wrong they don't see or hear.
22.	Make your house or condo livable.  Unless Buyers are looking for a "fixer" they don't want to spend the first month repairing and cleaning their "new" home.
23.	Be realistic.  If you don't have a million-dollar view and location, you home won't sell for a million dollars.
24.	Be ready to negotiate and compromise.  Give the buyers something they want, and they may give you a better price.
25.	Consider the offer as a whole, not just price ^ terms, time to close, financial strength of Buyers, inclusions like appliances ^ these all affect the net value to you in the sale of your property.
26.	Listen to your Coldwell Banker Realtor.  You hired her or him for their professional experience.  Use it.
]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Thu, 24 Sep 2009 00:22:15 -0400]]></pubDate>
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   <title><![CDATA[Virgin Islands Commemorative Quarter Due Soon]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=124]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=124]]></guid>
   <description><![CDATA[<img src="http://gotostcroix.com/blog/wp-content/uploads/2009/09/VIquarter2.jpg" width=160 align="left" vspace=4 hspace=4>The Virgin Islands commemorative quarter will be released Sept. 28.  Our official bird (the Banana Quit), flower (Yellow Cedar), and motto ("United in Pride and Hope") will be immortalized by the U.S. Mint as a part of the American Territories series.

And, The U.S. Virgin Islands will also be featured as a part of the America is Beautiful series, which will showcase the most beautiful sites in the United States, such as national parks and forests. 

The Salt River Bay on <b>St Croix</b> has been chosen to be featured on the coin, which will be released in 2020. This 1,1015 acre National Park was established in 1992 and contains some of the largest mangrove forests in the V.I., and prehistoric and colonial archaeological sites. 

Park officials will submit information for the U.S. Mint to create designs, and Governor DeJongh will help create the final design, which will then be approved by Treasury Secretary Geithner.

(resource:  <a href='http://www.gotostcroix.com/blog/2009/09/virgin-islands-official-quarter-coming-soon/' target='_blank'>GoToStCroix</a>)
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 21 Sep 2009 21:40:57 -0400]]></pubDate>
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   <title><![CDATA[InterIsland Jet Service to Start in Virgin Islands]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=123]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=123]]></guid>
   <description><![CDATA[As reported in the <a href='http://www.smn-news.com/st-maarten-st-martin-news/3043-regional-jet-express-brings-cheaper-faster-service-to-the-caribbean.html' target='_blank'>SMN Network</a>, <b>Regional Jet Express</b> has announced jet service starting October 18th, when the company will become the only jet operator in the Caribbean.

Regional Jet Express' Fairchild Dornier 328 jets will serve Dominica, Puerto Rico, Santo Domingo in the Dominican Republic, <b>St. Croix</b> and St. Thomas in the U.S. Virgin Islands, and Tortola in the British Virgin Islands. Regional Jet Express will add Cuba and Haiti to this list of island destinations in the future, using non-U.S. registered aircraft for these two countries.

The Fairchild Dornier 328 jet is the world's first 32-seat regional jet, and was adapted from Dornier's 328 turbo-propeller plane.  The fuel-efficient, wide body twin turbofan-powered Fairchild Dornier 328 jet features:

* A spacious cabin that offers two seats on one side and one on the other, and ample cabin height (headroom) of 6 feet, two inches

^ A whisper quiet ride unlike noisy turbo-propeller planes that fly in the Caribbean region

^ Cutting-edge technology that allows the 328 jet to climb fast (3,690 feet per minute) and land on short runways; its state-of-the-art cockpit has the same instrumentation as a Boeing 777

^ A seating capacity of 32 to 34

^ An upper altitudinal limit (flight ceiling) of 35,000 feet

^ A high-winged design that enables excellent views because the wings and engines are positioned above the windows

The Wyoming-based Regional Jet Express will have a satellite office in St. Croix, USVI. Contact the Regional Jet Express call centre at 1-767 440-7184 Monday through Thursday from 8:00a.m. to 8:00p.m., and Friday through Sunday from 7:00a.m. to 3:00 p.m for flight/reservations information. 

]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 21 Sep 2009 20:44:48 -0400]]></pubDate>
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   <title><![CDATA[View Home on Hermon Hill on St Croix Now Available]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=122]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=122]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20090827194322711468000000-o.jpg" width=160 align="left" vspace=4 hspace=4>One of the most majestic views in the Caribbean overlooking Christiansted & its picturesque harbor. An island treasure with cooling breezes & breathtaking vistas in a private setting. Attractively priced, steeped in Hollywood history & perfect for those who appreciate the glamour & grandeur of a home once lovingly owned by a renowned figure in the entertainment world, Maureen O'Hara.  5 bedrooms/4 baths.  Asking $850,000.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=663' target='_blank'>Coldwell Banker Listing</a> page for more photos and details.
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 18 Sep 2009 14:34:06 -0400]]></pubDate>
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  <item>
   <title><![CDATA[9 Steps to Buying a Home on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=121]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=121]]></guid>
   <description><![CDATA[The homebuying process can seem complicated, but if you take things step-by-step, you will soon be holding the keys to your own home.

Nine steps to buying a home
1.	Figure out how much you can afford 
2.	Know your rights 
3.	Shop for a loan 
4.	Learn about homebuying programs 
5.	Shop for a home 
6.	Make an offer 
7.	Get a home inspection 
8.	Shop for homeowners insurance 
9.	Sign papers

Step 1: Figure out how much you can afford
What you can afford depends on your income, credit rating, current monthly expenses, downpayment and the interest rate. Online calculators can help, but it is best to visit a lender to find out for sure.  A housing counselor or your Coldwell Banker agent can help you figure out how to manage and pay off your debt, and start saving for a downpayment.

Step 2: Know your rights
Check with your Coldwell Banker agent for the laws applicable to buying real estate.  Be informed about the total cost of your loan including the interest rate, points and other fees. Ask questions about charges and loan terms that you do not understand. 

Step 3: Shop for a loan
Save money by doing your homework. Talk to several lenders, compare costs and interest rates, negotiate to get a better deal. Consider getting pre-approved for a loan.

Step 4: Learn about homebuying programs
Ask your Coldwell Banker agent about special programs to help you into home ownership.

Step 5: Shop for a home
Know your needs and wants.  Check on extra fees, like homeowner association dues or assessments.

Step 6: Make an offer
Discuss the process with your Coldwell Banker real estate agent. If the seller counters your offer, you may need to negotiate until you both agree to the terms of the sale.

Step 7: Get a home inspection
Make your offer contingent on a home inspection. An inspection will tell you about the condition of the home, and can help you avoid buying a home that needs major repairs.

Step 8: Shop for homeowners insurance
Lenders require that you have homeowners insurance. Be sure to shop around.

Step 9: Sign papers
You're finally ready to go to "settlement" or "closing." Be sure to read everything before you sign, and ask questions of your Coldwell Banker Realtor or the real estate attorney if you don't understand.


]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 16 Sep 2009 11:24:46 -0400]]></pubDate>
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  <item>
   <title><![CDATA[St Croix Takes Aggressive Approach to Parks & Recreation Areas]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=120]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=120]]></guid>
   <description><![CDATA[Governor deJongh is pressing hard to keep his promise to our Territory's youth by aggressively pushing a schedule for the improvement of recreational areas throughout the Virgin Islands.

Housing, Parks and Recreation Commissioner St. Claire N. Williams and his agency have embarked on a mission to enhance and upgrade parks and recreational facilities throughout the Territory. Work is either ongoing or slated to begin on refurbishing the following recreational complexes:

Estate Campo Rico Playground 
D. Hamilton Jackson Park 
Estate Glynn Recreation Park 
Fort Frederik Park and Beach 
Castle Burke 
Emile Henerson Ballpark 
Alvin McBean Ballpark 
Bordeaux Playground 
Frenchtown Tot Lot 
Paul M. Peasron Garden 
Oswald Harris Court 
Frydenhoj Recreation Area 
Pine Peace Basketball Court 

"We must always continue to provide our young people with the facilities and every opportunity to explore and develop to their full potential, as both athletes and healthy citizens. I know we have many more good, and great, professional athletes growing up among us. We must encourage and support them," deJongh said. He voiced continued support for the rehabilitation and renovation projects ongoing at a number of other locations Territory-wide. To see a listing of the current and future projects, please visit the Governor's web site at <a href='http://www.GovernordeJongh.com ' target='_blank'>www.GovernordeJongh.com </a>

]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 14 Sep 2009 20:04:28 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Fantastic Flight Promotion to St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=119]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=119]]></guid>
   <description><![CDATA[If you're planning to visit St. Croix this fall, book your trip between now and October 1 and you'll qualify for a $150 airfare credit. Bring along your significant other, and he or she also will qualify for a $150 airfare credit.

The airfare credits are a component of the St. Croix Fantastic Flight promotion now being offered through the V.I. Department of Tourism in partnership with American Airlines and Delta Airlines. In addition to airfare
credits, the promotion also offers visitors who book at least a three-night stay a fourth night free at participating hotels.

To qualify for the promotion, travel must be completed between now and November 15 and booked through AA Vacations, Delta Vacations, CheapCaribbean.com, Expedia, GoGo Worldwide Vacations, or Travelocity.

<b>Participating Hotels</b>
The Buccaneer 
Carambola Beach Resort & Spa 
Chenay Bay Beach Resort 
Club St. Croix 
Colony Cove 
Company House Hotel 
Divi Carina Bay Resort 
Hibiscus Beach Resort 
Hotel Caravelle
King Christian 
The Palms at Pelican Cove 
Sand Castle on the Beach  

<b>Booking Details</b>
Booking Window- September 1- October 5, 2009 
Travel Window- September 1- November 15, 2009 
4-night minimum booking required

Visit <a href='http://www.usvitourism.vi/package_and_promotions' target='_blank'>USVI Tourism </a>to read the promotion information.


]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 11 Sep 2009 23:38:53 -0400]]></pubDate>
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   <title><![CDATA[Message from Jim Gillespie, Pres & CEO, Coldwell Banker]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=118]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=118]]></guid>
   <description><![CDATA[As the summer of 2009 comes to a close, Im proud to say <b>Coldwell Banker Real Estate</b> has had an amazingly successful year-to-date, filled with awards and accolades from the likes of J.D. Power and Associates and the <i>Wall Street Journal</i>. With the Fall season approaching, I thought this would be an excellent opportunity to take stock of what weve been able to accomplish so far this year. 

While other real estate companies have retreated during the recession, <b>Coldwell Banker</b> has continued to deliver game-changing moves that put the brand out front, attract consumers for the long run and, in turn, change the way business is done both in the U.S. and internationally. 

<b>Coldwell Banker</b> initially broke new ground this year in March with its use of <i>Microsoft Surface</i> as a new way of engaging homebuyers.  Microsoft Surface turns an ordinary tabletop into a vibrant, interactive touch screen that stops consumers in their tracks when they see it. 

Through the touch of a hand, consumers can expand or contract the search area and locate listings, Coldwell Banker offices, and area amenities. Coldwell Banker affiliates are planning to utilize Microsoft Surface in malls, airports, hotel kiosks, high traffic offices, etc. to augment their local marketing efforts.

After our debut of Microsoft Surface, Coldwell Banker really began to stake a claim as the most innovative real estate company in the world today with the launch of <i>On Location</i>, the Coldwell Banker YouTube channel, in early May.

Previously an untapped real estate resource, YouTube and its parent company Google eagerly collaborated with Coldwell Banker to debut On Location. Utilizing the ultra-local insight Coldwell Banker affiliated sales professionals offer, consumers can now fully engage in real estate search and discovery, and drill deeper into the home buying and selling process. 

On Location takes Coldwell Banker agent profiles out of words and static images and into the vibrancy of video. Our sales associates now go to market with a differentiator that allows their personality and professionalism to shine through and instantly connect with consumers.  Likewise, properties can gain a greater first impression than a series of photos can ever provide.  To date, more than 300,000 have viewed the video content and agents have already posted more than 3,000 videos, to make On Location one of the most robust channels on YouTube. 

Coldwell Banker On Location complements the brand's flagship Web site (<a href='http://www.coldwellbanker.com' target='_blank'>www.coldwellbanker.com</a>) and extends the company's robust social media platform, which includes <i>Facebook</i> pages for the brand and its two founders, Colbert Coldwell and Arthur Banker, a <i>Twitter</i> feed, and profiles on <i>Flickr</i> and <i>FriendFeed</i>. And the excitement of our recent <i>Iphone application</i> announcement underscores even more how Coldwell Banker continues to raise the bar with interactive real estate technology. 

We are on TV, on the Web, on mobile phones.  Our "get listings anytime, anywhere" mantra is working. 

We flexed our muscles during Coldwell Banker Legislative Week in late spring. Just days after so many Coldwell Banker broker/owners and managers met with U.S. Congressional leaders, I ventured to Capitol Hill and met with key members of the House and Senate, as well as the media, to have a dialogue on the critical issues still facing the real estate industry.

The leadership role we have in the industry is because of our agents, the heart and soul of the <b>Coldwell Banker </b>organization. 

This summer, a respected third party has also recognized how good you are.  Coldwell Banker was named the winner of the 2009 <i>JD Power Seller Satisfaction Award</i> in August, validating the fact that we have the best and most dedicated sales force in real estate.  And a recent <i>Wall Street Journal</i> survey of its subscribers found Coldwell Banker would be the most considered brand for future transactions.  Clearly, our sales efforts are being recognized by consumers.

I couldn't be prouder of this outstanding brand. Wherever the consumer has come across Coldwell Banker over the past year, they have seen us redefine how the brand, the industry, and the entire real estate process is viewed. 

As we finish up 2009 with - hopefully - a renewed real estate vibrancy, I'm confident we will look back on this year as the time when Coldwell Banker took technology by the horns and created a new era in real estate innovation. 

Visit any of our Coldwell Banker Island Affiliates in the Caribbean to discuss our products, innovation, and commitment to customer service.
]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 09 Sep 2009 14:15:34 -0400]]></pubDate>
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   <title><![CDATA[St Croix Gov deJongh Committed to Housing Developments]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=117]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=117]]></guid>
   <description><![CDATA[<img src="http://www.governordejongh.com/assets/images/administration/Governor-Thumb.png" width=160 align="left" vspace=4 hspace=4>The deJongh-Francis Administration in the Virgin Islands is continuing in its efforts to create and improve housing opportunities throughout the Territory for our residents. 

In January, <b>Governor deJongh</b> presided over a ceremony transferring parcels of real estate in Estate Bordeaux from the federal government back to the VIHA.  In addition, the VIHA has commenced the refurbishment of vacant apartments in various housing communities.  The properties will be used as a site for future homeownership initiatives.

The Administration also successfully the merged the housing component of the Department of Housing, Parks and Recreation into the Virgin Islands Housing Finance Authority (VIHFA) to centralize all efforts in the affordable housing area. VIHFA is renovating 40 of the units transferred, and constructing 88 new units financed through the use of Low-Income Tax Credits.

Other housing areas of focus include:

Support of the Calabash Boom Residential Project on St. John which is nearing completion 
A Request for Proposal is already issued to build fifty (50) new homes on St. Thomas 
A Request for Proposals already issued to build fifty (50) new homes in <b>St. Croix </b>
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 07 Sep 2009 19:14:36 -0400]]></pubDate>
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   <title><![CDATA[Bamboo Island Homes on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=116]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=116]]></guid>
   <description><![CDATA[<img src="http://lh3.ggpht.com/_dUz51lj86Ko/SqGfJ9qieII/AAAAAAAAAow/kiJGCwktWmQ/Bamboo%20Wood%20home%20VI.jpg" width=160 align="left" vspace=4 hspace=4><b>Green Living in St Croix</b>

<b>Bamboo homes</b> have made their way to St Croix.  The Caribbean distributor, <a href='http://www.bambooislandhome.com' target='_blank'>Bamboo Island Homes</a>, has been to Hawaii and thoroughly researched this very exciting system, which has been an option for other markets for hundreds of years.

The literature about bamboo says that it is as strong as steel and because it is a grass, more fire resistant than wood.  The homes are treated to be termite, mold and fungus resistant.  They are also built to Miami-Dade County code for hurricane and wind forces.

Partnering with Bamboo Living, the manufacturer of these prefabricated structures, Bamboo Island Homes, offers a variety of different designs including the West Indian. Of course they can be customized to suit the need of every individual and developer from a single-family dwelling to yoga retreats and spa resorts.  Starting as low as $60 per square foot for the system price, there is a style to fit every taste and budget.  

You can view the  models to get an idea of your design choices and their costs at Discovery Grove.  There are 4 different package lines to choose from, including custom building.  There will be a spec house/vacation rental constructed in Salt River late winter/spring.  Currently, there are 4 structures on display in Discovery Grove.

With construction possibly complete in about six months, it is a real alternative to traditional building, aesthetically pleasing, and in keeping with the natural tropical beauty of our island while being environmentally friendly and responsible.

]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 04 Sep 2009 19:53:14 -0400]]></pubDate>
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   <title><![CDATA[Tips for Preparing Your St Croix Home for an Open House]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=115]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=115]]></guid>
   <description><![CDATA[Every seller wants his or her home to sell quickly and bring top dollar. While there are some factors you can't control, like neighborhood popularity and market fluctuations, you can help your house put on its best face for showings and open houses. If you want to sell your home, here are some tips to prepare your house and turn it into an irresistible home. 

Before any physical preparations, you first need to prepare yourself emotionally. Begin to dissociate yourself, and decide to let go of your attachments to the home. From now on, this is a house you really want to sell, not your own beloved home.

It's important that potential buyers can imagine calling your house "home," too. Make it easier for them by de-personalizing the space. Remove personal photos and family heirlooms. Buyers should be allowed to connect with the space, and to imagine displaying their own photos and artifacts. You want buyers to think, "I could see myself living here."

It's no surprise that you'll want a tidy house for a showing, but what about those hidden areas of the home? Buyers need to look everywhere; they will open cupboards and peer into closets. So, make sure storage areas are organized, and that clothes hang neatly in the closets. Stack dishes and re-arrange kitchen drawers. Tidy other stored items, like books, games or CD's. Bathrooms and kitchens should be especially clean, with counters clear of miscellaneous personal items and knick-knacks. Don't forget the outside of the home. Give your house curb appeal by trimming the lawn, sweeping the front walk, and artfully arranging outdoor furniture. 

Now is the time to take care of those bothersome little repairs you've been putting off for years. Buyers will notice the flaws that you've grown accustomed to. From replacing light bulbs, to cleaning scuff marks off walls, to replacing missing tiles in the bathroom, or fixing the broken screen door, take care to repair all the minor problems with the house before the open house. 

While you may know which aspects of your home you love, having a fresh set of eyes to scrutinize its best features is a smart idea. If you want to sell your home, take the time to walk through it methodically with your Coldwell Banker real estate agent. Together you can point out which features of the home should be accentuated - and which elements should be downplayed. Does your home have a wonderful view? Draw attention to it by sprucing up window treatments and arranging furniture to draw the eye toward the windows.  Is the kitchen small and cramped? Make the most of it by lighting the space well, clearing counters of debris and displaying a vase of fresh flowers.

If you want to take window coverings, built-in appliances or fixtures with you when you sell your home, remove them now. If the chandelier in the dining room once belonged to your great grandmother, take it down. If a buyer never sees it, he won't want it. Once you tell a buyer he can't have an item, he will covet it, and it could blow your deal. Pack those items and replace them, if necessary. 

Finally, when it comes time for the open house, try to avoid being home. Not only does it make buyers uncomfortable, but it can interfere with your Coldwell Banker real estate agent's sales process. Whether you head to the office or just out for a walk with the dog, you can rest assured that in your absence, your house will look enticing to its new owners!

Contact our Coldwell Banker office for more tips on getting ready to sell your property.
]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 02 Sep 2009 11:33:23 -0400]]></pubDate>
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   <title><![CDATA[Farewell to one of St Croix's Favorite Visitors, Sen. Ted Kennedy]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=114]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=114]]></guid>
   <description><![CDATA[There is no better way to say goodbye to Ted Kennedy than to quote the official statement of Governor and Mrs. deJongh:

"Cecile and I were saddened to learn of the death of Senator Ted Kennedy, an American icon and a political giant in the history of our United States Congress.

"Senator Kennedy was a tireless leader in the United States Senate who for the past five decades led a relentless effort to advance civil rights, health care reform and increased economic opportunity and social justice for all American people.

"Senator Kennedy was also a good friend to the U.S. Virgin Islands. Both Cecile and I had the good fortune to meet Senator Kennedy when we attend the John F.Kennedy "Profiles in Courage" dinner in Boston, MA during May, 2008. During our meeting, Senator Kennedy spent most of the time together talking about St. Croix and his love for the Islands and the people. He also shared with us stories of sailing to Buck Island as well as his favorite places in the Territory. Senator Kennedy went so far as to draw a map of St. Croix on the back of the speech he was to deliver that evening while he pointed out all the places he remembered. It was very clear that he had great fondness for the beauty of the Virgin Islands. 

"The United States of America has lost a great leader whose legacy will be remembered as one of the most dedicated political leaders of our time as well as one of the greatest U.S. Senators in our nation's history.

"Just as significantly, the Kennedy family has lost a pillar of strength and the patriarch who helped to lead their family for a generation. The people of the Virgin Islands join me, and Cecile, in extending heartfelt condolences to the Kennedy family."

(source: Gov. John P. DeJongh, Jr.)

]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 31 Aug 2009 19:53:44 -0400]]></pubDate>
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   <title><![CDATA[Buck Island View Home on St Croix Available]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=113]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=113]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20090824205722782562000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Privately located with pretty colorful landscaping, this one has it all! 3,300 square feet of furnished indoor/outdoor living space includes 3 BRs, 3BAs & an apt, you'll enjoy the spacious open layout of this home whether on vacation or living in da'islands full time.  Listed at $575,000.  Location on Hope and Carton Hill EB.

YouTube video link:  <a href='http://www.youtube.com/watch?v=YRp33feguP8' target='_blank'>http://www.youtube.com/watch?v=YRp33feguP8</a>

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=657' target='_blank'>Coldwell Banker Listing</a> page for more photos and details.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 28 Aug 2009 23:36:12 -0400]]></pubDate>
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   <title><![CDATA[US VI Sustainable Farm Workshops Scheduled]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=112]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=112]]></guid>
   <description><![CDATA[<img src="http://www.stcroixlime.com/wp-content/uploads/2009/08/VISFI-circle-logo-clear2.jpg" width=160 align="left" vspace=4 hspace=4>Support sustainable agriculture in the Virgin Islands, and shop at the farmer's market. Place your order by Tuesday, 4 PM. View the products at <a href='http://www.vi.locallygrown.net/market' target='_blank'>VILocallyGrown</a>.

The <a href='http://www.stcroixlime.com/2009/08/virgin-islands-sustainable-farm-institute/' target='_blank'>St Croix Lime</a> mentions "60 tastes of St. Croix, like the mango and carambola jams from Love Shack Farm and Creque Dam Farm's organic fruits and asian greens mixes. The featured crop this week is Chaya -the Yucatan's wonder green. Known as the spinach tree, its delicious perennial leaf (which must be boiled to neutralize toxins) delivers a powerful punch of protein, antioxidants, calcium, and iron. The best part is that this tree is easy to grow, and it holds soil in place for years, making it a highly sustainable and healthy item to make part of your weekly diet. Find it in the market year-round."

Fall Weekend Workshops will provide training for local farmers, home gardeners, and craft makers.  Here are some which are scheduled - visit the Lime for more and to register.

Aug. 29 - VISFI Open House, 10-2
Sept. 5 - Slow Cooking: Tempeh Making, 9-1
Sept. 12-13 - Seasonal Vitality Weekend
Sept. 19 - Introduction to Permaculture, 9-1
Oct. 3 - Fruit Trees, 9-1
Oct. 10 - Home Garden Pest Management, 9-1
Oct. 17 - Bamboo Propagation, 9-1
Oct. 24 - Primitive Survival Skills, 9-1
Oct. 31 - Natural Costume Making, 1-4

Support Sustainable Agriculture on our islands.  Visit <a href='http://www.visfi.org' target='_blank'>VISFI</a> for more information.




]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 26 Aug 2009 19:22:10 -0400]]></pubDate>
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   <title><![CDATA[Coldwell Banker St Croix Leads Again with Technology You Want]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=111]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=111]]></guid>
   <description><![CDATA[As reported by <a href='http://rismedia.com/2009-08-24/coldwell-banker-real-estate-launches-international-home-search-application-for-iphone-and-android-devices/' target='_blank'>RISMedia</a>, <b>Coldwell Banker Real Estate LLC</b> announced the launch of the first-ever international home search application for iPhoneTM and AndroidTM-powered devices. The Coldwell Banker Real Estate mobile application enables users to easily search for property listings and recent home sales in 28 countries in North America, Europe, Central America, <b>Caribbean</b>, Australia and South America. 

The results of these searches as well as the search itself can be saved in a personalized 'My Coldwell Banker' account newly created from the user's smartphone or added to an existing account with <a href='http://www.coldwellbanker.com' target='_blank'>coldwellbanker.com</a> by logging into the site directly from the handheld device. Unique to the Coldwell Banker application, searches that are saved to an app-created 'My Coldwell Banker' account will automatically generate notifications of new properties and open houses, alerting the user to updated results right on the device's homepage.

"While the desktop computer remains a proven screen, Coldwell Banker recognizes that today's technologically-savvy consumers are also using smartphones to access information on-the-go," said Michael Fischer, senior vice president of marketing for Coldwell Banker Real Estate LLC. "We are committed to improving the consumer experience and will continue to introduce innovative technology such as this mobile application to provide our customers with up-to-date home data the moment they want it and to wherever they may be."

Contact any of our Coldwell Banker affiliate offices in the Caribbean for your real estate needs.]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 26 Aug 2009 15:09:09 -0400]]></pubDate>
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   <title><![CDATA[Buy Land on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=110]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=110]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20090818151529657247000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Our Coldwell Banker office features several land listings throughout St Croix at unbelievable prices.  Where else in the Caribbean can you buy a view homesite for under $100,000?  Under $50,000?  Close to roads and utilities?

Here is an example.  88 South Grapetree, almost an acre (0.96 ac) for only $69,900.  It's a hillside lot located on a paved road in the popular East End. Enjoy very pretty water views looking east into the breezes over Grapetree Beach, as you sit on your gallery (patio).  If you don't think you would build yourself a retirement home, or vacation home, in the Caribbean (and St Croix has the best prices), then think of an investment.  Land will never be cheaper here, and it's a buyer's market.  Many sellers will consider terms or financing.

<img src="http://coldwellbankervi.com/images/listing_photos/20090818151530155573000000-o.jpg" width=160 align="left" vspace=4 hspace=4>

Can't you see yourself at home with this view?  Contact our Coldwell Banker St Croix agents to discuss the many land parcels available now on our island. (Hint - most have ocean views!)]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 21 Aug 2009 12:25:17 -0400]]></pubDate>
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   <title><![CDATA[Coldwell Banker Gender Survey]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=109]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=109]]></guid>
   <description><![CDATA[Coldwell Banker Real Estate LLC recently surveyed 1,000 individuals to discover how much men and women differ in the home-buying process.  Using a third-party research firm, International Communications Research (ICR), they used questions such as "How long did it take for you to know that the last home you purchased was right for you?" and "If you found the home of your dreams but had concerns about its security, would you still be interested?" 

"The results were surprising," said Diann Patton, the Coldwell Banker consumer real estate expert. "Not only did we uncover some of the inherent differences between men and women, but we also pinpointed a number of ways that the two genders are actually the same. For example, both men and women are increasingly concerned with having a space to work in their homes- something we would not have seen 40 years ago." Patton continued, "We also found that feeling insecure about a home's safety is a deal-breaker for most people, regardless of gender."

As reported by <a href='http://rismedia.com/2009-08-17/gender-differences-abound-in-the-home-buying-process/' target='_blank'>RISMedia</a>, 

"Below are some key highlights from the Coldwell Banker Real Estate study: 

<i>Women may be inclined to make up their mind more quickly than men.</i>
-When asked how long it took before they knew their home was "right" for them, almost 70% of women had made up their mind the day they walked into the house, vs. 62% of men. Conversely, significantly more men needed two or more visits: (32% of men vs. 23% of women).

<b>Women would rather live closer to their extended family than to their job.</b>-55 percent of women find it more important to be closer to their extended family (those that do not live in their household) than to their job, compared to only 37% of men.

<b>A home's security is a deal-breaker for both men and women.</b> 
-64 percent of women said that if they found the home of their dreams but had concerns about its security, they would no longer be interested. More than half of men agreed (51%).

<b>Couples say that no one "wears the pants in the relationship" in terms of major financial decisions.</b>-When asked who wears the pants in the relationship (when it comes to major financial decisions, such as purchasing a home), almost 70% of respondents living with their significant other said it's actually mutual.
-However, 23% think that they, themselves, wear the pants in the relationship, not their partner. More men than women said this (26% vs. 20%, respectively).

<b>Men and women agree on how they would use a spare room, for the most part.</b>
When the respondents were asked how they would use an extra 12 x 12 room if it could be anything they wanted, men and women agreed on the top three most popular, and very practical, responses:

-Bedroom: 25%
-Office/Study: 15%
-Family Room / Den: 11%

<b>However, men really do want a "Man Cave."</b>-Interestingly, out of the 8% who indicated they would turn that spare room into an entertainment center, it was a preponderance of men leading the charge. In fact, four times as many men as women said they would use the extra space for recreation / entertainment."

According to Patton, "These results further validate how critical it is for couples to recognize each other's differences and work together, from picking a neighborhood to how to use a spare room," she said. "Online tools and the expertise of a real estate professional can be particularly helpful for couples, especially if they work together step-by-step along the way."

Contact your local Coldwell Banker agent or office for expert real estate information.

]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 19 Aug 2009 11:54:42 -0400]]></pubDate>
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   <title><![CDATA[Affordable Condo in St Croix Just Listed]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=108]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=108]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20090814183629076033000000-o.jpg" width=160 align="left" vspace=4 hspace=4>In Good Hope Townhouses, Whim Unit A5, Bldg 5, Whim, West End, is now available a well maintained unit with a lovely large bathroom downstairs (recently added), and located near the pool with nice back yard and great breezes.  This is 2 bedroom/2bath, 800 SF, and includes furnishings.  Listed at $80,000.

For details and a preview, visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=653' target='_blank'>Coldwell Banker Listing</a> page.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 17 Aug 2009 20:31:19 -0400]]></pubDate>
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   <title><![CDATA[US VI Commits to Alternative Energy Plant]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=106]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=106]]></guid>
   <description><![CDATA[Announced this week, Governor John P. deJongh, Jr. said that the Virgin Islands Water and Power Authority (WAPA) has just signed two 20-year Power Purchase Agreements and the Virgin Islands Waste Management Authority (WMA) has just signed two 20-year Solid Waste Management Services Agreements with affiliates of Denver-based Alpine Energy Group LLC (Alpine) to build, own and operate two alternative energy facilities to serve the residents of St. Thomas/St. John's and St. Croix.

"These plants will begin moving WAPA away from complete dependency on fossil fuel for electric power generation and water production and it will be the first time in Virgin Islands history that fossil fuel has not been used to generate electricity and potable water. It is also the first time that the government has developed a viable solution to the landfill and solid waste issues in the Virgin Islands," deJongh said.

Each facility will divert essentially all of the municipal solid waste from landfills and provide 33 MW of electric power to St. Thomas/St. John and 16 MW of electric power to St. Croix.  Construction is expected to commence in May 2010 with an anticipated completion date during the fourth quarter of 2012.  In St. Croix, the Alpine facility will be built in the Anguilla area near the Krause Lagoon, southwest of the Hovensa refinery.

deJongh hopes his nation's decision will spur other Caribbean countries toward alternative energy.  "Using this combination to address solid waste management and energy needs is a step we hope will further inspire the other Caribbean nations which have experienced similar challenges to consider alternative and renewable energy fuel sources to make energy more affordable for their utility customers." 


Read about the principals in their press release at <a href='http://news.prnewswire.com/DisplayReleaseContent.aspx?ACCT=104&STORY=/www/story/08-11-2009/0005075520&EDATE=' target='_blank'>PRNewsWire</a>.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Sat, 15 Aug 2009 20:34:57 -0400]]></pubDate>
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   <title><![CDATA[7 Steps to Prepare for the Closing of your St Croix real estate purchase]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=105]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=105]]></guid>
   <description><![CDATA[After making the decision to purchase a home, many buyers are surprised by the amount of work required for a successful closing. To ensure that you are prepared to close on the home, you should develop a checklist of necessary steps with your Coldwell Banker real estate agent. As you prepare to complete the sale and move into your new home, consider the tips offered here concerning the most important tasks facing homebuyers.  

1.  After you have filed your loan application and placed a deposit on the home, your mortgage lender will provide you with an estimate of closing costs. As the amount provided by the mortgage lender is merely an estimate and can change prior to closing, you are allowed to inspect all the loan documents the day before closing. Once you have confirmed the amount, including the remainder of the down payment, you will need to obtain a certified or cashier's check. In most cases, personal checks are not acceptable for payment of closing costs, so work with your Coldwell Banker agent if you have concerns about the proper methods of payment.

2.  Most real estate professionals recommend performing a final walk-through inspection of the home before finalizing the sale. In most cases, the contract between both parties will include a clause allowing the buyer to inspect the property within the 24 hours prior to closing. At this time, the buyer should make sure the home is vacated, all appliances that the seller agreed to leave in the home are intact, and any repairs included in the terms of the sale have been completed. If needed, you can also request that the seller perform a walkthrough with you to explain all of the home's details.

3.  For the most part, this final walkthrough is the buyer's last opportunity to ensure the terms of the contract are met. If any problems are uncovered during the inspection, you can work with your agent to obtain funds from the seller for repairs or postpone the closing until all repairs are made.  

4.  Another requirement of the closing process is the purchase of homeowner's insurance. Required by nearly all mortgage lenders, this insurance protects both homeowner and lender against loss in case of damage to the home. Most homeowner's insurance policies will include personal liability for the buyer ^ protecting the homeowner in the event of accident or injury on the property ^ and a combination of coverage against theft, fire, flood and region-specific weather concerns. By working with your Coldwell Banker real estate agent and mortgage lender, you should be able to find an acceptable policy that meets the requirements of the loan. At the time of closing, you will need to provide proof of insurance to the mortgage lender before finalizing the sale. 

5.  In some cases, title insurance may also be required by your mortgage lender. This simple policy protects both the buyer and lender in the event that problems with the title are uncovered after the sale is finalized. If required, both the lender and homeowner need individual title insurance policies, yet these are usually combined into a joint policy to be financed by the buyer.

6.  Prior to the closing date, the buyer should also transfer all utility accounts from the seller. Besides being a required part of many closing proceedings, this small step will ensure that your new home is ready for move-in after the sale is completed. 

7.  On closing day, you can expect to sit down with the seller, your Coldwell Banker agent, your lender and the real estate legal representative to finalize the sale. If you have completed the steps outlined here and arrive with proper documentation, you can expect a smooth closing. In fact, if you follow your checklist prior to closing day, you can begin focusing on life in your new home as soon as you like.
]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 12 Aug 2009 21:39:22 -0400]]></pubDate>
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   <title><![CDATA[Condo on the Caribbean in St Croix Now Available]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=104]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=104]]></guid>
   <description><![CDATA[This is a beautiful condo, right in front of the Caribbean Sea on Coakley Bay, that can be finished to the buyer's taste. 2,378 square feet, central a/c, solid steel frame & poured concrete construction, high ceilings, granite, marble & stone flooring, stainless appliances, roll down shutters, large covered gallery, standby power, pool, gated entry. 3 bedrooms,2 baths and an additional 960sq.ft. day room!  Asking $1,650,000.

For details, visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=648' target='_blank'>Coldwell Banker listing</a> page.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 10 Aug 2009 19:56:37 -0400]]></pubDate>
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   <title><![CDATA[St Croix Featured in USA Today]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=102]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=102]]></guid>
   <description><![CDATA[Larry Olmsted, for USA Today, gave ST Croix some great press, calling it "one of the easiest entries into the Caribbean.  The island group has all the things people love about the region - warm, sunny weather, clear turquoise waters and sandy beaches - along with the things they love about home: the English language, U.S. laws and political stability."

Broker Amy Land-de Wilde explained why the USVI is so attractive.  "The No. 1 reason is the security, "It pops to the top of the list every time. You feel like you are away from home, but with all the things you are used to. There is also the ease of getting here."

In addition, the Virgin Islands' land and sea enjoy federal protection:  each of the 3 islands offers a national park.  On St Croix, it is Buck Island Reef National Monument, the only underwater national park in the country, with some of the best scuba diving in the Caribbean, an area renowned for its clear calm water.

The USA article was focused on 2nd home buyers, but certainly buyers for a primary home will find the same beauty and reasonable (for the Caribbean) prices.  Land-de Wilde said, "Waterfront property is less expensive than in other Caribbean destinations, especially now, as larger inventory makes real estate is more negotiable."  On St. Croix, the least-expensive island, typical condo prices begin around $150,000, she contnued, and $500,000 for single-family houses. Unlike much of the Caribbean, the U.S. Virgin Islands have few large planned developments, though several are in the works.

<img src="http://i.usatoday.net/travel/_photos/2009/08/07/house1.jpg" width=160 align="left" vspace=4 hspace=4>This property is listed at $550,000, has 3 bedrooms/3 baths, 2400 SF, and is on a waterfront lot.  St. Croix is the largest island, which makes it the most affordable. There's "lots of open space, with lush rain forest at one end and desert at the other," says Broker Amy Land-de Wilde.

Thank you, USA Today, for the kind words!  Contact our Coldwell Banker agents for information on buying opportunities on St. Croix.



]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 07 Aug 2009 20:54:24 -0400]]></pubDate>
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   <title><![CDATA[Coldwell Banker Best in Seller Service]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=100]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=100]]></guid>
   <description><![CDATA[Coldwell Banker scored highest on the customer-service rankings among home sellers in the annual <a href='http://news.prnewswire.com/DisplayReleaseContent.aspx?ACCT=104&STORY=/www/story/07-30-2009/0005069007&EDATE=.' target='_blank'>J.D Power and Associates 2009 Home Buyer/Seller study</a>.

The study measured customer satisfaction with the largest national real estate companies. The most significant factor was the buyer/seller experience with the practitioner (47%). Other factors included overall experience with the office (28%) and satisfaction with special services offered, like referrals to inspectors and lawyers (25%). Home sellers also rated marketing.

Among the related findings:

*  Home sellers report that, on average, 3.2 open houses were conducted for their property in 2009, compared with 4.5 in 2008. 
*  Approximately 64 percent of home sellers used a Web site listing to market their home in 2009, up from 61 percent in 2008.

For both buyers and sellers, the agent was still the most important driver of overall satisfaction. However, the importance of agents declined substantially from 2008, while the importance of additional services increased considerably -- by 12 percentage points among buyers and 8 percentage points among sellers. In addition, actual usage of many of these services decreased from 2008.

Coldwell Banker Island Affiliates will meet and exceed your expections of real estate service.  Stop by and see what we do so well.]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 05 Aug 2009 17:16:38 -0400]]></pubDate>
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  <item>
   <title><![CDATA[US VI Folklife Festival on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=99]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=99]]></guid>
   <description><![CDATA[<img src="http://visitusvi.com/sites/all/themes/usvi/images/spotlightPackagesPromo.jpg" width=160 align="left" vspace=4 hspace=4>Held at the Agriculture Fairground on St Croix in August, this annual event is a chance for all the community to come together for a weekend of activities and celebrations. The festival brings the island's history and culture alive with events including live music, dancing, traditional storytelling and handicraft demonstrations.  Admission is free.

Getting there:
Road: Taxis are the most common means of transport, particularly for tourists

Contact Information: 

US Virgin Islands Tourist Office
Christiansted
St Croix
Virgin Islands, U.S.
Website: <a href='http://www.usvitourism.vi' target='_blank'>www.usvitourism.vi</a>]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 03 Aug 2009 16:43:32 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Oceanfront Homesite in LaVallee of St Croix Available]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=98]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=98]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20090721230330948099000000-o.jpg" width=160 align="left" vspace=4 hspace=4>Picturesque sandy beach plot minutes from Cane Bay Beach. Enjoy diving the world-famous wall, dining and limin' in various popular restaurants and hot-spots, horseback riding along the shore and good old-fashioned fun in the sun and surf! 1.13 acres, asking $269,000.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=644' target='_blank'>Coldwell Banker Listing</a> page for more information.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 31 Jul 2009 15:00:27 -0400]]></pubDate>
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   <title><![CDATA[Planning to Buy on St Croix? Ask the Seller These Questions]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=97]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=97]]></guid>
   <description><![CDATA[The process leading up to making an offer on a home can be a daunting. After you've found the right property, you will still need to assess various factors that can impact both the details of your offer and the seller's willingness to work with you. After you have been prequalified for a loan, and are ready to make an offer on a home, start by getting some information about the seller and their motivation. Ask these directly when you tour the home, or make sure your Coldwell Banker agent gets you the answers.  Here are some probing questions:

1.  Why are you selling?

In some sense, what you are really asking is, "How motivated are you to sell your home?" Assessing the type of answer you receive to this question will help you and your Realtor structure a potential offer. For instance, if the homeowner has already purchased another property or the family is trying to relocate, you might be dealing with a flexible seller. 

2.  How much did you pay for your home?  

If you don't want to ask this directly, have your Coldwell Banker agent find out through the tax records.  This might seem like privileged information, such statistics are actually public record. Generally speaking, the seller who purchased their home for a low price and built up equity in the property over several years may be more flexible when approached with offers. On the other hand, homeowners who haven't seen such an increase in their home's value might be more reluctant to lower their asking price.

After gaining an understanding of how the seller might treat a potential offer, you may want to ask questions about the upkeep of the home and the amenities of the surrounding neighborhood. 

3.  What types of repairs have been done recently?

If you have specific concerns, like pest treatment or a new roof, be sure and convey these to your Realtor. Homeowners will always be happy to tell you about upgrades that have been made to the home, but you may want to pay attention to what isn't mentioned. It is important to ask because you will be able to tell if a kitchen or bathroom was remodeled after viewing the home or consulting the disclosure document, but you might miss some smaller issues that could impact the details of your offer. 

To further protect yourself against surprise renovation costs in a new home, you may want to verify the age and working condition of all major appliances. If possible, check the service records of important appliances (furnaces, water heaters, etc.) as these often serve as markers of a home's overall upkeep. You can also try securing a monthly estimate of utility costs; these statistics will not only help you estimate future costs but could potentially highlight unhealthy energy consumption within the home's infrastructure. 

4.  What can you tell me about the neighborhood?

Allow the seller to tell you the good and the bad. By asking the seller for their overall impressions of the neighborhood, you will probably learn things about the area that a more specific question might not have yielded. Follow up the seller's initial response with questions that are important to you and your family. Based on your needs, you could ask questions like the following: Is there any new construction planned in the neighborhood? What are your thoughts about the nearest schools? Are any businesses or schools scheduled to close? How would you describe the neighbors? 

The research you conduct with your Coldwell Banker agent prior to making an offer is one of the best ways to ensure that your family finds the right home for the right price. As you approach the offer stage, remember that you are not alone and can work closely with your Coldwell Banker Realtor to learn as much as possible about the property and the details of the buying process. Don't be afraid to ask for help if you have questions or concerns about a potential offer. Though the process of making an offer on a property may seem stressful, your diligence will pay off when you finally find a house to call home.
]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 29 Jul 2009 19:01:53 -0400]]></pubDate>
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   <title><![CDATA[Buck Island, St Croix, One of Top 10 Snorkel Spots]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=96]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=96]]></guid>
   <description><![CDATA[<img src="http://localism.com/image_store/uploads/6/7/2/4/4/ar121615559644276.jpg"width=160 align="left" vspace=4 hspace=4><i>Coastal Living</i> magazine lists 10 great places in the U.S., Caribbean and Central America where you can try the fun, in their <a href='http://www.coastalliving.com/travel/top-10-spots-to-snorkel-00400000047380/page2.html' target='_blank'>July-August issue</a>.  

First on the list if Dean's Blue Hole, Long Island, Bahamas, and 2nd is Buck Island, our National Park, here in St Croix.

Also included are Crystal River in Florida; Rockhouse resort of Negril, Jamaica; Pigeon Cay, Honduras; Stingray City, Grand Cayman, which the magazine says "may be the most popular snorkel site in the world," Hol Chan Marine Reserve in Belize; Bimini Islands, the Bahamas; Lover's Cove, Catalina Island, Calif.; and Papalaua Wayside Park, Maui, Hawaii.

If you are a beginner, be sure and visit a dive shop for gear, get a neoprene mask strap (it adjusts more easily than silicone), use defogging spray on the mask, snorkel with a buddy, rinse your gear when you get out of the water, and consider taking a lesson.  Tanya Burnett-Palmer of Coastal Living, advises "If you're still honing your snorkeling skills, seek out the operators sanctioned by the park; they're quick with instruction and help. Keep an eye out for: the three species of sea turtles that call the park a nesting area."

Visit <a href='http://www.stcroix-beaches.com/snorkel-st-croix.html' target='_blank'>St Croix Beaches</a> for information and tips.

St Croix has several great dive shops - just ask any Coldwell Banker agent for a recommendation (remember, this is a small friendly island).
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 27 Jul 2009 19:00:04 -0400]]></pubDate>
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   <title><![CDATA[VISFI Finalist in global Nat'l Geographic Challenge]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=95]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=95]]></guid>
   <description><![CDATA[<img src="http://www.visfi.org/testing/home_test/visfi_home_frame3_layers_r4_c6.jpg"width=160 align="left" vspace=4 hspace=4><a href="http://www.visfi.org/">The Virgin Islands Sustainable Farm Institute</a>has been chosen as a finalist for the Geotourism Challenge 2009:  the Power of Place.

The mission of the Virgin Islands Sustainable Farm Institute is to provide a working educational farm enterprise that integrates sustainability in education, environment, and community through quality instruction in Agroecology and related fields. 

VISFI combines experiential learning, outdoor lecture, field laboratories, personal and group research projects, leadership development, and local environmental awareness into a comprehensive educational experience. 

VISFI promotes the development of agroecology: an innovative field of agriculture that enjoins productivity with resource conservation, using ecological and indiginous management models to create sustainable life systems. They believe local, organic agriculture and a practical educational experience are the first steps toward building vital communities and achieving long term sustainability within a healthy environment. These beliefs led to the establishment of their Four Pillars: Education, Sustainability, Community, and Environment. They use these focal points to guide decisions that will promote their farm's vision.

In the future, VISFI hopes to create a global network of small farm and educational farm campuses to facilitate the sharing of information, ideas, and sustainable agriculture and resource management technologies. 

VISFI has been selected by a panel of distinguished international judges as a top 10 finalist in the global National Geographic Geotourism Challenge, a competition to find the world's best geotourism innovators.  VISFI entered the <italic>Virgin Islands Youth Heritage Exchange Farm Excursions</italic>, which was was created to spark a heritage renaissance among the youth leaders of Virgin Islands with nature-based skills of survival, organic food production, and cultural mentoring.

The organization asks all supporters to vote.  "Now that the contest voting is open for us remaining finalists, your vote is absolutely critical for the VI Youth Heritage Exchange Program (locally known as Natural Mentors) to win the challenge amid a field that started with over 600 entries from 81 countries world-wide. Please take 5-10 minutes and visit the competition website to view our entry and vote! Your support will enhance our ability to further our purpose of "seeding beneficial relationships to inspire abundance, creativity and joy" through new programs, events, workshops, and classes.


HOW TO VOTE:
  1) Go to the Competition Website link below, create an account and confirm your email.
  2) Click the "VOTE" tab in the menu bar on the competition website and pick your top three favorites.


We send heartfelt thanks to our partners including Crucian Heritage and Nature Tourism (CHANT), Anne Marie Gibbs and other heroic schoolteachers, the Community Foundation of the Virgin Islands, Lana Vento Charitable Trust, and the VI Department of Tourism's "My Community" program. Most of all, we thank our young natural mentors who keep us inspired!"

Competition Website (go here to vote):
<a href="http://geotourism.changemakers.com/en-us/node/24143">http://geotourism.changemakers.com/en-us/node/24143</a>

This is a great organization here in St Croix and they need our support!



]]></description>
   <author><![CDATA[islandsit@gmail.com (Kim Lucas)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 24 Jul 2009 21:34:21 -0400]]></pubDate>
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  <item>
   <title><![CDATA[Using Curb Appeal to Help Sell your St Croix Property]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=94]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=94]]></guid>
   <description><![CDATA[As more homebuyers and real estate agents use the internet to research properties, first impressions are more important than ever. Before scheduling appointments or visiting open houses, homebuyers and their agents will often drive by homes for sale and make assessments based on the exterior. More often than not, if a homebuyer doesn't like the outside of a home, they won't care to see the inside. Yet, it is possible to dramatically alter the appearance of your home with a few simple tasks. As you prepare to list your home, consider implementing some of the tips mentioned here to maximize your property's curb appeal. 

Before you begin making repairs to the exterior of your home, you may want to analyze your home from a distance. Look at your home from the outside and try to pinpoint the best and worst qualities of the property. As you walk towards your home, try to make note of both your first impressions and any elements that stand out. When looking at your home from the exterior, you may also want to compare its appearance to other homes in the neighborhood. This holds true for both single family and condos.  While you may feel as if you know the details of your home intimately, this step can help you think like a potential buyer and assist you in maximizing the curb appeal. 

When it is time to get to work, you should approach the exterior of your home in the same way you would a bedroom or kitchen. Just as you wouldn't want a prospective home buyer to see dirty dishes in your sink, you want to make sure the front of your home is as attractive as possible. While the chores associated with maximizing curb appeal will differ from home to home, the following are the most common and effective methods of enticing potential buyers indoors for a closer look:

^<b>Paint</b> ^ Perhaps the most effective of all pre-sale repairs, a simple coat of paint to the exterior, doors, windows, and trim can make your home appear well cared for and in good condition. When painting the exterior of the home, you may also want to consider if new door knobs and other hardware could boost the appearance of your home. If you don't replace any of the metal on the exterior of your home, polishing brass hardware and cleaning or painting iron fences can also give your home a fresh look. 

^<b>Lawn</b> ^ There are a number of landscaping tricks that may improve the curb appeal of your home. First, the lawn should be mowed, raked and edged. Next, try to thoroughly weed all planter boxes, trim larger plants and include some extra flowers near the front of the house. If any large trees hang over your home or obscure the view from the street, you may want to cut away some large branches. You may also want to consider investing some extra money into landscaping by hiring professionals to make your front yard as attractive as possible.

^<b>Windows and Gutters</b> ^ Much like the fresh paint applied to the exterior, taking time to clean the windows can certainly change the appearance of your home. Likewise, try to keep your rain gutters free of leaves and debris as you never know where a potential homebuyer might look. 

^<b>Driveway</b> ^ If you have an old, cracked driveway, hiring a professional to reseal the surface can add to your home's curb appeal. If the driveway rests in direct sight in front of the home, this step can become even more important.  If you have off-street parking without a carport or garage, make sure the area is clean and tidy (see Lawn above).

^<b>Lighting</b> ^ As potential homebuyers could drive by your property at any time, you want to make sure your home is inviting at night. By installing outside lighting - even a front porch light ^ you will dramatically boost your home's 24/7 curb appeal. If you anticipate potential homebuyers coming onto the property after dark, calm lighting that lines the driveway and path to the front door can put your visitors at ease.

^<b>Pressure Clean</b> ^ This process can be applied to both the exterior of the home and the driveway. Just one treatment can eliminate years of dirt, mold and mildew from your property. 

If you need to improve the curb appeal of your home before putting it up for sale, the best tool could be your ability to think like a buyer. By repairing or minimizing your property's flaws and drawing attention to key selling points, you may be surprised by the responses you receive from potential homebuyers.  Contact your local Coldwell Banker agent for specific suggestions on how to Improve Curb Appeal to Sell Your Home.
]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 22 Jul 2009 12:26:39 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Home in Ginger Hills on St Croix Now Available]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=93]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=93]]></guid>
   <description><![CDATA[<img src="http://coldwellbankervi.com/images/listing_photos/20090713175845154836000000-o.jpg"width=160 align="left" vspace=4 hspace=4>You'll feel transported to another time & place when you step into this tastefully renovated & spacious home in the exclusive Ginger Hills community at Carambola.  A private retreat set on almost 2 acres with fruit trees. The decor is inspired by the far east with Bamboo ceilings, Built-In Chinese Chests, Japanese pebble floors & pool & Balinese carved accents. Split A/C, hurricane resistant windows.  Listed at $795,000.

Read details on our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=637' target='_blank'>Coldwell Banker listing</a> page.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 20 Jul 2009 11:36:42 -0400]]></pubDate>
  </item>
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   <title><![CDATA[Let's Talk about Buying Real Estate in St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=92]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=92]]></guid>
   <description><![CDATA[When is the best time to buy a house? With so many homes on the market and a sluggish market, now might be one of the best times in recent memory to buy a home. While buyers have the advantage in today's real estate market, they still need to be savvy in order to get the best deal. 

Throughout history there have always been business cycles of recession and recovery which correlate to great real estate markets and soft markets. In other words, the direction of economic activity eventually changes so now that the market is down you have to be prepared for the market to recover. Many times in these past cycles, the world economy started to recover well before anyone really realized that the recession was ending. 

If you keep a watchful eye on the news even when the statistics show high unemployment and it looks like a vicious downward cycle that will never end, the economy could actually be on its way to recovery. In the Caribbean, we are directly influenced by the world economy and as things get better in the world investors will return to the island and we will get back on track. 

So here are some things I urge homebuyers to keep in mind while the market is soft and it is a buyer's market with a lot of property on the market and good deals all around: 

* Don't try to time the market: when home prices are low, it is very tempting for buyers to wait as long as possible in the hopes that prices will decline even further. This strategy can be detrimental. Once a home is priced to what the current market will bear, buyers will make offers. It is best to make an offer based upon the prices at which similar homes in the market are selling for. In a buyer's market, there are more opportunities for negotiations, but making an offer is the right step. If you find a great deal on a house that has great future potential if you wait too long you might miss the opportunity and the market may climb and the owner may raise the price. So now is the time. 

* Take your time ^ to a degree: the increased supply of homes on the market gives homebuyers a great opportunity to evaluate a variety of properties. However, this does not mean that homebuyers can procrastinate. Don't be a "wouldof couldof shouldof." Be a proud owner of a great house at a great price. If you find a great deal go for it. 

* Homes are selling: properly priced homes are selling. There is property selling for realistic market prices and buyers are getting great deals that they will be proud of in years to come. 

* Watch the mortgage rates: while it is true that mortgage rates have risen over the past few years, the increase has not been so dramatic as to significantly impact a monthly mortgage payment. Be sure to watch the rates and do the math carefully, because changes in mortgage rates are not necessarily cost prohibitive. 

* Negotiate on the incentives: Sellers eager to move their homes may offer a variety of incentives such as cars, boats furniture, and other deal sweeteners. Before accepting an incentive, make sure it makes sense. 

This is one of those moments in history where a savvy investor has the opportunity to do very well in real estate. I wish you all great success in your real estate hunting. There are many skilled Coldwell Banker agents throughout our affiliates in the Caribbean, who can help you make your dreams a reality. So call them and get your piece of Paradise! 
]]></description>
   <author><![CDATA[islandsit@gmail.com (James Sarles)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 17 Jul 2009 14:44:31 -0400]]></pubDate>
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  <item>
   <title><![CDATA[10 Important Tips to Successful Real Estate Investing on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=90]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=90]]></guid>
   <description><![CDATA[<b>Be a Real Estate Investor - 10 Important Secrets </b>

When it comes to investing, everybody has certain goals and aspirations. However, we have found that there are certain guidelines every aspiring real estate investor needs to know: 

<b>1. Compare Property Values and Rents</b>

Financial statistics only go so far; the best measure of a property's market value is often the sale prices of nearby properties. The same holds true for area rents. A low price can often be justified by a reasonable rent; renters who can afford a high rent can afford to buy instead, so reasonably priced rent is a need. 

<b>2. Be Careful - Tax Laws May Change</b>

Don't base your tax investment on current tax laws. The tax code is constantly changing, and a good investment is a good investment regardless of the tax code. The right property with the right financing is what you should look for as an investor. 

<b>3. Specialize In Something You Know</b>

Start in a market segment you know. Whether you focus on fixer-uppers, foreclosures, starter homes, low-down payment properties, condominiums, or small apartment buildings, you'll benefit from experience by specializing in one aspect of investment real estate properties. 

<b>4. Know The Costs Going In</b>

Know the financial statements inside out. What are operating expenses? What are loan payments? Vacancy costs? Taxes? What does the cash flow statement look like? These are key issues that must be addressed before making a solid investment. 

<b>5. Know Where Your Tenants Are Coming From</b> 

If the last rent increase was recent, your tenants may be considering a move. If tenants have a short-term lease, they may be living there simply to attract unsuspecting buyers. It is also important to collect the tenants' security deposits at closing. 

<b>6. Assess The Tax Situation</b> 

Taxes are an integral part of successful real estate investing, and they often make the difference between a positive cash flow and a negative one. Know the tax situation, and see how it can be manipulated to your advantage. It may be a good idea to consult a tax advisor. 

<b>7. Investigate Insurance Coverage</b>

If seller's coverage is based on lower-than-current replacement value, your insurance cost may increase when you pay a higher purchase price. 

<b>8. Confirm Utility Costs </b>

Ask the local utilities to verify recent utility expenses, especially if any of these costs are included in your tenant's rent. 

<b>9. Consult Your Accountant</b> 

Taxation is a key element of successful real estate investing, so be sure to find an accountant who is well-versed with the constantly evolving tax code. 

<b>10. Inspect</b>

Make sure that you always perform a thorough inspection of the property before buying it. Never, ever buy any property without at least examining the site. In some cases, hiring professional inspectors to examine the structural mechanical system may be a sound investment. 
]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 15 Jul 2009 12:55:39 -0400]]></pubDate>
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   <title><![CDATA[Life on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=89]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=89]]></guid>
   <description><![CDATA[What is living on St. Croix like?

Island living is a lifestyle and mindset. Just imagine waking up every morning with a rich cup of coffee in your hand and watching a glorious sunrise over the Caribbean or strolling along the sandy shoreline of our sparkling turquoise waters. How about ending the day toasting a "green flash" at sunset with a sweet rum punch? From scenic surroundings to water sports, Quelbe music, local cuisine and friendly people, the laidback way of life available on St. Croix is waiting for you. 

For most of us, not everyday is a vacation, but it sure seems that way! The vast majority of local residents hold fulltime jobs and face the same daily concerns one experiences on the mainland. Except we get to start and end our days with the stroll along the beautiful shoreline to rewind! Often after a day's work, residents go home to their families or out for happy hour with friends to catch the sunset. On Fridays or weekends, we might have a night out under a sky full of stars or perhaps go to the movies, to dinner at one of our many fine restaurants, bowling, to a crab race, a local bar to have drinks and dance or over to a friend's house for dinner. This is a very social island! 

Many residents own watercrafts and with the wonderful year-round weather, fishing, sailing, power boating, windsurfing, and diving are popular weekend and holiday activities. Golf and tennis are popular pastimes on the island. Festivities also abound to keep everyone busy on St. Croix such as: Jump Up, First Friday, Art Thursday, Carnival, Starving Artist exhibits, Half Iron Man, Mango Melee, Sunset Jazz, theater productions at Caribbean Community Theater and concerts on the Island. 

As the weekend comes to an end, many residents spend their Sunday mornings at one of our many churches worshipping and singing. Sundays are also for get-togethers with families and friends at the beach, a day trip to Buck Island or lying in the hammock under the grapetrees. 

Despite its many positive aspects, island living may not suit everyone. Some get "island fever" because life on St. Croix is laid back. Many people enjoy the tranquility and freedom the island life provides, and for some it can be too relaxed. Those who embrace the lifestyle fall in love with the island and stay for years, if not forever. It is highly recommended that you visit the island for an extended stay to see if island life is right for you.

Read more about real estate and investing on our <a href='http://coldwellbankervi.com/index.php?action=page_display&PageID=21' target='_blank'>St Croix FAQs page</a>.

]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Tue, 14 Jul 2009 00:05:59 -0400]]></pubDate>
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   <title><![CDATA[St Croix Geography & Climate]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=88]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=88]]></guid>
   <description><![CDATA[<img src="http://tourism.virginislandsdailynews.com/images/StCroixgeography.jpg"width=160 align="left" vspace=4 hspace=4>St. Croix is 84 square miles in size, 22 miles long and the widest point is a little more than 6 miles. The terrain on the east end of the island is rocky and arid with short grassy hillsides and many cactus clusters. The west end of the island is lush with large fruit trees and ferns gracing the mountains. In the middle are miles of beautiful beaches, rolling pasturelands and beautiful land. St. Croix's highest peak, Mount Eagle, is 1,088 feet high. The land slopes to flatlands on the southern side of the island. There are two main towns Frederiksted and Christiansted. There are a few natural harbors and protected bays. St. Croix is about 40 miles away from St. Thomas. 

Now is our rainy season, the "low" season for tourism (but it's always a good time to visit St Croix).  Tropical showers are short and a respite from the heat of summer.  Trade winds blow all year and keep the climate pleasant.  Warm summer days may reach into the 90s, while chilly winter evenings can dip into the high 60s, but these are truly the extremes. 

Expect sun, sun, and more sun to be a constant feature of St. Croix weather, an agreeable year-round mix of bright blue skies and fresh breezes. St. Croix weather is tropical, meaning that temperatures change very little from season to season.

Sounds pretty nice, doesn't it?  Come visit, and stop by our Coldwell Banker offices to discuss the great buying opportunities.  Prices are among the lowest in the Caribbean right now.

(resource:  <a href='http://tourism.virginislandsdailynews.com/aboutstcroix.html' target='_blank'>Tourism, Virgin Islands Daily News</a>)
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Sat, 11 Jul 2009 13:05:20 -0400]]></pubDate>
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   <title><![CDATA[What is Home Staging and How Might it Help Sell My House in St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=87]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=87]]></guid>
   <description><![CDATA[In the last few years, home staging has become an increasingly popular method of preparing a home for sale. However, home staging involves far more than the cleaning and minor repairs required to put your home on the market. The process of staging a home is actually an in-depth dressing of a home to make the property seem as appealing as possible to prospective buyers. Home staging professionals use a variety of methods to help homeowners sell their properties, incorporating both amenities already inside the home and a number of special products. When preparing to sell your home, you may want to think about some of the home staging methods outlined here to help you find the right buyer.

<b>Props</b>

At its most simple, home staging is about setting the right mood for prospective buyers. By decorating and arranging a home's interior to present an ideal way of life, buyers are assisted in visualizing themselves in your home. Whether you undertake the process of staging your own home or decide to consult a professional, there are a number of different "props" that may be used around the home. For example, to add a vibrant sense of life to the home, many home staging professionals recommend using different types of potted plants and arrangements of flowers and fruit. Throughout the home, they tend to utilize soft, luxurious fabrics ^ such as satin, lamb's wool and silk ^ to create an atmosphere of comfort. This process can also extend to the exterior of the property, where patio furniture can be added in the backyard and colorful flowers or unique accessories outside the front door. 

<b>Visual Suggestions</b>

Many home staging professionals come from interior design or art-related backgrounds. Hence, when working on staging a home for sale, these professionals utilize a number of visual tricks to capture the attention of potential buyers. For instance, furniture is always arranged very carefully to simulate the ideal living space. In living rooms, home staging professionals often use loveseats and ottomans in lieu of large couches to create the illusion of added space. Likewise, mirrors are often placed throughout a staged home to make the living area seem larger to potential buyers. In areas where you hope to focus a buyer's attention ^ like a remodeled kitchen ^ staging professionals can place unique artwork or accessories to catch the eye.   

<b>Don't get Personal</b>

One of the most important steps in home staging is the exchange of your personal decorations with more neutral furnishings. Beyond replacing family pictures with more design-friendly items, a successful home staging will attempt to eliminate any idiosyncratic tastes and represent a living space that has broad appeal. Though this process may feel like a slight on your family's home, you should hardly take offense. This commonly used tactic simply helps potential buyers view the property not as someone else's home, but as something they can call their own.
Most real estate experts claim that home staging is especially important when the home is empty. Without any furniture or amenities, even a home for sale in the most attractive area can make potential buyers feel uncomfortable. If you are trying to sell your home and have already moved out, you may want to consider working with your Coldwell Banker agent to stage the home's interior. With the assistance of your agent and a home staging professional, you could quickly transform a lifeless house into dream home. 

<b>Put it All Together</b>

In the end, home staging is about making the most of your home's potential. If the staging of your home is completed effectively, it is also possible that your home may receive better offers from potential buyers and spend less time on the market. By minimizing the flaws of your home and making the living area seem larger, brighter and more appealing, home staging may be one of the most important steps in selling your home quickly and at the right price. 
]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 10 Jul 2009 14:59:28 -0400]]></pubDate>
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   <title><![CDATA[St Croix Environmental Projects Get US Stimulus Funds]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=86]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=86]]></guid>
   <description><![CDATA[Two projects on St. John and one on St. Croix will get a total of $2.7 million for watershed stabilization and turtle nesting protection projects, Delegate Donna M. Christensen announced. The money comes from NOAA and will be funneled through the St. Croix-based V.I. Resources Conservation & Development Council. 

2 projects will address storm water runoff issues on St John, and on St Croix, a trail to East End Bay will be relocated to protect a turtle nesting beach.  The East End Marine Park projects calls for moving the trail to East End Bay from its departure point near Point Udall away from the beach because it's a turtle nesting area. The trail will still take people to the Nature Conservancy's Isaac's Bay, but will follow the contours of the land, according to <a href='http://www.onepaper.com/stthomasvi/?v=d&i=&s=News:Local&p=1243829996' target='_blank'>OnePaper.com</a>. ]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 10 Jul 2009 14:57:45 -0400]]></pubDate>
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   <title><![CDATA[Turtle Nesting Season Comes to St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=84]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=84]]></guid>
   <description><![CDATA[The nesting season for the leatherback, green, loggerhead and hawksbill sea turtles that nest in the Virgin Islands runs from March to December every year, with different peak periods for different species. There are several key nesting areas on St. Croix, including Buck Island Reef National Monument, Sandy Point, and St. Croix's east end beaches. Due to shrinking worldwide populations, all sea turtles are protected under the U.S. Endangered Species Act. 

This is the 22nd year of research by the National Park Service on Buck Island sea turtles and the 28th year of continuous study and conservation by U.S. Fish and Wildlife Service at Sandy Point. They gather similar information but with different areas of focus. 

"Our leatherback conservation and research project is the longest leatherback project in the world," said Claudia Lombard, a wildlife biologist working at Sandy Point. "We've been collecting data for 28 years and have the largest database." 

Each nesting turtle usually digs and lays five to six nests per season, but only returns to nest every two or three years.  Buck Island, Sandy Point and Jack and Isaac bays are patrolled nightly both to protect nesting turtles and to continue long-term research on these endangered and threatened sea turtles in the U.S. Virgin Islands. 

From <a href='http://www.onepaper.com/stcroixvi/?v=d&i=&s=News:Local&p=1243830088' target='_blank'>OnePaper.com</a>, here are precautions you should take when in the nesting areas:

"If you encounter turtles nesting or hatchlings on any St. Croix beach, the Park Service and Fish and Wildlife want you to remember all sea turtles are protected, not just the ones in parks. Beach goers need to follow all beach regulations, especially regarding fires, dogs and tent stakes, to keep from damaging nests. Boat operators should drive cautiously. Sea turtles rise slowly to breathe and it takes them several seconds to dive to safety when they hear an approaching motor boat, according to the National Park Service. Shield the lights. Bright lights will disorient nesting adults as well as hatchlings. Watch from a distance and don't use flashlights or a camera flash. If you find an adult or hatchling in distress at Buck Island, you can call the National Park Service Resource Management 24 hours a day at (340) 277-6863, or you can call the National Park Service headquarters in Christiansted at (340) 773-1460. Issues at Sandy Point National Wildlife Refuge should be directed to the U.S. Fish and Wildlife Service at (240) 773-4554 and for other locations, call the V.I. Department of Fish and Wildlife at (340) 643-0800."
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Sat, 04 Jul 2009 11:22:19 -0400]]></pubDate>
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   <title><![CDATA[Tips for Moving to St Croix with Kids]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=83]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=83]]></guid>
   <description><![CDATA[Moving can be a life-altering experience for a child. If you are moving out of the area and your children will be attending a new school, the difficulties for children may only be magnified. However, there are plenty of things you can do for your children during the moving process that can turn a stressful event into a time of excitement. Here are some suggestions.  

1. Share the news early 
Once you have made the decision to move, let your children know and listen to their opinions. While some kids may be disappointed ^ especially if you are moving out of the area ^ they may find some solace in providing input. Furthermore, the more time your children have to prepare themselves for the move, the better.   

2. Show some excitement
Rather than expressing regret about the decision to move, let your kids know that a new home will be an exciting opportunity for everyone. Talk about the activities your family can do after moving and the benefits of their new school. As moving day approaches, you may find that your children are looking forward to everything from decorating their bedrooms to making new friends.  
 
3. Get the kids involved
As you make the preparations to move, try to get your kids involved in the process. To help your kids remain focused and happy, work with them to schedule some fun activities before moving out. Find some local guide books or websites that your children can read and let them serve as tour guides after moving into the new neighborhood. When packing, it can also be helpful to let children box up and label their own belongings allowing them to feel more in control of the process.

4. Incorporate some creativity
To help your kids take their minds off the stresses of moving, encourage them to be creative. Younger children might enjoy painting pictures of your old house to display after you've moved. Older children can keep a journal or scrapbook during moving and have a story to share later. During the moving process, you could also give your kids jobs ^ complete with badges and uniforms ^ to help them stay involved.

5. Have a party
Prior to leaving your home, throw a party for yourself and your kids. Invite the friends of everyone in the family and plan some fun, all-ages activities. Afterwards, make sure your kids receive contact information for everyone they want to stay in contact with.

6. Get acquainted with your new surroundings
Once you have unloaded, try to make the first night in your new home as exciting as possible. Have fun playing hide-and-seek or a board game before worrying about unpacking and organizing. After you have settled in, start taking walks or bike rides around the neighborhood. You can introduce yourselves to the neighbors and the kids might find some new friends. 

7. Get back to normal
For the sake of the entire family's happiness, try not to take too long to resume doing what your family enjoys. You may want to drive through the area and acquaint yourself with the locations of businesses like grocery stores and restaurants. When Saturday rolls around, try out the local restaurant you found. 

Though moving can be difficult on children of all ages, it can also provide something to look forward to. By keeping your kids involved during every step of the moving process, you will help them feel in control of the situation. After moving into your new home, help them understand that life will be as fun as it always was; it will just take place in a different location. Most importantly, do your best as a family to stay together and have fun along the way.
]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Thu, 02 Jul 2009 00:19:30 -0400]]></pubDate>
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   <title><![CDATA[Echo Boomers in St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=82]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=82]]></guid>
   <description><![CDATA[Echo boomers, the children of baby boomers, will be the salvation of the housing market, Harvard University's Joint Center for Housing Studies predicts.

In its annual state of the nation's housing study, the center says that the 75 million Americans born between 1979 and 1995 will mean plenty of demand for housing units.

"There will be 5 million more echo boomers than there were boomers when they first started swelling housing markets," says Eric Belsky, executive director of the Joint Center.

Belsky predicts that once the job market turns around, the housing market will recovery quickly because inventories are close in balance between supply and demand. 

But the study warns that while echo boomers will increase demand significantly, they may not drive up prices much because their real incomes are lower than those earned by people a decade older when they entered the job market.

"While fundamentally we see what could be the foundation for long-term recovery, we still have to get through today's challenges," says Nicolas Retsinas, director of the Harvard center.

We expect to see the effects of the Echo Boomer generation worldwide, not just in the U.S.

(resource:  <a href='http://www.realtor.org/RMODaily.nsf/pages/News2009062401?OpenDocument' target='_blank'>Realtor.org</a>)
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Tue, 30 Jun 2009 00:03:47 -0400]]></pubDate>
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   <title><![CDATA[St Croix homesite in Ginger Hills Now Available]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=81]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=81]]></guid>
   <description><![CDATA[This large parcel offers panoramic views over the valley and to the south shore. This is the center of the cul de sac and lots on both sides are currently for sale. Buy all three for an amazing property - or buy two and insure your complete privacy and forever views.  1.75 acres, $79,000.

Contact our <a href='http://www.coldwellbankervi.com' target='_blank'>Coldwell Banker office</a> for details.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 26 Jun 2009 20:21:48 -0400]]></pubDate>
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   <title><![CDATA[Coldwell Banker St Croix Offers State-of-the-Art Technology ]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=80]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=80]]></guid>
   <description><![CDATA[Customer Service and Lead Generation were the focus of the annual Coldwell Banker Island Affiliates Broker's and Manager's conference held June 17-21 in St. Martin, FWI.  Coldwell Banker business owners and their management staff attended and shared ideas both on generating new business and better ways to service customers who find us online.  

The highlight of the conference, held at La Samanna on the French side of the Island, were the technological initiatives presented by Larry Burke, Director of IT for the company.  Among the many new concepts on the horizon are individual company Facebook and Twitter pages, complete with listing data and links back to their own websites.  Individual agent pages and individual listing pages were also displayed.  

Using cutting-edge proprietary technology, Burke demonstrated many new applications that will ultimately lead to a dominant web presence and an industry presence second to none.  When a web visitor finds us online, we want their experience to be fulfilling and give the information they want.  We will be using all these new tools to achieve this goal.

Heather Goodman, Marketing Director for the company, introduced new marketing concepts for the year ahead, including website directory links and on-line advertising at some of world's leading newspapers such as the <i>Wall Street Journal</i> and <i>New York Times</i>.  

Attending the conference were 22 Brokers and Managers from many of the island countries of the Atlantic and Caribbean.  Also in attendance was Jim Gillespie, President & CEO of Coldwell Banker Real Estate Corporation and Beth Makatura, VP & Director of International Services.  The meeting was hosted by Coldwell Banker Real Estate St. Maarten & Coldwell Banker Caraibe. 

Check back often to our St Croix Coldwell Banker site and watch for the latest in technology to be available for your use.

]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 24 Jun 2009 12:39:27 -0400]]></pubDate>
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   <title><![CDATA[Photo Contest Winners in St Croix Announced]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=79]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=79]]></guid>
   <description><![CDATA[<img src="http://www.sharemyusvi.com/project/output/submission/imageUrl/11_gallery.jpg"width=160 align="left" vspace=4 hspace=4>After more than 2,000 online votes were cast, Garvin Powell of St. Croix was the overall winner in the Department of Tourism's "Share My USVI" photo contest. 

Powell's winning picture - a richly detailed portrait called "Festival" taken during the 2008 St. Croix Festival Adult Parade - along with the contest's other top photos can be seen at <a href='http://www.ShareMyUSVI.com' target='_blank'>www.ShareMyUSVI.com</a>.

The Share My USVI Photo Contest, a contest for amateur photographers in the Virgin Islands, was launched in February by the Tourism Department. 

Almost 1,000 contest entries were submitted and narrowed down by a panel of judges in April. The top finalists' photos were then displayed on a website for the public to vote on. Each voter could cast eight votes: one vote in each of the five main categories and three votes for the youth submissions in the three age categories.

The two photos in the main contest that earned the most votes, regardless of category, were named the contest winner and first runner-up. Powell was the over-all winner. The runner-up was John Gordon of St. Croix for his photo "Sunset at Sandy Point." 

Tourism launched the contest as part of a website redesign and rebranding initiative, with the goal of creating a collection of local images that best capture the essence of the territory. Photos will be used for marketing to potential visitors. 

Be sure and visit <a href='http://www.ShareMyUSVI.com' target='_blank'>www.ShareMyUSVI.com</a> to share the beauty of our island home.

(photo shown is not winner)
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 19 Jun 2009 20:17:08 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Tips to Ensure a Smooth Move to St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=78]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=78]]></guid>
   <description><![CDATA[For many families, moving can be a very stressful event. Besides coming to terms with your new life in a new home, you and your family will also need to think about moving day. Too often, families get caught up in various activities before moving day and fail to make the proper preparations. If you and your family are preparing to move, try to stay calm and organized throughout the process. For a few extra pointers on how to make your moving day a success, consider the simple advice outlined here.     

<b>Make a detailed checklist</b>

It can be difficult to keep track of all the tasks associated with moving.  Try to organize your days leading up to and beyond moving day. If you have a reminder of what needs to be done and where you need to be, you are more likely to have a smooth moving day.  

<b>Prepare for day 1</b>

Prior to packing all of your boxes, you may want to assemble one box of necessities for the whole family. As most families finish unpacking their trucks late in the evening, there is often little desire to open several boxes to find pillows and toothbrushes. To prevent a stressful first night in your new home, try to place anything your family might need in the first 24 hours in a separate box, mark it clearly and keep it accessible during moving. Also, if you have any valuable or irreplaceable items ^ such as jewelry and personal keepsakes ^ you should try to wrap the items well and keep them with you while moving. 

To help with your checklist, you should try to include all of the following items in your day 1 box:

^	Personal toiletries 
^	Soap
^	Toilet paper
^	Snacks and drinks
^	Flashlight
^	Screwdriver
^	Pliers
^	Set of plastic plates and cutlery
^	Paper towels or tissue

<b>Pack manageable boxes</b>

Unless you have lots of large, lightweight items ^ such as down comforters and blankets ^ you shouldn't need too many oversized boxes. Oversized moving materials often force homeowners into packing boxes that are too heavy and unmanageable. Instead, try to find plenty of midsized boxes and distribute weight evenly. Furthermore, if you are moving yourself, make sure you have all the necessary materials on hand before packing, including bubble wrap or packing peanuts for fragile items. 

<b>Label every box</b>

When packing your boxes, try not to place items for different rooms in the same box. After sealing up each box, simply mark which room the items belong in. When you arrive at your new home, you will be able to take each box to its rightful place and each family member can spend time organizing their own space. 

<b>De-clutter as you go</b>

As you prepare to move out of your home, try to organize your belongings and set aside unwanted items. After unpacking in your new home, you will be happy having more space and fewer items to arrange. Before moving out, you can hold a yard sale or make a charitable donation to get rid of your unwanted belongings. 

<b>Get the family involved</b>

If you have children, help them get excited about moving. With something to look forward to ^ like the chance to decorate a new bedroom ^ children often get more involved in the moving process. Also, you may want to ask your friends and family for help on moving day. Even if no one is able to move furniture with you, a family member could watch your pet for the day or take care of errands. 

Though moving day can be a very overwhelming time for families, proper organization can make help turn that stress into excitement. If you follow your timeline leading up to moving day, you and your family will have no problem approaching the big move with confidence. 
]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 17 Jun 2009 16:57:16 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Waterfront Home on St Croix Now Available]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=77]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=77]]></guid>
   <description><![CDATA[<img src="http://www.coldwellbankervi.com/images/listing_photos/20090501162442417293000000-o.jpg"width=160 align="left" vspace=4 hspace=4>Affordable waterfront home that exudes St. Croix beach charm with spacious rooms and the most beautiful unobstructed sea view. This 3-bedroom wood home is located on a quiet dead end street within walking distance of amazing beaches, including the 200 acres of Nature Conservatory's Jack's and Isaac's Bay. House needs updating, but is in an incredible location.  Listed at $550,000.

Visit our <a href='http://www.coldwellbankervi.com/index.php?pclass%5B%5D=&price-min=&price-max=&beds-min=&baths-min=&mls%5B%5D=09-792&action=searchresults' target='_blank'>Coldwell Banker Listing</a> page for details.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 15 Jun 2009 17:22:29 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[St Croix has Worldwide Appeal]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=76]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=76]]></guid>
   <description><![CDATA[It's always interesting to find articles about our island in journals seemingly unrelated to the Caribbean experience.

This week there was an article about St Croix in the <i>Herald-Dispatch</i> of Huntington, West Virginia, written by the Travel Professor, Steve Call.

His article begins, "A short flight or ferry ride away is St. Croix is the largest of the United States Virgin Islands ^ 28 miles long and seven miles at its widest point. The island lies entirely in the Caribbean Sea, with all the beauty and warmth of a tropical destination. However, it is this island's distinct history and cultural heritage that set it apart from other Caribbean islands. St. Croix is rich in diverse history that remains alive in the architecture, national parks, historic landmarks, botanical attractions, food, music and traditions that are an integral part of island life."

Read the full post at the <a href='http://media.herald-dispatch.com/blog/travel/2009/06/another-us-virgin-island-st-croix.html' target='_blank'>Herald-dispatch</a>, and many thanks to Steve for the great press about our island!
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 12 Jun 2009 17:59:57 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[St Croix, Caribbean home of the Twin Cities]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=75]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=75]]></guid>
   <description><![CDATA[An article in <a href='http://www.nuwireinvestor.com/articles/us-virgin-islands-real-estate-53011.aspx' target='_blank'>NuWire Investor</a>, reposted from Global Property Guide, gives an interesting look at the two cities of St Croix:

"St Croix is the largest island in the US Virgin Islands, which offers pristine white-sand beaches, varied terrain and landscape, and superb restaurants. St Croix is more laid back than the other two islands.

"St Croix is nicknamed the "Twin City" because of its two main towns: Christiansted and Frederiksted. Christiansted is more developed with numerous restaurants and hotels. The town has preserved its 18th-century Danish-style buildings constructed by African slaves. On the other hand, Frederiksted is the main port for cruise ships in St Croix.

"Resorts and condominiums are mostly located on the north shore. Recent developments include:

* Mashantucket Pequot Tribal Nation ^ a 800 acre waterfront land planned to be developed as a mixed use community with a golf course, casino, hotel and residences. 
*Carambola Beach Resort ^ the resort is undergoing a $20 million renovation managed by the Renaissance Hotels & Resorts. 
*A development of 1,200 acres of land near the west-end of St. Croix by a Russian company Vitiol, which includes residential and timeshare development with golf course and other luxury amenities. 
*Wyndham® St. Croix Golf Resort and Casino ^ Wyndham Hotels and Resorts unveiled the development of a $250 million complex, which is scheduled to open in 2010.

St Croix also has had 2 major economic announcements lately - the selection of the island for a major rum distillery and the approval of the Robin Bay project (see earlier blog). 

Contact a local Coldwell Banker agent for buying opportunities - we are poised for growth and our prices are the lowest in the Virgin Islands.
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 08 Jun 2009 20:37:27 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Real Estate Market Report for the US Virgin Islands]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=74]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=74]]></guid>
   <description><![CDATA[US Virgin Islands experienced tremendous growth from 1997-2007 - with home prices more than doubling - but that run has come to an end.  In 2008, property prices and sales dropped sharply on St John and St Thomas, because about 80% of foreign property buyers in the territory come from the US, where the contagious global crisis started.

In St Croix, the average home sales price rose 9.9% to US $511,532 in 2008 from a year ago, based on Coldwell Banker St Croix data. However, the condo market has been badly affected by the crisis, with average price falling 18.8% to US $217,196 in 2008.

The first quarter of 2009 shows a continued downward trend in property prices and sales in USVI. This contrasts sharply with strong house price increases over the past decade.  Property sales on St Croix 50.4% in 2008 compared to a year earlier, to 139 units. 

The economy of the US Virgin Islands is largely dependent on tourism, which generates about 80% of GDP. There were about 2.4 million tourist arrivals in 2008, down 6.7% from more than 2.6 million a year earlier. Around 679,000 tourists stayed-over in the islands in 2008.

There is a very limited supply of long-term private rental properties in US Virgin Islands, since most landlords choose to cater to short-term wealthy vacationers and holiday makers.  Most rental apartments are located in St Thomas and St Croix.  One-bedroom apartments in the islands rent for about US $1,000 to US $1,800 per month. On the upper-end market, three to four-bedroom beach houses cost from US $3,500 to US $7,000 per month.

Contact our Coldwell Banker offices in St Croix for details.

(Source:  Global Property Guide via <a href='http://www.nuwireinvestor.com/articles/us-virgin-islands-real-estate-53011.aspx' target='_blank'>NuWireInvestor</a>)



]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 08 Jun 2009 20:31:54 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Global Demographics 2009 - Shaping Real Estate's Future in St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=73]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=73]]></guid>
   <description><![CDATA[The long-term land use implications posed by population growth, urbanization, aging, and migration are examined in Global Demographics 2009: Shaping Real Estate's Future, a new publication from the Urban Land Institute.

This year's edition of the report, which will be published annually, discusses trends in the United States and the rest of the Americas; and it places a special emphasis on Europe and Africa (including the Middle East). Themes for this year include labor force, education, and productivity; personal income, purchasing power, and poverty; and retailing.

Rachelle Levitt, Executive Vice President for ULI's Global Information Group and publisher of ULI's publications, states, "This book reaffirms that population and demographic shifts will continue to place enormous pressure on urban areas around the globe. How cities are developed, how they welcome new residents, how they accommodate all income groups, and how they use energy and natural resources are all crucial elements of urban sustainability."

The report's conclusion is that demographics are the foundation of real estate decision-making.

For more information on the report, and highlights from Global Demographics 2009, read the full article at <a href='http://rismedia.com/2009-06-02/global-demographics-2009-shaping-real-estate%e2%80%99s-future-a-closer-look/' target='_blank'>RisMedia</a>.
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 05 Jun 2009 21:40:34 -0400]]></pubDate>
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   <title><![CDATA[Hurricane Season in St Croix lasts June 1 thru Nov 30 - Are you Prepared?]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=72]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=72]]></guid>
   <description><![CDATA[Hurricane season starts June 1st and lasts through to the end of November.  In 2009 the National Hurricane Center has predicted an "average" storm season, 12 named storms, 6 hurricanes, two of which may be a category 3 or higher. 

Have a survival kit and disaster plan ready, here are some suggestions and tips:

<b>Bottled Water </b>- one gallon per person for 72 hours
<b>Flashlights with extra Batteries </b>- candles can pose a serious fire hazard should there be propane or gas leaks in the area
<b>Supply of Nonperishable Food Items </b>- protein bars, canned goods (don't forget a can opener!), dried or prepackaged energy food
<b>Medicine</b> - 30 day supply stored in plastic waterproof containers, clearly marked and kept in a zip-lock bag
<b>Eyeglasses</b>
<b>Proper Footwear and Protective Clothing </b>for post-hurricane 
<b>Portable Radio and extra Batteries</b>
<b>Important Documents </b>- drivers license, passport, notes of allergies, important contact numbers, insurance documents, extra cash, ATM and bank/credit cards
<b>Generator</b> - ensure filled with propane/gas and in good working order
<b>Insurance Coverage</b> for yourself and family, home, boat and vehicles - ensure it's current and up to date plus note contact information should you need to make a claim or contact your provider in case of injury
<b>Know how to shut off </b>electricity, gas and water if so advised by authorities
<b>Action or Evacuation Plan </b>- hotel, friend's home or shelter, evacuation plan if residing on an island or coastal areas that are remote or vulnerable to storm surge
<b>Let Friends and Family Know </b>how to contact you and where you plan to be, forward land lines to cell phones
<b>Text Message </b>rather than voice mail, uses less battery time and communication is faster
<b>Cell Phone </b>and charger, car charger, extra batteries
<b>Care and Plan for your Pets Safety</b>- food, water, medicine, bowls, plastic bags, collar with your name and contact info, extra leash, pet crate for transporting, name and number of vet and copies of vaccinations, photo, favorite toy or blanket
<b>Secure Hurricane Shutters </b>or board your home securely, move all outside items to basement or inside storage, flying debris and items can cause tremendous damage to your home, vehicles and neighbourhood
<b>Car, keep gas tank full </b>- especially important if you live in a remote place or on an island where supplies may be limited or cut-off after a storm
<b>Know Where to get Information on Storm Conditions </b>- local radio station, tv station, website or through the internet on your cell phone
<b>Secure Your Boat </b>- consider turning off the EPIRB (Emergency Position Indicating Radio Beacon) if your boat is docked, secured and unoccupied.  When boats with this system start to sink or capsize a signal via a satellite is sent to the nearest emergency satellite call center.  These centers need to maintain clear and unjammed communication lines for satellite phones and emergency personnel during a hurricane

The National Hurricane Center released the following names for 2009 hurricanes...

Ana
Bill
Claudette
Danny
Erika
Fred
Grace
Henri
Ida
Joaquin
Kate
Larry
Mindy
Nicholas
Odette
Peter
Rose
Sam
Teresa
Victor
Wanda 

What is a storm surge?  For those residents living on the coast or in the islands a storm surge is something we are always concerned about.  Storm surge is water that's pushed toward the shore by winds swirling around the storm.  Recent hurricanes have produced storm surges in the neighbourhood of 15 feet, combined with winds in excess of 75 miles per hour this can be very dangerous.  Water weighs approximately 1700 pounds per cubic yard - extended pounding by frequent waves can demolish structures not specifically designed to withstand these forces.

Please be prepared and have a plan, review it on a yearly basis.  If you are an absentee homeowner arrange for someone to secure the premises in your absence, neighbour, friend, property management company.

For more information on how to prepare for a hurricane please visit the National Hurricane Centers website:  <a href='http://www.nhc.noaa.gov' target='_blank'>www.nhc.noaa.gov</a>

]]></description>
   <author><![CDATA[islandsit@gmail.com (Louise Peterson)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 03 Jun 2009 18:21:34 -0400]]></pubDate>
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   <title><![CDATA[St Croix Boys & Girls Club Fundraiser]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=71]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=71]]></guid>
   <description><![CDATA[Student members of the Boys and Girls Clubs of the Virgin Islands were proudly giving tours to donors, officials and community members in Christiansted at the kickoff Saturday of the club's fund-raising campaign, "It Only Takes One." 

"One gift from someone in the community can open the door to a brighter tomorrow for more of our children," said Julie Landreneau, executive director. 

The Boys and Girls Club currently serves over 200 student members in the Christiansted, St Croix club headquarters located at 7 Market Street. This facility gives children a place after school to do homework, play and have good experiences.

Landreneau said they don't want to be dependent on the V.I. government or the federal government to continue those programs and activities.  "We are optimistic that our campaign will raise the necessary capital to sustain the clubs in Christiansted, Frederiksted and on St. Thomas and allow us to continue our service." 

The Frederiksted club will be reopening for summer camp from June 15 to Aug. 8. There is a fee for the camp but there is financial assistance available through the Department of Human Services and Lee Rohn's Summer Support Program. 

For additional information on any of the programs or to support the "It Only Takes One" campaign call the club at 340-778-8990.

Resource: <a href='http://www.onepaper.com/stcroixvi/?v=d&i=&s=News:Local&p=1243828814' target='_blank'>OnePaper</a>)


]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 01 Jun 2009 20:32:36 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Common Issues When Buying a Home to Remodel in St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=70]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=70]]></guid>
   <description><![CDATA[Remodeling a home starts with a dream. A gourmet kitchen! Skylights! A gigantic walk-in closet! But, the dream may turn into a nightmare if you don't plan ahead. Buying a home will arguably become your most important financial investment, as well as a major emotional investment. And, remodeling that home can make it better suited to your lifestyle and increase the house value. However, the remodeling process can seem overwhelming at times. If you're buying a home that you plan to remodel, here are some issues to consider.

1)  It's always important to make home improvements to satisfy your needs and desires, not just to raise the house value. After all, you're the one who will be living in the home and enjoying the improvements. However, if you're making improvements in order to increase the resale value of the house, be careful not to overdo it. It is possible to add too much house value in relation to the other homes in your area, and can be difficult to recover these improvement costs when you sell the home. Also, some expensive choices, like particular fixtures or flooring, may actually make your home more difficult to sell. Talk with your Coldwell Banker® real estate professional about your remodel plans before putting on your work gloves.

2)  While the specifics of the home you are buying will determine your remodel plans, certain improvement projects have historically provided high ROI's, or Return On Investments. According to <i>Remodeling Magazine</i>, improving the quality of a kitchen - whether upgrading appliances, changing the layout, counters and cabinetry, or simply painting and swapping out drawer pulls - provides the highest ROI of any remodel project. Also, remodeling or adding a bathroom is a proven way to increase house value. 

3)  Before you purchase a house with the intention of remodeling and raising the home value, be sure to investigate the zoning restrictions and environmental regulations. Many older homes come with zoning restrictions, including pre-determined setbacks from property lines, limits on roof height, etc. If the home is on a municipal historic register, regulations will likely be even more stringent in order to preserve the house's historic character. If the home you are buying is in an environmentally sensitive area - adjacent to wetlands or protected open space, for example - or contains a significant natural resource, additional regulations may limit your remodel plans. Such regulations can impede on house size, paving, grading soil, cutting down trees and removing native plants. 

4)  Your real estate agent can help you determine zoning and environmental regulations and determine if you have the correct permits to begin any home improvement project. In most parts of the world, a legal permit is required before you make structural changes to your home. The building permit and associated inspections and approvals can provide assurance that the remodeling project meets local building codes and safety regulations. If you live in a historic district this process may also provide assurance that exterior changes to your home are in keeping with neighborhood guidelines.

5)  Lastly, before buying a home that requires a remodel, be aware that some problems simply can't be fixed. Whether the desired improvement is prohibited by local regulations, or can't be undertaken with your budget or timeframe, it's important to recognize the limitations of your home's potential. 

Contact our experienced Coldwell Banker agents to discuss your plans.
]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 27 May 2009 18:17:34 -0400]]></pubDate>
  </item>
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   <title><![CDATA[Robin Bay Project in St Croix Approved]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=69]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=69]]></guid>
   <description><![CDATA[Members of the St. Croix Coastal Zone Committee approved a major permit for Connecticut developer Curtis Robinson of Robin Bay Associates' $1.2 billion casino and resort project on St. Croix's south shore.

The massive Seven Hills Beach Resort project includes four hotels with a combined 870 rooms, more than 500 various types of residences, timeshares, casino, waterpark, 18-hole golf course, restaurants and other amenities. 

The project - which will be done in four phases over an estimated nine years - stands to give the struggling St. Croix economy a major boost with about 800 construction and 800 permanent jobs. 

Robin Bay's President Curtis Robinson started the project in 1999, but stalled after 9.11.01.  The project again gained momentum and in January 2007, Robin Bay purchased more than 600 acres in four estates - Cotton Grove, Little Profit, Mount Retreat and Mount Fancy - from St. Croix businessman Antonio Gonzalez. 

Robinson's company has spent $3,000,000 on the permitting process, and submitted a 2,000 page report.  He said the company took its time, was very conscious of the environment and addressed concerns and needs of neighbors. 

Robin Bay still needs to acquire a casino license from the V.I. Casino Commission. 

This news is very important to the future development of St Croix, not only real estate values but quality of life, visibility as a travel destination, and economic growth for the island.  Stay tuned.

(resource: <a href='http://www.virginislandsdailynews.com/index.pl/article_home?id=17636096' target='_blank'>Virgin Islands Daily News</a>)

]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Tue, 26 May 2009 18:09:15 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Staying in Touch during your Caribbean Vacation or Honeymoon in St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=68]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=68]]></guid>
   <description><![CDATA[Have a busy successful career?  Wondering how to balance your job commitments with taking a week or two off to relax in the Caribbean?  Here's a tale of a newly-married couple who had some challenges leaving the working world behind, even in the quintessential vacation environment of the Caribbean.  

Both husband and wife had successful careers.  They decided to honeymoon at Little Dix Bay Resort in the British Virgin Islands.  Ten lazy days in Caribbean Paradise, just being together, what could go wrong? The couple was eager to swim, snorkel, sail, hike, dine quietly under bright stars, dance, and relax in the double hammock.

As told to their travel agent, Bonnie Kogos:

"When we came back home, Jenna told me she wanted a divorce! We cannot be married to each other," said the new groom. 

"I couldn't stop texting," he confessed. "My work at the financial firm requires me to be responsible and involved. Last month, I had 17,000 text conversations. My life is so digital; I forgot how to read a clock. When my two global-international-travel-wireless cell-phones rang on the beach, I had to answer." 

"You sat on a Caribbean beach, under an expensive palm tree, looking at whispering surf and you answered your phones?" Bonnie took a deep breath. "Jason, in your marriage ceremony, you vowed and committed to leave all your wireless appliances at home. You promised to set cyber limits. Pardon this joke, but you'd only be plugged into each other." 

"Couldn't do it," Jason said, stifling a sob. 

"At least, in the evenings, romantic time, did you turn those appliances off?" 

"I turned mine off. As we showered for dinner, hers started ringing in the bathroom." 

Bonnie writes, "At my desk, I stuffed my Irish linen hanky into my mouth. You promised each other, and me, your buddy and travel agent, you'd go cold turkey. That you'd exist in a cyberless world for 10 days and rediscover each other in the world of nature in the sultry Caribbean. You declared you'd read real books, listen to music and relax. What happened to old-fashioned time and relaxation?" 

"Neither of us could stay away from the Internet," Jason said, sighing. "And we lied to each other. Jenna said she was going for a walk. I found her at the Internet Café."

Find out how this couple dealt with unplugging while on their honeymoon and read <a href='http://www.thesudburystar.com/ArticleDisplay.aspx?e=1582273' target='_blank'>Bonnie's blog in the Sudbury Star</a>about Plugging Into Relationships.

When you visit, plan to set aside some time not just to enjoy the ambience, but to consider a real estate investment.  Contact a Coldwell Banker agent to discuss opportunities.
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Tue, 26 May 2009 17:57:31 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Last Chance for Ruins Rambles on St Croix VI ]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=67]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=67]]></guid>
   <description><![CDATA[Visitors can learn more about the history and culture of St Croix on monthly guided walks through the hidden ruins of old plantations from the 17th and 18th centuries. 

The popular <b>Ruins Rambles</b> are educational hikes that bring the region alive through the knowledge of local historians. After a walk and guided tour, visitors can enjoy an outdoor picnic of locally produced wines, fruit and cheeses. 

Taking place each month from November through until May, the walks explore a different route each time. 

Themes: Food & Drink , Kids' Stuff , History , Nature & Wildlife 

Hours: Walks begin at 1530

Contact Information: 
Whim Estate
52 Estate Whim
Frederiksted
St Croix
00840
Virgin Islands, U.S.
Telephone: +1 (340) 772 0598.
Website: www.stcroixlandmarks.com
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Sat, 23 May 2009 18:33:23 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Tips for Passing Home Inspection in St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=66]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=66]]></guid>
   <description><![CDATA[If you are thinking about selling your home, you may want to consider the home inspections. As most inspections thoroughly check the home's infrastructure, foundation and roof, most real estate experts recommend that you look for problems before putting your home on the market. Though older homes might have more concerns, homes of all ages and types should be given a checkup by homeowners prior to entering the market. This article describes the most common problems found by home inspectors and offers some tips on how your home can pass its eventual inspection. 

<b>Plumbing</b>

If you know that you will be selling your home, you should try to repair all plumbing leaks as soon as possible. Besides checking for leaks throughout the home's plumbing system, a home inspector will also check the water pressure by running multiple faucets and flushing toilets. In some cases, an inspection may also include a check of the septic system. If you have experienced drainage problems in your home, you may want to consider contacting a professional to check the septic system prior to the home inspection. 

<b>Cooling Systems</b>

As there are many types of cooling systems, there is no standard test for home inspectors. However, regardless of what type of cooling system your home utilizes, even if just ceiling fans, you should try to ensure that everything is working properly prior to the home inspection. You may also want to consider having your cooling units serviced prior to selling your home.  

<b>Electrical System</b>

A typical home inspection will check the electrical panel and circuit breakers that power your property for problems and test outlets throughout the home. The inspector will also check for ground fault interrupt outlets (GFIs) in the kitchen and bathrooms. Designed to automatically shut off power during a short circuit, these special outlets are an important safety feature for every home. If you live in an older home, you may want to have GFIs installed and have your electrical system checked before an inspection. 

<b>Roof </b>

A home inspection will check for weak or missing shingles and make an assessment regarding the quality of the roof. If any poor shingles are spotted, an inspector might check underneath to see if the building materials are damaged or rotten. To prevent a poor report, you should consider replacing bad shingles and having an expert check the overall quality of the roof. 

<b>Gutters</b>

Prior to the inspection, try to make sure your gutters are clean and rainwater is able to flow without spilling over the sides. Also, downspouts should be pointed away from the house, as poor drainage is often the cause of mold and mildew problems.

<b>Mold and Mildew</b>

If you have seen mold or mildew anywhere in your home, you should consider contacting a cleanup professional prior to the inspection. Regardless of where mold and mildew are found in the home, it is important to both kill the fungus and fix the cause of the problem.

As homebuyers are becoming increasingly aware of the effects mold and mildew can have on a home, you might experience difficulty selling your home if you don't take care of the issue. 

After the initial inspection, try not to be discouraged if the inspector finds a few flaws; very few homes are perfect and inspectors are trained to take note of every possible concern.  Home inspections are designed to assess the working order of the home's infrastructure and assure the buyer that home's condition matches the details of the contract. In short, if you take care of the most important repair concerns before you try to sell, you will grant yourself a better chance of passing your home inspection.]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Thu, 21 May 2009 13:58:21 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Why Invest in St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=65]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=65]]></guid>
   <description><![CDATA[The US Virgin Islands are an American investors dream - part of the US, English spoken, English currency, English customs.  It is a US territory but a Caribbean nation, with a rich history, beautiful beaches, and relaxed lifestyle.  Much of the US Virgin Islands is protected from development, and the US government owns not a few acres in parklands.  Foreigners can freely buy properties.

Why choose St Croix over St John or St Thomas?

According to Global Property Guide, "St John is the most expensive island, because it is extremely small. A one-bedroom/one-bath residence on the market cost around US$527,000 in 2007. Average house price in St. Thomas is US$4,320 per sq. m, with 200-sq. m houses selling for US$2 million. In St. Croix, a 200-sq. m houses at around $1 million...

"A 120 sq.m. condominium is almost twice the going rate in St. Thomas than it is in St. Croix at US$ 4,073 per square metre. Though the buying price doesn't necessarily reflect this at US$290,000 versus US$500,000 for the said sized property.  Average prices for houses range from US$1.4 M in St. Croix to US$2.7M in St. John," as reported in January, 2009.

Read their article on Rental Income, capital gains, inheritance taxes and more at the <a href='http://www.globalpropertyguide.com/Caribbean/US-Virgin-Is' target='_blank'>Global Property Guide </a>for the Caribbean.

We think you will decide that a real estate investment in St Croix is worthwhile, and that St Croix is the best island to consider.  Contact a Coldwell Banker sales agent to discuss our real estate opportunities.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 18 May 2009 22:03:01 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Custom Waterfront Home on North Shore of St Croix Now Available]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=64]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=64]]></guid>
   <description><![CDATA[<img src="http://www.coldwellbankervi.com/images/listing_photos/20071015193122296559000000-o.jpg"width=160 align="left" vspace=4 hspace=4>Located in LaVallee, this beautiful 2-bedroom custom waterfront home boasts distinctive stone work in the Danish brick entrance, which carries to the beautiful coral rock wall in the great room. Impressive rafters support the red cedar tongue & groove hardwood ceiling, & heavy mahogany doors accentuate the beauty of this airy split level home. The oceanfront pool is private and only steps from the sea.  Asking $795,000.

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=471' target='_blank'>Coldwell Banker Listing page</a> for more details and photos.
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 15 May 2009 18:33:38 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Tips for Marketing Your St Croix House to Potential Buyers]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=63]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=63]]></guid>
   <description><![CDATA[As you prepare to sell your home, you may want to devote some time to thinking about your buyers. With new homes listed everyday, homebuyers have plenty of options. However, if you market your house properly, prospective buyers won't have any trouble finding your home. 

If you have already found an agent that understands your needs as a seller, you can utilize their knowledge and resources to make your home as attractive as possible. While you may choose to work very closely with your agent during the marketing process, here are a number of marketing tactics that you can try out on your own. 

1.  One of the most important steps in marketing your home may be taking photographs. As many home buyers and real estate agents conduct their initial research online, a flattering collection of photos is helpful to include with your listing. Begin your photo shoot outside the home and try to snap pictures that highlight your home's best features. As you want your home to be focus of all the photos, remove cars from the driveway and try to clear plants that block a view of your front door. Begin with photos of the entire property ^ cropping out the sidewalk and street ^ and move in to take close-up pictures of exterior features.  

Inside the home, you should take at least one photograph of every room. Though you may choose not to display every room in your listing, you may find some great images where you least expect. As you prepare to photograph the interior of your home, you should open all of the blinds or curtains and turn on lights in each room. You may also want to remove certain items ^ such as personal photos and undesirables like garbage cans ^ before taking photos. 

In the kitchen and dining room, consider placing floral arrangements on the table to add a peaceful atmosphere to the space. As you move room to room, focus on the most interesting aspects of each room ^ be it a large closet in a guest bedroom or a fireplace in the living room. When you are finished, the photos you have taken should represent all the best elements of your home.

2.  After you have taken your photos, work with your agent to place adequate signage on the property. A useful sign should list the agent's name and contact information and, if necessary, additional contact information for the nearest real estate office. If you reside on a quiet street, you may want to place a small, directional sign on the nearest busy corner. Lastly, one or more of the photos used in your listing should also be included on the fact sheet available outside your home. This takeaway brochure will typically list the details of your home ^ number of bedrooms and bathrooms, square footage and lot size ^ and can also be used during open houses as a reminder to prospective buyers.  

3.  Depending on how you want to market your home, there are a number of advertising options available to you and your agent. Many homeowners choose to list their properties in local newspapers, typically in special weekend real estate sections. You may also want to look at local real estate publications and check printing dates to see if your home is a good fit. However, even more than print advertisements, the internet features a world of opportunity for home sellers. There are numerous classified sites and databases that prospective homebuyers check daily, many of which offer free listings. You and your agent can also use the internet to publicize your open house and offer additional details that may not have been featured in your print ads. 

4.  After you have completed your first round of marketing, you and your agent may want to schedule an open house. Granting prospective buyers an opportunity to view your home in person is often one of the most important steps in selling a home. Prior to the open house, your agent can actively seek for prospective buyers. If an interested buyer or agent is unable to visit your open house, your agent can also arrange private tours to make sure all prospective buyers have a chance to see your home. 

While there is certainly no guarantee that any specific marketing tactics will sell your home, utilizing some of these strategies will help increase the odds of prospective buyers finding your home ^ and getting them to your front door is the first step in making the sale. 
]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 13 May 2009 21:25:07 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[What International Investors Should Know about Investing in St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=62]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=62]]></guid>
   <description><![CDATA[Although the article was written in May, 2008, the advice given is no less relevant today.  An Introduction to Investing in International Real Estate, by Melana Yanos, published on <a href='http://www.nuwireinvestor.com/articles/international-real-estate-investment-what-investors-should-know-51557.aspx' target='_blank'>NuWireInvestor</a>, summarizes the basics of investing in the 193 countries of the world into 6 topics.  We only introduce them here, and suggest you read the entire article, if you are considering a real estate investment in the Caribbean.

1.  <b>International real estate investment can offer excellent diversification of assets</b>:  Diversification effectively distributes risk among multiple markets and can optimize potential for return.

2.  <b>Currency exchange rates can enhance or impede profit margins</b>:International real estate investment essentially combines property two types of assets: property and foreign currency. The value of a foreign currency can profoundly affect the amount of return made on an investment, as it increases or decreases relative to the U.S. dollar.

3.  <b>Legal technicalities (or lack thereof) may increase risk</b>:  Navigating the legal landscape of a foreign real estate market can be daunting, especially in developing countries that have only recently opened their property markets to limited foreign investment.

4.  <b>Foreign investment opportunities abound in Latin America</b>:  Latin American real estate markets can be especially favorable, offering affordable property prices, government initiatives meant to attract foreign capital and exotic, beautiful landscapes.

5.  <b>Working with international real estate professionals is an important first step</b>:  Embarking on one's own in unfamiliar territory can be a dangerous move.  Contact our local Coldwell Banker agents - they know the market and real estate trends.

6.  <b>The US real estate market is not necessarily a "bad" place to invest</b>:  The state of the U.S. housing market might be unnerving for many investors, but those who follow the traditional "buy low, sell high" mantra might see opportunity where others see cause for concern.

International real estate investing carries risk but we have professionals at Coldwell Banker who can help you understand the risk and minimize it for your situation.  Give us a call.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 11 May 2009 18:02:23 -0400]]></pubDate>
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   <title><![CDATA[St Croix Condo at Teagues Bay Now Available]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=61]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=61]]></guid>
   <description><![CDATA[<img src="http://www.coldwellbankervi.com/images/listing_photos/20090506185358976005000000-o.jpg" width=160 align="left" vspace=4 hspace=4>This listing on Teagues Bay has a great Buck Island and sea view.  It is micely furnished including washer and dryer.  Upstairs is the master loft; the living area is downstairs. The home is located at the top of the hill so you can relax on front or back patio overlooking golf course. There are a sandy beach, restaurants and tennis courts just across the street.  $162,000

Visit our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=620' target='_blank'>Coldwell Banker Listing</a> page for details.

]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 08 May 2009 21:28:13 -0400]]></pubDate>
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   <title><![CDATA[St Croix Coldwell Banker "On Location" now on You Tube]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=60]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=60]]></guid>
   <description><![CDATA[Coldwell Banker Real Estate LLC has launched an innovative branded YouTubeTM channel designed to offer consumers a new way to search for and interact with real estate information and listings. Named <b><a href='http://www.youtube.com/coldwellbanker' target='_blank'>Coldwell Banker On Location </a></b>, the channel was created to more fully tap into the power of video for real estate search and discovery, and to drill deeper into the local insights that consumers want.

According to the company, two areas of strategic focus set <b>Coldwell Banker On Location</b> apart from other real estate websites. First, it showcases the power of video to bring real estate more vividly to life - offering behind-the-scenes looks at towns and neighborhoods, smart tips and timely news on real estate topics, and video listings of homes for sale. 

Second, content posted to On Location has a strong emphasis on local information and insights, so consumers can dig deeper into the areas of the country that interest them most.

"Video is a critical part of how today's consumers want to explore real estate, and we intend to use it to an extent never before seen in our industry," said Jim Gillespie, president and chief executive officer, Coldwell Banker Real Estate LLC. "<b>Coldwell Banker On Location</b> provides an exciting new platform for our vast network of thousands of sales associates to directly share the kind of local insights and knowledge that is invaluable to consumers hoping to learn about a new area."

(source:  <a href='http://rismedia.com/2009-05-04/coldwell-banker-%e2%80%98on-location-youtube-channel-taps-power-of-video-for-real-estate-search-and-insight/' target='_blank'>RisMedia</a>)]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 06 May 2009 16:12:25 -0400]]></pubDate>
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  <item>
   <title><![CDATA[Pres. Obama Announces Plan to Find Tax Evaders that use Offshore Tax Shelters]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=59]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=59]]></guid>
   <description><![CDATA[Monday, Pres. Barack Obama said he would find and pursue US tax evaders and go after their offshore tax shelters.  He announced a series of steps to overhaul the US tax code and to hire hundreds of new federal tax agents.

Specifically, Obama wants to prevent US companies from deferring or eliminating tax payments to the US by keeping profits in foreign countries.  He wants more transparency in bank accounts and said, "If financial institutions won't cooperate with us, we will assume that they are sheltering money in tax havens and act accordingly." 

His goal is not to make trouble for US corporations doing business abroad, but to generate $210 billion in new taxes over the next 10 years and make it easier for companies to create jobs within the US.  Under his plan, companies would not be able to write off domestic expenses for generating profits abroad. 

He made clear that he does not want to repeal all overseas tax benefits but to create a start, or downpayment "on the larger tax reform we need to make our tax system simpler and fairer and more efficient for individuals and corporations." The current code, he feels, makes it too easy for companies to abuse overseas tax havens and avoid paying any taxes.

Under existing laws, companies with operations overseas pay U.S. taxes only if they bring the profits back to the United States. If they keep the profits offshore, they can defer paying taxes indefinitely. Obama's plan, which would take effect in 2011, would change that. 

Obama's plan would:

* Eliminate some tax deductions for companies that earn profits in countries with low tax rates.

* Make permanent a research and experimentation tax credit, which is offered for creating domestic jobs.

* End a loophole that allows corporations to avoid taxes by reporting to the U.S. government that they're paying taxes in foreign countries and then telling the foreign countries that they're paying here.

(resources:  <a href='http://www.latimes.com/news/nationworld/nation/la-na-obama-tax5-2009may05,0,3657538.story' target='_blank'>LA Times</a> and <a href='http://www.msnbc.msn.com/id/30557517' target='_blank'>MSNBC</a>)
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 06 May 2009 09:36:16 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[St Croix Waterfront Home on Grapetree Bay Priced Right]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=58]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=58]]></guid>
   <description><![CDATA[<img src="http://www.coldwellbankervi.com/images/listing_photos/20090501162442417293000000-o.jpg"width=160 align="left" vspace=4 hspace=4>Affordable waterfront home that exudes St. Croix beach charm with spacious rooms and the most beautiful unobstructed sea view. This 3-bedroom wood home is located on an acre landscaped lot on a quiet dead end street within walking distance of amazing beaches including the 200 acres of Nature Conservatory's Jack's and Isaac's Bay. House needs updating, but an incredible location.

Read details on our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=616' target='_blank'>Coldwell Banker St Croix </a>listing page.  ASking $550,000.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 01 May 2009 18:17:50 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Tips for First-Time Home Buyers ]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=57]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=57]]></guid>
   <description><![CDATA[Like any other life changing experience, buying a home for the first time can seem like an incredible challenge. However, once first-time homebuyers are able to organize their priorities, conduct some useful research and interact with a trusted real estate agent, confusion can quickly turn into excitement. Keeping in mind some of the basic tips outlined below can help pave the way to a successful first-time home buying experience.

1. Prior to researching the real estate market and hunting for mortgages, you will need to analyze your family's goals and priorities. Take some time to reflect and determine if it is the right time to purchase your first home. You may also want to ask yourself where you want to be in the next few years and consider how purchasing a home for the first time fits into your family's long-term goals.

2. Once you determine you are ready to purchase your first home, you may want to research the details of the home buying process. Though you may not understand everything you read, any insight you gain will help you avoid unwanted headaches further along in the process. 

3. The next important step in the home buying process may seem obvious but is often overlooked during the excitement of purchasing a first home. Very simply, as a first-time home buyer, you need to determine what you can afford. Too often, first-time home buyers underestimate or simply miscalculate the costs of owning a home. Before searching for your first home, ask yourself if your income is both adequate and reliable enough to afford mortgage payments. 

4. There are also upfront costs to consider when buying a home. Though the amount required to cover a down payment and possible closing costs will vary, there are usually some out of pocket expenses to incur when closing on your first home. Being prepared for these expenses, as well as any unexpected costs that occur after you have moved in will help your transition into home ownership.

5. After determining what your family can comfortably afford, you should start shopping around ^ for both homes and mortgages. By this time, you should have a good idea of what types of amenities you are looking for in a first home and what neighborhoods best match your family's needs. As your search advances, you may want to attend some open houses in your neighborhoods of interest. Even if you don't find the perfect home right away, being active in the market will give you a better chance of finding the best fit for your family.

6. While looking at homes, you may also want to see what types of mortgages are available to your family. If you are able to determine what rates you qualify for and estimate your mortgage payment before actively bidding on a home, you can narrow down your price range and make a confident offer when the time comes.  ]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 29 Apr 2009 21:48:41 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[USVI Parks to Receive $1.7 million Federal Money]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=56]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=56]]></guid>
   <description><![CDATA[From the Associated Press (via <a href='http://www.stcroixlime.com/2009/04/usvi-parks-to-receive-17-million-federal-boost/' target='_blank'>St Croix Lime</a>), "National parks in the U.S. Virgin Islands are set to receive $1.7 million in federal funds for upgrades and repairs.  The islands' congressional delegate says the money will be used for 14 projects.

"Donna Christensen said that Buck Island in St. Croix will receive the largest cut. Nearly $1 million will be used to repair storm-damaged trails, a shoreline and pier. Christiansted National Park will receive almost half a million dollars to preserve historic sites including a steeple, warehouse and customs house.

"The U.S.-based National Parks Conservation Association said last year that historic sites in the U.S. Virgin Islands were in danger of disappearing because of lack of funds and poor maintenance."

]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 24 Apr 2009 21:49:16 -0400]]></pubDate>
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  <item>
   <title><![CDATA[St Croix Regatta will be Fundraiser for Local Hospice Care]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=55]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=55]]></guid>
   <description><![CDATA[The date to save is February 19-21, 2010 - the St. Croix Yacht Club Hospice Regatta is the first leg of the Caribbean Ocean Racing Triangle (C.O.R.T.), which continues in Culebra and the British Virgin Islands in March.  Regatta organizers intend to attract both new sponsors and new racers to this 501(c)(3) charitable event, while raising awareness and funds for their local hospice, Continuum Care, Inc.

New race courses, including a long distance course especially designed for first time racers and live-aboard cruisers, will entice those heavy displacement vessels that don't normally participate in standard windward/leeward racing. Hard-core racers (those without a six-month supply of wine and canned goods) will find the "sausage" and "triangle" courses they love in the Buck Island Channel, and one-design dinghy racers will race inside the reef in beautiful Teague Bay. A separate Teague Bay racing circle will host the under-15 set in Optimist dinghies. According to regatta director, Juliet San Martin, "We'll give a start to anybody who shows up to race."

While hospice care is a fully covered benefit under Medicare Part A and other health care plans, over 40% of patients on St. Croix have no insurance coverage at all.  Funds raised by the regatta will help to ensure continuing coverage for all who require supportive care in their final days.

More details online at <a href='http://www.allatsea.net/specificissueeditorial.php?featureid=2248' target='_blank'>AllAtSea</a>.


]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 24 Apr 2009 21:45:43 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Protecting Your Privacy While Your Home is on The Market Part 2]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=54]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=54]]></guid>
   <description><![CDATA[Here are more tips, to continue our previous blog, on protecting your privacy if your home is on the market.  The first two were Hide your Mail, and Take Down Photos & Diplomas.

3. Clean the closets and drawers

If you have ever been to an open house or toured a home for sale, you can probably understand the desire to dig around. In most cases, prospective homebuyers simply open closets and cabinets to inspect the space or make judgments about the construction of the home. While most people who view your home will not try to snoop in your personal belongings, try to pack away anything that could tell an unwanted story about your life.

You may want to clear out all drawers and closets entirely before the home is shown to buyers. After your personal belongings have been removed from the home or carefully packed away, work with your agent to stage closets and large cabinets. By replacing your own belongings with examples of how the home can be utilized, you will take the focus off yourself and help prospective buyers visualize themselves in your home. 

Bathroom cabinets have to be included here - hide or remove ALL drugs of any kind.  Don't leave the temptation.

4. Turn down the answering machine

This final step is probably the most overlooked by home sellers. Just as you can not anticipate what arrives in the mail each day, you cannot predict when you might receive an unwanted phone call. If you are engaged in an open house or private viewing, you certainly don't want a prospective buyer to overhear a message from a collection agency or credit card company. Furthermore, as you are in the process of selling a home (and possibly buying another), you don't want buyers to know anything about your personal business. So, before any prospective buyers enter your home, mute your answering machine to prevent any uncomfortable exchanges. 

In conclusion, when you are ready to show your home to prospective buyers, try to remove anything that might drive a buyer away or create an unwanted bias. Whether it's as simple as removing your personal mail or staging the closets of your home's bedrooms, a bit of work can not only protect your privacy but can potentially help sell your home. 
]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 22 Apr 2009 17:57:19 -0400]]></pubDate>
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  <item>
   <title><![CDATA[Spirit of Cooperation Offered at OAS Summit]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=53]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=53]]></guid>
   <description><![CDATA[President Barack Obama offered a spirit of cooperation to America's hemispheric neighbors, listening to complaints about past U.S. meddling and pointedly reaching out to Venezuela's leader, Hugo Chavez, Cuban leader Raul Castro, and Nicaragua's Daniel Ortega.  

"I have a lot to learn and I very much look forward to listening and figuring out how we can work together more effectively," Obama said. 

To Latin American nations reeling from a sudden plunge in exports, Obama promised a new hemispheric growth fund, an initiative to increase Caribbean security, and a partnership to develop alternative energy sources and fight global warming.

Obama extended a hand to Nicaragua's Daniel Ortega, whom President Ronald Reagan spent years trying to drive from power. At a luncheon speech to fellow leaders, Chavez said the spirit of respect is encouraging and he proposed that Havana host the next summit.

Obama said he was ready to accept Cuban President Raul Castro's proposal of talks on issues once off-limits for Cuba, including political prisoners held by the communist government.

The summit ended very positively, with high hopes by all countries that they will be able to work together more effectively in the future toward shared goals.

(resource:  <a href='http://www.fresnobee.com/worldnews/story/1338779.html' target='_blank'>FresnoBee.com</a>)
]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 20 Apr 2009 20:48:36 -0400]]></pubDate>
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  <item>
   <title><![CDATA[Oceanview Land Parcel Available on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=52]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=52]]></guid>
   <description><![CDATA[<img src="http://www.coldwellbankervi.com/images/listing_photos/20090417141810504011000000-o.jpg"width=160 align="left" vspace=4 hspace=4>Awesome parcel, 2 lots totaling over 1-acre with a terrific view eastward and south from one of the prettiest places on St. Croix. If you like it cool, want a big view, and you want to be centrally located this homesite is for you. See St. Thomas and the islands to the North, Buck Island and the beautiful Caribbean sea on both sides of St. Croix from this wonderful spot.

Asking $159,000.  Learn details at our <a href='http://www.coldwellbankervi.com/index.php?action=listingview&listingID=605' target='_blank'>Coldwell Banker Listing </a>page.]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Fri, 17 Apr 2009 21:34:13 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Protecting Your Privacy While Your St Croix Home is on The Market Part 1]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=51]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=51]]></guid>
   <description><![CDATA[If your home is on the market, you have probably already taken great care in cleaning the interior and making necessary renovations that could help attract prospective buyers. However, before your home is shown to any buyers or agents, you should consider performing a few tasks to help protect your privacy. Not only should you try to remove personal items from tabletops or counters, but it is also wise to remember that potential buyers will open closets, cabinets and built-in drawers as they assess the property. To protect your privacy and prevent prospective buyers from forming any biases against you, you may want to follow these simple steps before showing your home.  

1. Hide your mail 

When dealing with your mail, you should either remove it from your home or place it where it cannot be found. If prospective homebuyers spot collection notices or excessive credit card bills in plain sight, they might immediately assume that you are in debt and need to sell your home quickly. Furthermore, as no one wants strangers to read any of their personal materials, you should try to conceal all of your mail ^ down to the last furniture catalog.

2. Take down photos and diplomas

While some home sellers feel that such personal documents could add an atmosphere of coziness to their property, you may want to consider clearing the walls. Following this simple step could help prevent any type of bias from prospective homebuyers. For instance, home sellers with recent diplomas might be perceived as deep in debt and willing to sell at any price. Likewise, wedding photos can reveal the homeowner's religion, which could influence certain buyers. Remember, you'll be moving anyway so it's time to start backing.

Read more tips for your privacy next week.
]]></description>
   <author><![CDATA[islandsit@gmail.com (Jim Reed)]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Wed, 15 Apr 2009 18:30:06 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Twitter on St Croix]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=50]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=50]]></guid>
   <description><![CDATA[We at Coldwell Banker are trying social networking as a company, like some of our agents are doing personally.  We've signed on at Twitter and now Tweet all new listings.

Let us know if this is helpful to you - email our Broker, Amy Land-de Wilde (amydewilde@att.net), or fill out the contact form on our <a href='http://www.coldwellbankervi.com/index.php?action=page_display&PageID=2' target='_blank'>St. Croix web site</a>.  We'd like to know how many of you- who do Twitter - are interested in St Croix real estate, and if knowing about our listings instantly is helpful.  Thanks!

]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Mon, 13 Apr 2009 17:57:24 -0400]]></pubDate>
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  <item>
   <title><![CDATA[Grants Available for Environmental Projects]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=49]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=49]]></guid>
   <description><![CDATA[The V.I. Energy Office is accepting applications for a grant to help educators develop projects on energy and environmental issues.

The deadline to apply for Energy Education Mini-Grants is April 17. The program is designed to assist teachers and youth educators in developing and implementing energy environmental awareness and educational projects. A maximum of $1,500 per grant is available through a competitive process.

All schools and youth education organizations in the territory are eligible to apply. The grant package, including application, is available under "grants" on the V.I. Energy Office's website, www.vienergy.org, and at the office at No. 45 Estate Mars Hill on St. Croix.

For information, contact Leila Muller at 773-1082 ext. 2201.

(source:  the <a href='http://www.stcroixlime.com/2009/04/energy-office-offering-educators-grants-for-environmental-projects/' target='_blank'>St Croix Lime</a>)]]></description>
   <author><![CDATA[islandsit@gmail.com ()]]></author>
   <category><![CDATA[St. Croix]]></category>
   <pubDate><![CDATA[Thu, 09 Apr 2009 20:06:59 -0400]]></pubDate>
  </item>
  <item>
   <title><![CDATA[Making the Best Decisions When Purchasing an Older Home]]></title>
   <link><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=48]]></link>
   <guid><![CDATA[http://coldwellbankervi.com/index.php?action=addon_blog_article&id=48]]></guid>
   <description><![CDATA[There is much information that points to the benefits to buying an older home. Older homes generally have lower purchase prices relative to newer houses. They tend to be located in established neighborhoods with an existing history of schools, transportation and commercial center offerings. Older houses have mature landscaping and period-style architecture and craftsmanship. If this type of home-buying information is important to you, you may want to consider an older house. Still, older homes come with their own set of issues. In order to make the best home-buying decision, here are five information topics you may want to discuss with your real estate agent. 

1) <b>Structural Issues</b>
The structural condition of older homes can vary greatly. It if has been maintained, the structure of an older house will likely reflect the quality craftsmanship of earlier times and will only need minor repairs, reinforcement or maintenance. More recent additions may have been built to a lower standard than the original home, and can need major repairs or renovations. If the original building has not been well maintained, you may be in for a serious structural overhaul. Neglected crawlspaces can have foundation and floor structure defects. Continuous water intrusion or past fires could have damaged structural areas that are now concealed. Be sure your home inspector investigates the structure of an older house thoroughly. 

2) <b>What is Involved with Remodeling</b>
Many people purchase an older home with the intention of remodeling it in order to make the house more comfortable and raise the home value. Like many equations in life, the decision to remodel an older home boils down to time or money. If you decide to spend more of your time and less of your money, you'll need to be handy and have your weekends free of other commitments for several months. If you prefer to save your time, but spend more money, your real estate agent can refer you to a contractor who specializes in raising house value by remodeling older homes. 

3) <b>Zoning and Use Issues</b>
Before you purchase an older house with the intention of remodeling and raising the home value, be sure to investigate the zoning and use regulations. Many older homes come with restrictions, including pre-determined setbacks from property lines, limits on roof height, etc. If the home is on a municipal historic register, regulations will likely be even more stringent in order to preserve the house's historic character. If you're considering alternative uses for your older house, like turning it into a commercial office, building an in-law apartment, etc., be sure to ask your real estate agent about zoning specifics. 

4) <b>Cost of Operations</b>
Higher repair and maintenance expenses should be factored into the budget when calculating the total cost for purchasing an older home. Renovations, repairs and even pre-purchase inspection costs can be considerably higher than if purchasing a newer house. Also, the lack of modern insulation materials means bigger gas and electric bills in order to heat and power the house. And, major appliances, plumbing and heating systems will likely need maintenance within the first few years of your ownership.

5) <b>Pests</b>
In an older home, it's possible that termites and other wood destroying insects could have dama